Tata AIA Smart Health (UIN: 110L168V02) - Unit Linked, Non-participating, Individual Health Insurance Plan

^~Market-linked returns are subject to market risks and terms & conditions of the product. The assumed rate of returns or illustrated amount may not be guaranteed and depends on market fluctuations. 

*All funds open for new business which have completed 5 years since inception are rated 4 or 5 stars by Morningstar on a 5 year basis as of Mar’2023

Tata AIA Sampoorna Health – A non-linked, non-participating individual health rider (UIN: 110A167V02) and TATA AIA OPD Care – A Linked, Non-Participating, Individual Health Rider (UIN: 110A166V01) are available with this plan. 

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^#Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.

^As on 30th April 2023, the company has a total Assets Under Management (AUM) of Rs. 73,538.61 Crores

^~~72,34,092 families protected till 31st March 2023.

Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/ withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.

Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA smart health is only the name of the Unit Linked health Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.

The fund is managed by Tata AIA Life Insurance Company Ltd.

For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.

Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any).  

All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market.

Please make your own independent decision after consulting your financial or other professional advisor.

Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. Please know the associated risks and the applicable charges, from your Insurance Agent or Intermediary or Policy Document issued by the Insurance Company.

Various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The underlying Fund's NAV will be affected by interest rates and the performance of the underlying stocks.

The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds.

Premium paid in the Unit Linked Life Insurance Policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the Insured is responsible for his/her decisions.

Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the Insurance Company.

Insurance cover is available under the product. 

The products are underwritten by Tata AIA Life Insurance Company Ltd. 

The plans are not a guaranteed issuance plan, and it will be subject to Company’s underwriting and acceptance.

For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.