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The primary investment objective of the Fund is to generate capital appreciation in the long term by investing in a portfolio of stocks indexed to the Alpha 50 Index. The objective of the fund is to invest in companies with similar weights as in the index and generate returns as closely as possible, subject to tracking error. The risk profile of the fund is High.
Gain exposure to 50 outlier stocks with highest alpha values.
Diversified portfolio across Large, Mid, and Small Cap stocks ensures stability and growth.
Our funds have been rated 4 or 5 stars by Morningstar1 indicating strong performance over the years.
Get income tax4 benefits and save more.
In this policy, the investment risk in investment portfolio is borne by the policy holder
Tata AIA Alpha 50 Index Pension Fund
Benchmark |
Nifty Alpha 50 Index - 100% |
Fund Management Charges |
1.35% per annum |
Risk Profile |
High |
Asset Allocation |
Equity and equity-related financial instruments – 80 - 100% Cash/ Money Market Instruments, Bank Deposits, and Mutual Funds - 0 - 20% |
Secure your retirement with an allocation in the top 50 performing stocks from the top 300 stock universe. Get the benefit from exposure to Large, Mid, and Small Cap stocks, ensuring a balanced portfolio with optimal growth potential.
The fund focuses on stocks that have consistently delivered superior performance, ensuring your retirement corpus grows with proven winners.
Designed to reflect market sentiments, the fund adjusts allocations based on market cycles. During bullish markets, it leans toward growth-driven Mid and Small Cap stocks, while in bearish markets, investment allocation is more toward large-cap stocks.
The fund is rebalanced quarterly (last trading day of February, May, August, and November) to align with evolving market conditions, ensuring your retirement savings are managed with precision and care.
Benchmark Fund |
Last 1 Years Absolute Returns8 |
Last 5 Years CAGR |
Nifty Alpha 50 Fund |
33.06% |
33.91% |
Source: NSE Indexogram Factsheet, December 2024.
8Data as on 31 December, 2024. Past performance is not indicative of future performance.
Tata AIA Funds |
AUM (In Crores) |
Inception Date |
Returns Since Launch5 |
Benchmark Returns |
Emerging Opportunities Fund |
₹1,584.03 |
31-Dec-22 |
36.76% |
33.31% |
Flexi Growth Fund |
₹530.46 |
31-Dec-23 |
24.13% |
15.12% |
Small Cap Discovery Fund |
₹1,067.53 |
24-Jul-23 |
52.84% |
39.88% |
5Data as of Dec 31, 2024. Past performance is not indicative of future performance. • Fund Benchmark: Emerging Opportunities Fund – Nifty Midcap 100 - 95% CRISIL Liquid Fund Index - 5%; Flexi Growth Fund - NIFTY 500 Index; Small Cap Discovery Fund - NIFTY Small cap 100 - 100% | SFIN: Emerging Opportunities Fund – ULIF 064 12/09/22 EOF 110; Flexi Growth Fund: ULIF 068 25/04/23 FGF 110; Small Cap Discovery Fund: ULIF 071 22/05/23 SCF 110
|
Last 5 Years Returns6 |
Since Inception7 Returns |
||
Tata AIA Funds |
Fund Return (%)6 |
Benchmark Return (%)6 |
Fund Return (%)7 |
Benchmark Return (%)7 |
Multi Cap Fund |
27.64% |
16.57% |
22.13% |
13.37% |
Top 200 Fund |
27.78% |
16.57% |
19.58% |
15.51% |
India Consumption Fund |
26.49% |
16.57% |
21.36% |
13.37% |
6Data as of December 31, 2024. Past performance is not indicative of future performance. • Fund Benchmark: Multi Cap Fund – S&P BSE 200; India Consumption Fund - S&P BSE 200; Top 200 Fund - S&P BSE 200. • SFIN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund - ULIF 027 12/01/09 ITT 110; India Consumption Fund - ULIF 06115/07/14 ICF 110.
7Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015.
The Tata AIA Alpha 50 Index Pension Fund is ideal for those seeking a secure retirement with high-growth potential, tax benefits, and flexibility to adapt to life’s changing needs. It is perfect for long-term investors, and legacy builders, as it offers a smart blend of equity returns and financial security for securing your golden years.
What is the investment objective of the Upcoming NFO: Tata AIA Alpha 50 Index Pension Fund?
The primary investment objective of the Fund is to generate capital appreciation in the long term by investing in a portfolio of stocks indexed to the Alpha 50 Index. The objective of the fund is to invest in companies with similar weights as in the index and generate returns as closely as possible, subject to tracking error. The risk profile of the fund is High.
How does Alpha 50 Index Pension Fund work?
The Alpha 50 Index Pension Fund focuses on investing in stocks from the Top 300 that have demonstrated high "alpha," meaning they have outperformed the market on a risk-adjusted basis. Stocks are selected based on their one-year alpha score, with the top performers included in the index.
The fund will be rebalanced quarterly, basis the rebalancing of the index. Each stock's weight in the fund is determined by its alpha, with higher alpha stocks receiving a greater allocation to maximise potential returns.
What is the proportion of investment between equity and debt components?
The fund’s composition is 80-100% equity and equity-related financial instruments and 0-20% cash or money market instruments, bank deposits, and mutual funds.
Why should you consider adding Alpha 50 Index Pension Fund to your investment portfolio?
Policyholders should consider investing Tata AIA’s Alpha 50 Index Pension Fund for creating a retirement corpus by investing in Attractive Opportunities across Market Caps & Sectors.
Disclaimers
The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
Tata AIA Alpha 50 Index Pension Fund is part of a various funds which a policyholder can choose from. For further details on funds refer the sales brochure. • Tata AIA Alpha 50 Index Pension Fund (SFIN: ULIF 085 31/01/25 NAP 110).
Tata AIA Smart Pension Secure (UIN: 110L182V01) - Non-Participating, Unit Linked, Individual Life Insurance Pension Plan
1©2024 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from data published on various dates and procured from various sources and (5) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.
2All funds open for new business which have completed 5 years since inception are rated 4 star or 5 star by Morningstar as of December 2024
3Loyalty additions only available with Option 2: Pension Plus
4Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
Alpha 50 Index Pension Fund is a part of various funds which a policyholder can choose from. For further details on funds, refer to the sales brochure. Asset Allocation: Equity & Equity related instruments: 80-100%, Debt: 0%, Cash/ Money Market Instruments, Bank Deposits and Mutual Funds: 0-20%.
Unit Linked Life Insurance products are different from traditional insurance products and are subject to risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The underlying Fund’s NAV will be affected by interest rates and the performance of the underlying stocks. The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the Company"). The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds. Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any). All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market. Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the insurance company.
Goods and Services Tax and cesses, if any will be charged extra by redemption of units, as per applicable rates. Tax laws are subject to amendments from time to time. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the Surrender Value payable may be less than all the Premiums Paid. Insurance cover is available under the product. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale. The products are underwritten by Tata AIA Life Insurance Company Limited. The plans are not guaranteed issuance plans and it will be subject to Company's underwriting and acceptance. Whilst every care has been taken in the preparation of this content, it is subject to correction and markets may not perform in a similar fashion based on factors influencing the capital and debt markets; hence this advertisement does not individually confer any legal rights or duties. This is not an investment advice, please make your own independent decision after consulting your financial or other professional advisor.
The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the Company).
Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Smart Pension Secure are only the names of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. This is not an investment advice, please make your own independent decision after consulting your financial or other professional advisor.
Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.
Insurance cover is available under the product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
The products are underwritten by Tata AIA Life Insurance Company Limited.
The plans are not guaranteed issuance plans, and it will be subject to Company's underwriting and acceptance.
L&C/Advt/2025/Jan/0345