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Tata AIA Life Insurance
Sampoorna Raksha 

Non-Linked Non-Participating, Individual Life Insurance Pure Risk Premium Product  (UIN: 110N129V06)

The greatest gift you can give your family in addition to love, is protection. We all want to ensure that our loved ones never fall short in terms of financial resources to live the life of their dreams. While we cannot foresee our future, we can plan to ensure that the dreams of our loved ones are never compromised.

Tata AIA Life Insurance Sampoorna Raksha is a pure term insurance plan that provides financial protection benefits to your family. By choosing this plan, you can provide a strong foundation of financial security to your loved ones, and live life to the fullest.

Looking to buy a new insurance plan? 

Our experts are happy to help you!

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TATA AIA Life Insurance Co. Ltd will send you updates on your policy, new products & services, insurance solutions or related information. Select here to opt-in

Key
Benefits

Coverage

This plan provides Options for protection up to the age of 100

Discount on premiums

Discount on premium rates for higher sum assured

Premium payment term

Multiple Premium payment term options

Benefits for women and non-smokers

Differential premium rates for 1women policyholders and for non-smokers

Add Riders

Add additional riders2 to increase the plan coverage

Tax Benefits

Get Income tax3 benefits as per applicable tax laws

Highlights of Tata AIA Life Insurance Smart Sampoorna Raksha Plan

Coverage up to age 85 or till age 100

Lower insurance premium rates for women policyholders and standard premium rates for non-smokers

When you opt for higher protection, you get discounts on premiums that make the plan more affordable

Check eligibility Documents required

Age at issue

 Minimum age at entry   18 years
 Maximum age at entry   70 years for Regular Pay
 70 years for Limited Pay 5
 65 years for Limited Pay 10/12 
 50 years for Pay till age 60

Premium payment term

 Available premium   payment term options  Limited Pay – 5 / 10 / 12 / Pay till age 60   years
 Regular Pay (subject to maximum   premium payment term of 50 years)

Premium payment mode

 Premium payment frequency options 

 Annual
 Semi-annual 
 Quarterly
 Monthly 

Age at maturity

Maximum age at maturity 
 85 years last birthday
 Whole Life cover: 100 years last   birthday 

Sum assured

Basic Sum Assured
(Sum Assured in multiple of  1,00,000) 

Min: Rs. 50,00,000

Max: No Limit subject to Board approved underwriting policy

Pan Card - Documents Required to Buy  Sampoorna Raksha Plan
PAN card
Aadhar Card - Documents Required to Buy Sampoorna Raksha Plan Online
Aadhaar card
Bank Statement of last 6 Months - Documents Required to Buy Sampoorna Raksha Plan
Bank statement (for the previous 6 months)
Salary Slip - Documents Required to Buy Sampoorna Raksha Plan
Salary slip
Income Tax Receipt - Documents Required to Buy Sampoorna Raksha Plan Online
Income tax receipt

Frequently Asked Questions (FAQ) About Sampoorna Raksha Policy

What is term insurance?

A protection plan helps you secure the future of your loved ones and shields your family from uncertainties in life. It is important to safeguard your family from life’s uncertainties, such as loss of income, the untimely demise of a loved one, or critical illnesses. Term insurance facilitates the Rakshakaran of your family so that you and your loved ones can live life to the fullest.

When should I purchase a term insurance?

Since the premiums are lower when you start early, it is a good idea to purchase a protection plan when you are young. Another benefit is that you may not have to undergo medical tests if you purchase term insurance at a young age.

What is the premium payment frequency for term insurance?

You can choose from the following term insurance premium payment frequencies

  • Annual
  • Half-yearly
  • Quarterly
  • Monthly
What documents would I require to buy an insurance policy?

To buy an insurance policy, you need to submit the following mandatory documents.

Proof of address:

The following documents are accepted as valid proof of your address.

  • Bank Statement (or passbook) with the latest entries for six months 
  • Aadhaar card
  • Passport
  • Voter's ID
  • Driving license
  • Electricity/telephone bill
  • Ration card

Proof of identity:

Some of the documents that are accepted as valid proof of your identity include:

  • PAN card
  • Aadhaar card
  • Passport
  • Driving license

Documents showing proof of income:

These documents, which are required only for a few plans, include:

  • Salary slips of the previous 3 months
  • Income tax returns/Employer certificate
  • Bank statement of the previous 6 months
  • Latest Form 16

Looking to buy a new insurance plan? 

Our experts are happy to help you!

+91

TATA AIA Life Insurance Co. Ltd will send you updates on your policy, new products & services, insurance solutions or related information. Select here to opt-in

Disclaimers

  • Tata AIA Life Insurance Sampoorna Raksha - Non-Linked Non-Participating, Individual Life Insurance Pure Risk Premium Product (UIN: 110N129V06)
  • Insurance cover is available under this product.
  • This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
  • 1Where the life assured is a female, the premium would be set back by 3 years of male premium rate i.e. premium for female lives would be calculated using an age three years younger than male lives
  • 2Rider is not mandatory and is available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/ branch.
  • Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than all the Premiums Paid.
  • In case of Sub Standard lives, extra premiums will be charged as per our underwriting guidelines.
  • 3Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
  • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
  • L&C/Advt/2023/Nov/3928