Tata AIA Life Insurance Smart Sampoorna Raksha (UIN: 110L156V01)

Unit-linked, Non-participating, Individual Life Insurance Plan for Savings and Protection

Life insurance wealth plans give you the unbeatable advantage of combining two key benefits — the opportunity to create wealth for your future, and the chance to protect your loved ones and secure their dreams. You can invest in the funds of your choice in a disciplined manner, so your investments can grow over time, thanks to the power of market-driven returns.

With the Smart Sampoorna Raksha plan from Tata AIA Life Insurance, you can plan your investments in such a way that you get to create a corpus for your family to rely on in the future. The long-term returns, coupled with a life insurance cover gives you the best of both worlds.

Key
Benefits

Investment

Growth of investment with market linked returns

Attractive refunds

Refund of premium allocation charges and mortality charges at different points during the policy term

Investment choices

Flexibility to invest in a variety of funds to suit your investment needs

Tax benefit

Tax benefits as per applicable tax laws

Personal Medical Case Management (PMCM)#

Get advice from global experts with 24/7 multiple consultation services for 3 months in case of heart ailments or cancer. Click here to know more.

Highlights of Tata AIA Life Insurance Smart Sampoorna Raksha

Choose to pay your premium periodically for a limited period

The plan offers you coverage up to the age of 100

You can select any or all of the 11 fund options offered under this plan

You have the choice of systematic investment through the portfolio strategy – Enhanced SMART

As market conditions change, you can switch between the funds to keep your wealth creation goals on track

You can avail tax benefits as per applicable tax laws

Add life insurance investment riders

Tata AIA Life Insurance Linked Comprehensive Protection Rider (UIN: 110A032V02)

You can choose one or more benefit options (risk covers), including death, accidental death / disability, critical illness and terminal illness
Flexibility to receive benefit as combination of lump-sum and income for fixed period, income till survival of partner, or as waiver of future premiums
Know more

Tata AIA Life Insurance Linked Comprehensive Health Rider (UIN: 110A031V02)

You can choose one or more benefit options (risk covers), from a list of 5 available options, including disability, hospitalization, and illness
The rider provides coverage against both major and minor injuries or illnesses, while allowing multiple claim payouts
Know more
Check eligibility Documents required

Age at entry

 Minimum age at entry   18 years 
 Maximum age at entry   60 years 

 

Policy term

 Policy term   30 to 40 years 

Premium payment term

Available premium payment term options  Limited pay: 5/10/12 years
Regular pay: Equal to the policy term

Premium payment mode

 Premium payment frequency options   Annual 

Age at maturity

 Minimum age at maturity 
 48 years 
 Maximum age at maturity 
 100 years 

Sum assured

 Minimum basic sum assured 
 10 times the single premium 
 Maximum basic sum assured 
 No limit, subject to underwriting 
PAN card
Aadhaar card
Bank statement (for the previous 6 months)
Salary slip
Income tax receipt
Frequently Asked Questions
How many funds can I choose from under the Smart Sampoorna Raksha plan?

Under the Tata AIA Life Insurance Smart Sampoorna Raksha plan, you can choose from among 11 funds, ranging from equity oriented to fixed income focused, based on your risk appetite.

What is the premium payment frequency for this life insurance wealth plan?

You can pay your premium for this plan annually.

How can I raise a claim under this life insurance investment policy?

You can choose any of the following channels to reach out to us and raise a claim.

  • Email us at: claims@tataaia.com

  • Call our helpline number - 1860-266-9966 (local charges apply)

  • Walk into any of the TALIC branch offices

  • Write directly to us at:

The Claims Department,
Tata AIA Life Insurance Company Limited
B- wing, 9th Floor,
I-Think Techno Campus,
Behind TCS, Pokhran Road No.2,
Close to Eastern Express Highway,
Thane(West) 400 607.
IRDA Regn No. 110

What documents would I require to buy an insurance policy?

To buy an insurance policy, you need to submit the following mandatory documents.

Proof of address:

The following documents are accepted as valid proof of your address.

  • Bank Statement (or passbook) with the latest entries for six months 
  • Aadhaar card
  • Passport
  • Voter's ID
  • Driver's license
  • Electricity/telephone bill
  • Ration card

Proof of identity:

Some of the documents that are accepted as valid proof of your identity include:

  • PAN card
  • Aadhaar card
  • Passport
  • Driving license

Documents showing proof of income:

These documents, which are required only for a few plans, include:

  • Salary slips of the previous 3 months
  • Income tax returns/Employer certificate
  • Bank statement of the previous 6 months
  • Latest Form 16
What are riders? Which rider can I purchase with the Smart Sampoorna Raksha plan?

Riders are additional provisions that you can add on to your basic insurance policy, in order to enhance the protection and the benefits you receive.

With the Tata AIA Life Insurance Smart Sampoorna Raksha plan, you can purchase the following riders if you choose the limited premium payment option.

 

Need more information?
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Disclaimer

  • #Medical Second Opinion/Personal Medical Case Management is an optional service offered to you at no additional cost. The eligibility of the Life Insured to avail these services shall be determined by the Company from time to time You may exercise your own discretion to avail the services and to follow the treatment path suggested by the service provider. These services shall be directly provided by the service provider. The services can be availed only where policy/rider is inforce. All the supporting medical records should be available to avail the service. We reserve the right to discontinue the service or change the service provider at any time. The services are being provided by third party service provider and Tata AIA Life Insurance Company Ltd will not be liable for any liability.