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    TATA AIA Life Insurance Co. Ltd will send you updates on your policy, new products & services, insurance solutions or related information. Select here to opt-in.

    TATA AIA Life Insurance Co. Ltd will send you updates on your policy, new products & services, insurance solutions or related information. Select here to opt-in.

     
    TERM LIFE INSURANCE NOW QUICK & EASY
     

    Get insured in a matter of minutes, literally! With TATA AIA Life Insurance Insta Protect term life plan, protecting your family’s future is just a few clicks away. Plus, you can get the flexibility to choose a custom plan that’s just right for you. Be it a 5 year term or 100 years of age, TATA AIA Life Insurance InstaProtect is here to cover all your goals - small and big.

    • SImple 
    • Swift
    • Secured


    Why Choose Insta Protect Solution?

    1. It’s Instant

    No medicals | No Worries

    2. It’s Comprehensive

    Health & Life Cover | 40+ Critical Illness Benefit# |Tax Benefit**

    3. It’s Flexible

    Choose a plan, premium & term as per your goal - starting for 1 year, up to 100 years 

    IT’S THIS SIMPLE.

    InstaProtect Solution Benefits

    • 01.

      Get comprehensive coverage with flexible packages to choose from.

    • 02.

      Choose the policy term and premium payment term as per your convenience.

    • 03.

      Avail complimentary Hospicare Benefit# in case of medical emergency.

    • 04.

      Avail Accidental Total and Permanent Disability Benefit#

    • 05.

      Option to get your premiums back at the end of policy period with Return of Premium## plan feature.

    INSTANT INSURANCE. MULTIPLE BENEFITS.

    • Worry-free Insurance



      with TATA AIA assurance

    • Hassle-free Process

      with no medicals

    • Complete Protection

      with Life Cover, Health Cover & 40% Critical Illness Benefit#

    • Exclusive Access

      to free 24x7 Online Medical Consultation

    • Comprehensive Cover

      at affordable premium & tax benefits**

    • Return of Premium## Option

      On your premiums paid

    Why Term Insurance plan is necessary?

    Get Comprehensive Cover
    at Affordable Premium

    A term insurance premium is affordable
    and secures the financial future of your
    loved ones.

    Early Mover
    Advantage

    With an increase in age, your premium may also
    increase. When you buy the term plan at an early
    age it is more affordable.

    Avail Tax Benefits

    When you purchase a term plan, you get
    Tax Benefits as per applicable tax laws
    thus it will help you to save on tax.

    Provides Financial
    Security

    Buying a term plan is important if you are the sole bread earner in your family. In case of any unfortunate event, term plans help to cover the risk and secure the future of your loved ones.


    Sample Illustration~~




     
    Male, Non Smoker Lives
    NROP option Annual Premium with GST ROP option Annual Premium with GST
    Age PPT PT 25 Lakhs^ 50 Lakhs^ 70 Lakhs^ 25 Lakhs^ 50 Lakhs^ 70 Lakhs^
    20 30 30 3,267 5,895 7,943 6,179 11,080 14,603
    25 30 30 3,850 7,040 9,665 7,020 12,769 17,106
    30 30 30 4,937 9,192 12,874 8,635 16,042 21,894
    35 30 30 6,871 12,897 18,479 11,378 21,538 30,065

     







     
    Male, Non Smoker Lives
    NROP option Monthly Premium ROP option Monthly Premium
    with Model Loading, GST with Modal Loading,GST
    Age PPT PT 25 Lakhs^ 50 Lakhs^ 70 Lakhs^ 25 Lakhs^ 50 Lakhs^ 70 Lakhs^
    20 30 30 288 521 702 545 977 1889
    25 30 30 342 622 854 620 1127 1509
    30 30 30 438 811 1137 763 1416 1932
    35 30 30 602 1140 1631 1004 1902 2654

    ~~The premium shown in the illustration above are annualized premium (table 1) & monthly premium (table 2) exclusive of applicable taxes, cesses & levies for male, non-smokers, standard lives with non-return of premium option,. All taxes, duties, cesses or levies, (including but not limited to TDS, Surcharge or Cess) are applicable as per governing laws.​

    Why Choose Tata AIA Life Insurance?

