Tata AIA Life Insurance
MahaLife Gold 

Non Linked, Participating, Whole Life Individual Savings Plan

Savings can give you the financial security that you need to plan your future, and give your loved ones a comfortable life. They can help you fulfil your short-term goals, and your long-term dreams. With the advantage of guaranteed payouts, these plans ensure that you do not compromise on your dreams, or the dreams of your family.

The Tata AIA Life Insurance MahaLife Gold plan is a savings plan that allows you to create a legacy for your family. With annual returns and bonuses, this plan also gives you an insurance cover, offering you the best of both worlds.


Whole Life Income

Receive regular income up to Age 85 or 100 years

Insurance coverage

Life insurance coverage to secure the future of your loved ones

Regular income

Regular Income in the form cash bonus from 6th policy anniversary and Guaranteed Income from 10th Policy Anniversary

Add-on riders

Enhanced protection through optional riders

Highlights of Tata AIA Life Insurance MahaLife Gold Plan

You have the flexibility to plan your future goals with Regular Income
In addition to regular income, you receive a lump sum payout at the end of the policy term
You have the option to enjoy protection till the age of 100
You can choose any of the additional riders to increase the protection offered
The plan gives you the freedom to pay premiums for limited periods
You can choose to pay your premiums annually, semi-annually or monthly
You have the option to avail a loan against your policy
You can avail tax benefits as per the applicable tax laws

Add Savings Plan Riders

Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Rider  

This rider protects your family by paying them a lump sum amount in case of an accidental death
The benefits are doubled in case of certain accidental deaths or dismemberments (details in the brochure)
Know More

Tata AIA Life Insurance Waiver of Premium Plus (WOPP) Rider 

In case of death or total and permanent disability of the life insured, this rider allows all future premiums to be waived off
This benefit is valid if the death or disability occurs before the life insured attains 70 years of age or before the end of the premium payment term, whichever occurs earlier
Know More
Check Eligibility Documents Required

Age at entry

 Minimum age at entry  0 years (30 days)
 Maximum age at entry   For a 6-year PPT: 55 years
 For an 8-year or 15-year PPT: 60 years 

Policy term

 Policy term   85 years minus the entry age or
100 years minus the entry age 

Premium payment term

 Available premium payment term options    6 years
 8 years
 15 years 

 Premium payment frequency options 


Age at maturity

 Maturity age 
 85 years or 100 years 

Sum assured

 Minimum sum assured 
 Rs. 1,00,000 
 Maximum sum assured 
 No limit, subject to underwriting 
PAN card
Aadhaar card
Bank statement (for the previous 6 months)
Salary slip
Income tax receipt

Frequently Asked Questions

How long does the cover offered by the MahaLife Gold plan last?

Under the Tata AIA Life Insurance MahaLife Gold plan, you can choose to opt for a cover up to 85 years or 100 years of age. Those are the options available for the maximum maturity age under the plan.

What is the premium payment frequency for this savings plan?

You can choose from the following premium payment frequencies.

  • Annual 
  • Half-yearly
  • Quarterly
  • Monthly 
How can I raise a claim under this savings plan?

You can choose any of the following channels to reach out to us and raise a claim.

The Claims Department,
Tata AIA Life Insurance Company Limited
B- wing, 9th Floor,
I-Think Techno Campus,
Behind TCS, Pokhran Road No.2,
Close to Eastern Express Highway,
Thane(West) 400 607.
IRDA Regn No. 110

What documents would I require to buy this insurance policy?

To buy an insurance policy, you need to submit the following mandatory documents.

Proof of address:

The following documents are accepted as valid proof of your address.

  • Bank Statement (or passbook) with the latest entries for six months 
  • Aadhaar card
  • Passport
  • Voter's ID
  • Driving license
  • Electricity/telephone bill
  • Ration card

Proof of identity:

Some of the documents that are accepted as valid proof of your identity include:

  • PAN card
  • Aadhaar card
  • Passport
  • Driving license

Documents showing proof of income:

These documents, which are required only for a few plans, include:

  • Salary slips of the previous 3 months
  • Income tax returns/Employer certificate
  • Bank statement of the previous 6 months
  • Latest Form 16
What are riders? Which rider can I purchase with the MahaLife Gold plan?

Riders are additional provisions that you can add on to your basic insurance policy, in order to enhance the protection and the benefits you receive.

With the Tata AIA Life Insurance MahaLife Gold(UIN: 110N029V03) plan, you can purchase the following riders.


Need help to choose the right plan?


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