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Key
Benefits
Market-linked returns
Get market-linked returns on maturity of the policy
Lump-sum benefit
In the event of unfortunate death of policyholder, a lump-sum benefit is paid to family
Accidental death benefit
- Additional sum assured in case of accidental death
- Two times the additional sum assured in case of accidental death in a public transport
Accidental total & permanent disability benefit
- Benefit payout in case of total and permanent disability due to accident
- Two times the benefit payout in case of disability due to an accident in public transport
Highlights of Tata AIA Life Insurance Param Rakshak Solution
Choose to pay your premium periodically (on annual basis) for a limited / regular period
The plan offers you coverage up to the age of 100
Get the fund value on maturity from the base plan
Depending upon the maximum maturity age, the coverage term can be 30 - 40 years
Avail tax benefits as per applicable tax laws
Age at entry
| Minimum age at issue | 18 years |
| Maximum age at issue | 60 years |
Policy term
| Policy term | 30 to 40 years |
Premium payment term
| Available premium payment term options | Limited pay: 5/10/12 years and Regular pay Rider PPT will be the same as the base plan PPT (Subject to max maturity age of chosen riders) |
Premium payment mode
| Premium payment frequency options | Annual |
Age at maturity
| Maximum age at maturity |
Base cover - 100 years Accidental death benefit, Accidental total and permanent disability benefit - 85 years |
Sum assured
| Minimum sum assured |
Base (Life cover) – Rs. 50 Lakhs ADB and ATPD – Rs. 50 Lakhs |
| Maximum sum assured |
Base (Life cover) – No Limit ADB and ATPD – Rs. 2 Cr. |
Downloads
If you are purchasing the Tata AIA Life Insurance Param Rakshak Plus solution, the minimum premium amount, depending upon the premium payment term, is as follows.
- Base Plan Premium: 5 Pay – Rs. 60,000 per annum
- Others – Rs. 18,000 per annum
You can pay your premium for this plan annually.
You can choose any of the following channels to reach out to us and raise a claim.
Email us at: customercare@tataaia.com
Call our helpline number - 1860-266-9966 (local charges apply)
Walk into any of the TALIC branch offices
Write directly to us at:
The Claims Department,
Tata AIA Life Insurance Company Limited
B- wing, 9th Floor,
I-Think Techno Campus,
Behind TCS, Pokhran Road No.2,
Close to Eastern Express Highway,
Thane(West) 400 607.
IRDA Regn No. 110
You will have to submit the following mandatory documents to buy an insurance policy.
Proof of address:
The following documents are accepted as valid proof of your address.
- Bank Statement (or passbook) with the latest entries for six months
- Aadhaar card
- Passport
- Voter's ID
- Driving license
- Electricity/telephone bill
- Ration card
Proof of identity:
Some of the documents that are accepted as valid proof of your identity include:
- PAN card
- Aadhaar card
- Passport
- Driving license
Documents showing proof of income:
These documents, which are required only for a few plans, include:
- Salary slips of the previous 3 months
- Income tax returns/Employer certificate
- Bank statement of the previous 6 months
- Latest Form 16
Riders are additional provisions that you can add on to your basic insurance policy, in order to enhance the protection and the benefits you receive.
With the Tata AIA Life Insurance Guaranteed Return Insurance Plan, you can purchase the following riders.
Similar
Products
Tata AIA Life Insurance Param Rakshak Plus Solution (UIN: 110A031V02)
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