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FOR EXISTING POLICY
Have query on premium, payout or any servicing need?
Call us:
FOR NEW POLICY
Want to buy a new policy online?
FOR NEW POLICY
Want to buy a new policy online?
FOR NEW POLICY (NRIs)
Your premium calculation is in progress
₹1 Crore
4% and 8% are assumed rates of return. Tata AIA Multi Cap Fund Returns since inception: 21.22% (Benchmark: 13.33%) as of Jun'25
by paying a premium of ₹21,749/month (for 5 years)
Fund Name | 5 Year Returns |
Benchmark Returns |
Benchmark Name |
---|---|---|---|
Multi Cap Fund | 30.63% | 21.62% | S&P BSE 200 |
Top 200 Fund | 31.38% | 21.62% | S&P BSE 200 |
India Consumption Fund | 29.57% | 21.62% | S&P BSE 200 |
Returns as of June, 2025
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Param Raksha Life Pro +. This advertisement is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, Non-Participating, Non-Linked, Individual Health Product (UIN: 110N183V01). These products are also available for sale individually without the combination offered/suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before concluding sale.
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Eligibility Criteria
Plan Parameters |
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Minimum Age of Entry | 18 years |
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Maximum Age of Entry | 65 years |
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Maximum Maturity Age |
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Policy Term | 30 to 82 years, subject to maximum age at maturity |
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Premium Paying Term | 5 to 67 years |
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Minimum Premium |
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Premium Mode | Annual, Half-yearly, Quarterly and Monthly |
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Sum Assured |
Minimum | Maximum | ||
Base (Life cover), including Terminal Illness with term booster: ₹50 Lakh |
Base (Life cover), including Terminal Illness with Term booster: No Limit | |||
ADB and ATPD: ₹45 Lakh |
ADB and ATPD: ₹5 Crore |
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Age as on Last Birthday |
1.What is a Unit Linked Insurance Plan?
A Unit Linked Insurance Plan (ULIP) is a type of life insurance that provides benefits of both life insurance and wealth creation. Premiums paid are partly used to provide life cover, and the remaining portion is invested in a mix of equity, debt, or balanced funds based on the policyholder's preference. There is a monthly deduction for the life cover provided to you from your fund value.
2.What is Terminal Illness with Term Booster in Tata AIA?
The Terminal Illness with Term Booster6 is an additional feature that enhances the coverage of your policy. If the life insured is diagnosed with a terminal illness, they will receive 10% of the sum assured under the life insurance policy.
3.What does Param Raksha Life Pro + comprise of?
Param Raksha Life Pro + comprises of comprehensive life insurance coverage with market-linked returns11 boosted by the Wellness Program
4.What is the maturity benefit of Param Raksha Life Pro +?
The maturity benefit offered under this policy is the total fund value of your investment at the time of maturity including loyalty additions and other refundable charges, along with the return of all the premiums paid towards the Tata AIA Health Buddy life insurance policy.
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Popular Searches
Get Life Cover of ₹1 Crore by paying a premium of
₹7,085/month (for 30 years)
₹8,287/month
Save ₹1,202 with discounts
Excludes GST
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Tata AIA Sampoorna Raksha Promise - Non-Linked, Non-Participating, Pure Risk, Individual Life Insurance Product (UIN:110N176V05)