Tata AIAGold Income Plan

The benefits of Tata AIA Gold Income plan are as follows:

• Get Guaranteed Maturity Bene­fit* at the end of policy term
• Choose your Guaranteed Income* for either 10 or 15 years
• Receive Guaranteed Income* starting @ 12% of the Basic Sum Assured
• Enjoy increasing income with Income Boosters^~ of 5% to 10% on Guaranteed Income*, based on premium amount, premium paying term & income term chosen
• Get higher Guaranteed Income* with higher annual premium payment
• Pay for 5/12 years for policy term of 12/15 years
• Enhance your protection with optional Riders^{^}
• Receive income tax^# benefits as pe the applicable Income Tax laws

*T&C apply

The limited premium paying term of the Tata AIA Gold Income Plan is –

• 5 years for a policy term of 12 years
• 12 years for a policy term of 15 years

The income booster^~ refers to an additional benefit percentage, between 5% - 10%, depending on your premium amount. This booster increases your guaranteed^* income each year and depends on the premium amount, income term and premium paying term you select.

The death benefit payable or the sum assured on death is the highest one of the following:

• Eleven (11) times the annualised premium
• 105% of the total premiums paid up to the date of death
• Guaranteed^* sum assured on maturity
• The absolute amount assured to be paid on death

The two optional riders^{^} available under the Tata AIA Gold Income Plan are:

• Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Rider (UIN:110B028V03) - A Non-Linked, Non-Participating, Individual Health Insurance, Pure Risk Premium Rider
• Tata AIA Life Insurance Waiver of Premium Plus (WOPP) Rider (UIN:110B029V02) - A Non-Linked, Non-Participating, Individual Health Insurance, Premium Paying Rider

The minimum and maximum annualised premium payable towards this policy is:

• Minimum – ₹50,000 for a 5-year premium payment term and ₹36,000 for a 12-year premium payment term.
• There is no restriction on the maximum premium payable. However, the limit will be subject to the company’s underwriting.

In the event of the policyholder’s death during the policy period, the appointed nominee, as named in the proposal form, should file a death claim. The policyholder can file a maturity claim at the end of the policy term and receive the guaranteed income benefits as predetermined under the policy.

You can choose any of the following channels to contact us and raise a claim.

• Email us at: customercare@tataaia.com

• Call our helpline number - 1860-266-9966 (local charges apply)

• Type CLAIM and send it to +91-7045669966

• Walk into any of the TALIC branch offices

• Write directly to us at

  The Claims Department,

  Tata AIA Life Insurance Company Limited

  B- Wing, 9th Floor,

  I-Think Techno Campus,

  Behind TCS, Pokhran Road No.2,

  Close to Eastern Express Highway,

  Thane (West) 400 607.

  IRDA Regn. No. 110