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Term Insurance

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Plan Highlights

Option To Get 105% Return of Premium**

Get Online Medical Consultation Facility^#

Enhance Your Protection with Optional Riders^##

Get Tax Benefits^~ As Per Applicable Tax Laws

Why Term Plan Is Necessary?

Get Large Cover at
Lower Premium

A term insurance premium is affordable
and secures the financial future of your
loved ones.

Early Mover
Advantage

With an increase in age, your premium may also
increase. When you buy the term plan at an early
age it is more affordable.

Provides Financial
Security

Buying a term plan is important if you are the sole bread earner in your family. In case of any unfortunate event, term plans help to cover the risk and secure the future of your loved ones.

Avail Tax Benefits

When you purchase a term plan, you get
Tax Benefits as per applicable tax laws
thus it will help you to save on tax.

Benefit Illustration

Life Option (Pure Term)

Sum Assured

1 Crore

Policy Term

Whole Life

Premium Payment Term

Regular Pay

Age	Annual Premium		Monthly Premium
Age	Male	Female	Male	Female
20 years	₹ 12,600	₹ 10,700	₹ 1,113	₹ 945
25 years	₹ 15,700	₹ 13,300	₹ 1,386	₹ 1,174
30 years	₹ 20,700	₹ 17,600	₹ 1,828	₹ 1,554
35 years	₹ 27,900	₹ 23,700	₹ 2,464	₹ 2,093
40 years	₹ 38,600	₹ 32,800	₹ 3,408	₹ 2,896
45 years	₹ 53,800	₹ 45,700	₹ 4,751	₹ 4,035

Life Plus Option (Term + Return of Premium)

Sum Assured

1 Crore

Policy Term

40 years

Premium Payment Term

Regular Pay

Age	Annual Premium		Monthly Premium
Age	Male	Female	Male	Female
20 years	₹ 12,900	₹ 11,000	₹ 1,139	₹ 971
25 years	₹ 16,400	₹ 13,900	₹ 1,448	₹ 1,227
30 years	₹ 22,200	₹ 18.900	₹ 1,960	₹ 1,669
35 years	₹ 31,600	₹ 26,900	₹ 2,790	₹ 2,375
40 years	₹ 46,500	₹ 39,500	₹ 4,106	₹ 3,488
45 years	₹ 72,100	₹ 61,300	₹ 6,366	₹ 5,413

Why Choose Tata AIA Life Insurance?

62 Lakh+

Families protected so far

98.02%

²Claim Settlement Ratio for FY 2020-21

4 Hours

¹Express Claim

AAA(Stable)^$

Rating by ICRA

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Download brochure

Download policy bond

Testimonials

Hi Team, This email is to appreciate the support of Monomay & Subrata even though they were working from home during the locked down phase. I really appreciate the support and the effort of the team to take extra steps to resolve my service request. Keep up the great work.

Sohini Saha

Respected Madam, I thank Ashwani Indulkar for her prompt service. She was very efficient in answering all my queries & concerns about my policy. I wish her all the best for future. It was a great experience & I shall recommend Tata AIA Life to my friends and relatives.

Mihir Bhandari

Dear Pratik, We are really thankful to you & your team & appreciate your kind nature, efforts & support with the necessary changes in my insurance policy document during the COVID-19 lock down. Thanks a lot...I received my updated Policy documents soft copy by mail.

Harshit Shah

Dear Harshali, Thanks a lot. Amount has been credited to my account. I shall remain thankful to Tata AIA Life for the support in a time when the whole country is under COVID-19 lockdown. No other company has the guts to perform such a hassle-free service like Tata AIA Life.

Nishant Kumar

Dear Rittwik, I am amazed to see the promptness from your side in this lockdown situation where human world is at stake. It's an example towards a sense of responsibility & feeling for the customer. Really admirable & thanks a lot for helping me in this abnormal situation.

Gautam Banerjee

Greetings Mr. Upendra Kumar, Thanks a ton! I express my wholehearted appreciation for all your help in this case. Your proactive approach and prompt action especially during this COVID-19 Lockdown situation has been really impressive! Kudos!

Vinayak Sen

Dear Priya, Thank you for the splendid support & care rendered to me during this COVID-19 lock-down days. You attended my queries even at odd hours, while working from home. Your responses were prompt, courteous and full of Contents. I rate your services 10/10. Bravo Tata AIA Life.

Vivekananda Dutta

Dear Dr. Nilesh, Thanks for your time and detailed discussions, even during this COVID-19 lockdown, to help me identify the best plan for me and also for sharing the revised offers. Thanks also to the entire leadership team of Tata AIA Life for their support.

V Sridhar

Disclaimer

*Option available with Life and Life plus option

^{^}Applicable for Life, Life Plus and Life income options

^**Under Life Plus Option, an amount equal to the 105% of the Total Premiums Paid (excluding loading for modal premiums) shall be payable at the end of the Policy Term, provided the life assured survives till maturity and the policy is not terminated earlier.

^#Medical Second Opinion/Personal Medical Case Management is an optional service offered to you at no additional cost. The eligibility of the Life Insured to avail these services shall be determined by the Company from time to time. You may exercise your own discretion to avail the services and to follow the treatment path suggested by the service provider. These services shall be directly provided by the service provider. The services can be availed only where policy/rider is inforce. All the supporting medical records should be available to avail the service. We reserve the right to discontinue the service or change the service provider at any time. The services are being provided by third party service provider and Tata AIA Life Insurance Company Ltd will not be liable for any liability.

^~Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.

^##Rider is not mandatory and is available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/ branch.

^$Assigned the highest issuer rating of AAA by ICRA. Issuer Rating represents opinion on ability to pay policy-holder obligations and claims in a timely manner for an insurance company.

⁺This plan offers pure risk premium option under Life Option and return of premium benefit under Life Plus Option along with other benefits. Please refer sales brochure for complete details.

This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.

Insurance cover is available under this product. For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.

In case of sub-standard lives, extra premiums will be charged as per our underwriting guidelines.

Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than the all the Premiums Paid.
²Indiviual death claim ratio for FY 202-21 as per annual financial statements.
¹Claims beyond three years from the date of issuance of the policy or the date of commencement of risk or the date of revival of the policy or the date of the rider to the polic,whichever is later. Subject to all the relevant terms and conditions of the policy contract.
L&C/Advt/2021/Dec/2080

Tata AIA Life Insurance Company Ltd. (IRDA Regn. No. 110 ·CIN:U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor/Intermediary or visit Tata AIA Life's nearest branch office or call 1-860-266-9966 or write to us at customercare@tataaia.com. Visit us at www.tataaia.com

BEWARE OF SPURIOUS /FRAUD PHONE CALLS!

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Plan Highlights

Why Term Plan Is Necessary?

Get Large Cover at Lower Premium

Early Mover Advantage

Provides Financial Security

Avail Tax Benefits

Benefit Illustration

Life Option (Pure Term)

Sum Assured

Policy Term

Premium Payment Term

Life Plus Option (Term + Return of Premium)

Sum Assured

Policy Term

Premium Payment Term

Why Choose Tata AIA Life Insurance?

62 Lakh+

98.02%

4 Hours

AAA(Stable)$

Downloads

Testimonials

Get Large Cover at
Lower Premium

Early Mover
Advantage

Provides Financial
Security

AAA(Stable)^$