Some of the common types of riders you can add to your life insurance policy are waiver of premium rider, a critical illness rider, accidental death benefit rider, total and permanent disability rider, and an income benefit rider.

Buying a rider with your term insurance plan can be suitable if you want to gain additional coverage on your term insurance sum assured. While the term plan sum assured can cover death, other unforeseen risks such as critical illnesses, accidental disability and others can be covered under the rider of your choice. By adding a rider to your term plan, you can pay a single premium for your base term plan and your rider benefits.

Riders are optional add ons that can be attached to your base life insurance policy for an additional but reasonable premium amount. However, the rider premium is combined with the base policy premium and will be paid as one premium. This removes the hassle of paying two separate premiums. Be sure to choose the riders carefully for your life insurance, as every rider incurs a separate premium amount.

• The complete name of Tata AIA Non-Linked Comprehensive Protection Rider is Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (UIN:110B033V02) - A Non-Linked, Non- Participating Individual Health Rider
• ^{^}Riders are not mandatory and are available for a nominal extra cost. For more details on the benefits covered, rider charges and exclusions under the Riders please refer to the Rider Brochure or contact our Insurance Advisor/ Intermediary or visit our nearest Branch Office.
• ^*If Return of Balance Premium option is chosen with any of the benefit option/s, an amount equal to the Total Premiums Paid (excluding loading for modal premiums) towards the benefit option, less any claim amount already paid out under the respective benefit option, shall be payable at the end of the benefit option term, provided the benefit option is not terminated.
• ^#Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
• This Rider is underwritten by Tata AIA Life Insurance Company Ltd. This Rider is not a guaranteed issuance Rider and it will be subject to Company's underwriting and acceptance.
• All Premiums are subject to applicable taxes, cesses & levies which will entirely be borne by the Policyholder and will always be paid by the Policyholder along with the payment of Premium. If any imposition (tax or otherwise) is levied by any statutory or administrative body under the Policy, Tata AIA Life Insurance Company Limited reserves the right to claim the same from the Policyholder. Alternatively, Tata AIA Life Insurance Company Limited has the right to deduct the amount from the benefits payable by Us under the Policy.
• Insurance cover is available under this product.
• For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
• Risk cover commences along with policy commencement for all lives, including minor lives.
• Buying a Life Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.
• In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines.
• For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
• L&C/Advt/2023/Mar/1023