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Starting at 12% of the basic Sum Assured, you can choose to receive your guaranteed* income for either 10 years or 15 years.
You can get an extra 5% to 10% on top of your Guaranteed* Income by choosing an Income Booster~ based on your premium amount, premium paying term, and income term.
Receive higher guaranteed* income from the policy by increasing your early premium amount.
You can choose how long you want your insurance policy to stay in force, either 12 or 15 years and how many years you want to pay the premiums for, either 5 or 12 years.
Add coverage to your policy with a choice of 2 optional riders^ for a nominal premium amount to increase the coverage of your policy.
Receive income tax# benefits as per applicable income tax laws.
*T&C apply
Families protected so far1
Express Claim Settlement2
Worth of Assets Under Management3
Presence across major cities in India
2T&C apply
Eligibility Criteria of Tata AIA Gold Income Plan
Plan Parameters |
Minimum |
Maximum |
Age at Entry |
5 Pay: 6 years 12 Pay: 3 years |
5 Pay: 65 years 12 Pay: 55 years |
Age at Maturity |
18 years |
5 Pay: 77 12 Pay: 70 |
Policy Term (PT)/Premium |
Policy Term |
Premium Payment Term |
12 years |
5 years |
|
15 years |
12 years |
|
Basic Sum Assured |
Basic Sum Assured will be equal to the Annualised Premium x Basic Sum Assured Multiple. |
|
Premium (in multiples of 1000) |
5 Pay: ₹50,000 p.a. 12 Pay: ₹36,000 p.a. |
No Limit, subject to Board approved underwriting guidelines |
Premium Payment Mode |
Annual/Half-yearly/Quarterly/Monthly |
All reference to age is as on last birthday.
Our experts are happy to help you!
What is a guaranteed savings policy?
A guaranteed savings policy is a life insurance policy that offers the benefit of long-term savings, guaranteed income on maturity and a life cover under the same policy. The guaranteed benefit from the plan is paid out to the insured on maturity.
With a guaranteed savings plan, you can save money regularly towards the policy through the premium payments and then receive an assured lump sum or regular income benefit at the end of the policy term.
If the insured does not survive the policy term, then a death benefit will be payable to the appointed nominee or the beneficiaries.
What are the different types of savings plans?
Endowment policies, money-back plans and guaranteed income plans, monthly income plans are a few different types of savings plans.
When should one purchase a savings plan?
One can buy a savings plan at any point in time when they want to start saving money for their future. However, to avail of higher returns, opting for a savings plan early in life is advisable. This also helps one get a longer policy term during which they can save money for a longer tenure.
What are the benefits of Tata AIA Gold Income Plan?
The benefits of Tata AIA Gold Income plan are as follows:
*T&C apply
What is the premium paying term of the Tata AIA Gold Income Plan?
The limited premium paying term of the Tata AIA Gold Income Plan is –
What is the Income Booster feature?
The income booster~ refers to an additional benefit percentage, between 5% - 10%, depending on your premium amount. This booster increases your guaranteed* income each year and depends on the premium amount, income term and premium paying term you select.
What is the death benefit payable under this policy?
The death benefit payable or the sum assured on death is the highest one of the following:
Which two riders are available under the Tata AIA Gold Income Plan?
The two optional riders^ available under the Tata AIA Gold Income Plan are:
What is the minimum and maximum annualised premium payable for the policy?
The minimum and maximum annualised premium payable towards this policy is:
When should I file a death claim or a maturity claim?
In the event of the policyholder’s death during the policy period, the appointed nominee, as named in the proposal form, should file a death claim. The policyholder can file a maturity claim at the end of the policy term and receive the guaranteed income benefits as predetermined under the policy.
How to reach out to Tata AIA Life Insurance to file a claim?
You can choose any of the following channels to contact us and raise a claim.
Email us at: customercare@tataaia.com
Call our helpline number - 1860-266-9966 (local charges apply)
Type CLAIM and send it to +91-7045669966
Walk into any of the TALIC branch offices
Write directly to us at
The Claims Department,
Tata AIA Life Insurance Company Limited
B- Wing, 9th Floor,
I-Think Techno Campus,
Behind TCS, Pokhran Road No.2,
Close to Eastern Express Highway,
Thane (West) 400 607.
IRDA Regn. No. 110
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