    64  Lacs +

    Families protected so far

    98.02%

    Claim Settlement Ratio1 for FY 2020-21

    4 Hours

    Express Claim2

    AAA(Stable)$

    Rating by ICRA

    Disclaimer
    • InstaProtect Solution comprises Tata AIA Life Insurance Sampoorna Raksha Supreme (Non-Linked, Non-Participating, Individual Life Insurance Plan) (UIN: 110N160V02) - Life Option (in case Return of Premium is No) or Life Plus Option (in case of Return of Premium is Yes) are available, Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (NLCPR) (UIN: 110B033V02) - A Non-linked, Non-participating, Individual Health Rider; Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (NLCPR) (UIN: 110B031V02) - A Non-linked, Non-participating, Individual Health Rider. TATA AIA SRS is individually available for sale
    • CritiCare Plus (CPB), Accidental Death Benefit (ADB), Accidental Total & Permanent Disability (ATPD) are benefit options available under Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (A Non-linked, Non-participating, Individual Health Rider) (UIN: 110B033V02 or any later version).  HospiCare Benefit (HCB) is a benefit option available under Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (A Non-linked, Non-participating, Individual Health Rider) (UIN: 110B031V02 or any later version)
    • #Please refer brochure/s of above product and rider/s for additional details and Annexure for Definitions and Exclusions under these benefits
    • *Inbuilt payor Accelerator Benefit that advances 50% of Basic Sum Assured in the event of a Terminal Illness diagnosis.
    • ^The package Sum Assured is the maximum total coverage under the respective packages and is the sum addition of the individual risks Sum Assureds payable on occurrence of various insured events. Payouts will be restricted to applicable bene­fit mentioned against the corresponding risk as per the product or rider terms and conditions. Other Sum Assureds also available under the base product with or without rider.
    • ##At the time of purchase, if the policyholder chooses to opt for a Return of Balance Premium option -For Sampoorna Raksha Supreme (Life Plus Option), an amount equal to the 105% of the Total Premiums Paid towards the product (excluding loading for modal premiums) shall be payable at the end of the Policy Term, provided the life assured survives till maturity and the policy is not terminated earlier. For Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider and Tata AIA Life Insurance Non-Linked Comprehensive Health Rider, an amount equal to the Total Premiums Paid towards the respective benefit option (excluding loading for modal premiums), less any claim amount already paid out under the respective benefit option, shall be payable at the end of the benefit option term, provided the benefit option is not terminated.
    • **Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility for tax implications mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you. Buying a life Insurance policy/rider is a long term commitment. Early termination of the policy/benefit option under a rider usually involves high costs, and the surrender value payable may be less than all the premiums paid.
    • ~Express Issuance for standard lives. The solution will be underwritten by Tata AIA Life Insurance Company Limited. Additional Requirements may be called at underwriters discretion.
    • Life cover is available in this solution. The solutions are not guaranteed issuance solutions and will be subject to Company’s underwriting and acceptance. In the case of sub-standard lives, extra premiums will be charged as per our underwriting guidelines.
    • The solutions are underwritten by Tata AIA Life Insurance Company Limited. For more details on the benefits, premiums and exclusions under the rider, please refer to the Rider Brochure or contact our Insurance Advisor /Intermediary or visit our nearest branch office.
    • 2Indiviual death claim ratio for FY 202-21 as per annual financial statements.
    • 1Claim statistics are for Financial Year 2020-21 and is computed basis individual claims settled over total individual claims for the financial year. For details, refer to Public Disclosures in our Website.
    • $Assigned the highest issuer rating of AAA by ICRA. Issuer Rating represents opinion on ability to pay policy-holder obligations and claims in a timely manner for an insurance company.

    Tata AIA Life Insurance Company Ltd. (IRDA Regn. No. 110 ·CIN:U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400013.
    Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor/Intermediary or visit Tata AIA Life's nearest branch office or call 1-860-266-9966 or write to us at customercare@tataaia.com. Visit us at www.tataaia.com| L&C/Advt/2022/Jan/0073

     

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