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    TATA AIA Life Insurance Co. Ltd will send you updates on your policy, new products & services, insurance solutions or related information. Select here to opt-in.

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    We all want to ensure that our loved ones have a comfortable life and secured future. We want to make sure they are never short in terms of financial resources to live the life of their dreams, thereby providing a strong 'foundation' of financial security for them. Tata AIA Life Insurance Sampoorna Raksha Supreme Plan, provides financial protection to your family and offers you the flexibility to choose the plan that suits your need.

    Choose to increase Life Cover at important milestones with Life stage option*
    Ease of payment with Single / Limited / Regular payment options
    Whole Life Cover till the age of 100^
    Lower premium rate for women

    Why Choose

    Tata AIA Life Insurance

    Sampoorna Raksha

    Supreme?

    Plan Highlights

    Option To Get 105% Return of Premium**

    Get Online Medical Consultation Facility#

    Enhance Your Protection with Optional Riders##

    Get Tax Benefits~ As Per Applicable Tax Laws

    Why Term Plan Is Necessary?

    Get Large Cover at
    Lower Premium

    A term insurance premium is affordable
    and secures the financial future of your
    loved ones.

    Early Mover
    Advantage

    With an increase in age, your premium may also
    increase. When you buy the term plan at an early
    age it is more affordable.

    Provides Financial
    Security

    Buying a term plan is important if you are the sole bread earner in your family. In case of any unfortunate event, term plans help to cover the risk and secure the future of your loved ones.

    Avail Tax Benefits

     

    When you purchase a term plan, you get
    Tax Benefits as per applicable tax laws
    thus it will help you to save on tax.

    Benefit Illustration

    Life Option (Pure Term)

    Sum Assured

    1 Crore

    Policy Term

    Whole Life

    Premium Payment Term

    Regular Pay

    Age Annual Premium Monthly Premium
    Male Female Male Female
    20 years ₹ 12,600 ₹ 10,700 ₹ 1,113 ₹ 945
    25 years ₹ 15,700 ₹ 13,300 ₹ 1,386 ₹ 1,174
    30 years ₹ 20,700 ₹ 17,600 ₹ 1,828 ₹ 1,554
    35 years ₹ 27,900 ₹ 23,700 ₹ 2,464 ₹ 2,093
    40 years ₹ 38,600 ₹ 32,800 ₹ 3,408 ₹ 2,896
    45 years ₹ 53,800 ₹ 45,700  ₹ 4,751 ₹ 4,035

    Life Plus Option (Term + Return of Premium)

    Sum Assured

    1 Crore

    Policy Term

    40 years

    Premium Payment Term

    Regular Pay

    Age Annual Premium Monthly Premium
    Male Female Male Female
    20 years ₹ 12,900 ₹ 11,000 ₹ 1,139 ₹ 971
    25 years ₹ 16,400 ₹ 13,900 ₹ 1,448 ₹ 1,227
    30 years ₹ 22,200 ₹ 18.900 ₹ 1,960 ₹ 1,669
    35 years ₹ 31,600 ₹ 26,900 ₹ 2,790 ₹ 2,375
    40 years ₹ 46,500 ₹ 39,500 ₹ 4,106 ₹ 3,488
    45 years ₹ 72,100 ₹ 61,300 ₹ 6,366 ₹ 5,413

    Why Choose Tata AIA Life Insurance?

    62 Lakh+

    Families protected so far

    98.02%

    2Claim Settlement Ratio for FY 2020-21

    4 Hours

    1Express Claim

    AAA(Stable)$

    Rating by ICRA

    Disclaimer
    • *Option available with Life and Life plus option
    • ^Applicable for Life, Life Plus and Life income options
    • **Under Life Plus Option, an amount equal to the 105% of the Total Premiums Paid (excluding loading for modal premiums) shall be payable at the end of the Policy Term, provided the life assured survives till maturity and the policy is not terminated earlier.
    • #Medical Second Opinion/Personal Medical Case Management is an optional service offered to you at no additional cost. The eligibility of the Life Insured to avail these services shall be determined by the Company from time to time. You may exercise your own discretion to avail the services and to follow the treatment path suggested by the service provider. These services shall be directly provided by the service provider. The services can be availed only where policy/rider is inforce. All the supporting medical records should be available to avail the service. We reserve the right to discontinue the service or change the service provider at any time. The services are being provided by third party service provider and Tata AIA Life Insurance Company Ltd will not be liable for any liability.
    • ~Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
    • ##Rider is not mandatory and is available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/ branch.
    • $Assigned the highest issuer rating of AAA by ICRA. Issuer Rating represents opinion on ability to pay policy-holder obligations and claims in a timely manner for an insurance company.
    • +This plan offers pure risk premium option under Life Option and return of premium benefit under Life Plus Option along with other benefits. Please refer sales brochure for complete details.
    • This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
    • Insurance cover is available under this product. For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.
    • In case of sub-standard lives, extra premiums will be charged as per our underwriting guidelines.
    • Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than the all the Premiums Paid.
    • 2Indiviual death claim ratio for FY 202-21 as per annual financial statements.
    • 1Claims beyond three years from the date of issuance of the policy or the date of commencement of risk or the date of revival of the policy or the date of the rider to the polic,whichever is later. Subject to all the relevant terms and conditions of the policy contract.
    • L&C/Advt/2021/Dec/2080

    Tata AIA Life Insurance Company Ltd. (IRDA Regn. No. 110 ·CIN:U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor/Intermediary or visit Tata AIA Life's nearest branch office or call 1-860-266-9966 or write to us at customercare@tataaia.com. Visit us at www.tataaia.com 

     

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