Key Rider Benefits:
This rider protects your family by paying them a lump-sum amount in case of an accidental death.
The benefits are doubled in case of certain accidental deaths or dismemberments under specified circumstances (details in the brochure).
In case of disability / dismemberment / burns due to an accident, this rider ensures that your family receives a percentage of the Rider Sum Assured (as mentioned in the brochure).
Premiums paid under this rider are eligible for tax benefits under Section 80C of the Income Tax Act.
The Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Rider is available with Tata AIA Life Insurance Smart Income Plus, Tata AIA Life Insurance Diamond Savings Plan, Tata AIA Life Insurance Guaranteed Monthly Income Plan, Tata AIA Life Insurance Gold Income Plan, Tata AIA Life Insurance Sampoorna Raksha+, Tata AIA Life Insurance Sampoorna Raksha, Tata AIA Life Insurance Mahalife Gold and Tata AIA Life Insurance Guaranteed Return Insurance Plan.