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Monday - Saturday | 10 am - 7 pm IST
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Call us:
Give missed call for a call back:
Monday - Sunday | 8 am - 11 pm IST
Exclusively for NRIs:
Give missed call for a call back:
Monday – Sunday | 9 am – 9 pm IST
Param Rakshak solution comprises of Tata AIA Life Insurance Smart Sampoorna Raksha - A Unit-linked, Non-participating, Individual Life Plan for Savings and Protection (UIN:110L156V02) and Tata AIA Vitality Protect Plus - A Non-linked, Non-participating, Individual Health Rider (UIN: 110A048V01)
Personalise your plan as per your priorities.
Limited pay: 5/10/12 years or Regular pay
Coverage against Death and Total & Permanent disability due to accident
Tata AIA Vitality Wellness Program provides up to 5%## off on rider premiums
TATA AIA Life Insurance Co. Ltd will send you updates on your policy, new products & services, insurance solutions or related information. Select here to opt-in.
Get market-linked~ returns on maturity of the policy
Get financial security for your family, in form of a life cover and safeguard against unforeseen circumstances
Get life cover till 100 years** of age
Get the fund value on maturity from the base plan
Avail tax benefits as per applicable tax laws
A comprehensive wellness program that helps you understand and improve your health thereby offering premium discounts on your policy basis the points earned.
Get market-linked~ returns on maturity of the policy
Get financial security for your family, in form of a life cover and safeguard against unforeseen circumstances
Get life cover till 100 years** of age
Get the fund value on maturity from the base plan
Avail tax benefits as per applicable tax laws
A comprehensive wellness program that helps you understand and improve your health thereby offering premium discounts on your policy basis the points earned.
Tata AIA Vitality is a globally recognised, holistic and science-based wellness program that helps you understand and improve your health while also rewarding you. The rewards may be in the form of Discount on Premium, Cover Booster etc
On enrolling into the Wellness Program, you can get an upfront discount of 5% on your rider premiums. The premium discount in the subsequent years may increase or decrease based on your Wellness status (decided based on your engagement levels, i.e., completion of health assessments, achievement of fitness goals etc).
Click here to Know More about how the Tata AIA Vitality Wellness program works / how can you earn points and rewards.
Click Here to download and register on TATA AIA Vitality App now
Eligibility Criteria
Minimum Age at Issue |
18 Years |
Maximum Age at Issue |
60 Years |
Policy Term |
30 To 40 Years |
Available Premium Payment Term Options |
Limited Pay: 5/10/12 Years and Regular Pay |
Premium Payment Frequency Options |
You can pay your premiums with Annual, Half Yearly, Quarterly and Monthly mode |
Maximum Age at Maturity |
Base Cover - 100 Years |
Minimum Sum Assured |
Base (Life Cover) – Rs. 50 Lakhs |
Maximum Sum Assured |
Base (Life Cover) – No Limit |
What is the minimum premium that I have to pay if I purchase the Param Rakshak solution?
If you are purchasing the Param Rakshak solution, the minimum premium amount, depending upon the premium payment term, is as follows.
Base Plan Premium: 5 Pay – Rs. 60,000 per annum
Other Premium payment terms – Rs. 18,000 per annum
What is the premium payment frequency for this life insurance plan?
You can pay your premium for this plan annually, half yearly, quarterly or monthly.
How can I raise a claim under this life insurance policy?
You can choose any of the following channels to reach out to us and raise a claim.
Email us at: customercare@tataaia.com
Call our helpline number - 1860-266-9966 (local charges apply)
Walk into any of the TALIC branch offices
Write directly to us at:
The Claims Department,
Tata AIA Life Insurance Company Limited
B- wing, 9th Floor,
I-Think Techno Campus,
Behind TCS, Pokhran Road No.2,
Close to Eastern Express Highway,
Thane (West) 400 607.
IRDA Regn No. 110
What documents would I require to buy an insurance policy?
You will have to submit the following mandatory documents to buy an insurance policy.
Proof of address:
The following documents are accepted as valid proof of your address.
Bank Statement (or passbook) with the latest entries for six months
Aadhaar card
Passport
Voter's ID
Driving license
Electricity/telephone bill
Ration card
Proof of identity:
Some of the documents that are accepted as valid proof of your identity include:
PAN card
Aadhaar card
Passport
Driving license
Documents showing proof of income:
These documents, which are required only for a few plans, include:
Salary slips of the previous 3 months
Income tax returns/Employer certificate
Bank statement of the previous 6 months
Latest Form 16
Disclaimers