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    Calculate Term Premium Pay Premium Register a claim Bonus & Dividend Download Policy Document Download Premium Certificate

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    ₹10,000/month invested since 2015 would be ₹88 Lakh today (32.27% returns)1

    Investment Plans Banner Image
    1755091105233

    All Funds rated 4 or 5 stars4

    1755147363571

    32.27% Returns (Benchmark 24.05%)3

    1755147379912

    0 LTCG tax5

    1755147396039

    Starts as ₹1,000/month

    In this policy, the investment risk in investment portfolio is borne by the policyholder

    The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year. 

    Investment Calculator

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    High life cover +  Market-linked

    wealth growth = Financial freedom

    Investment Plans Banner Image
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    1756997995324

    32.27% returns of Tata AIA Multi Cap Fund (Benchmark: 24.05%)1

    1756997995324

    All funds rated 4 or 52 by Morningstar3

    In this policy, the investment risk in investment portfolio is borne by the policyholder

    The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year. 

    Plan 360° protection with health, wealth and life cover

    Select date of birth first
    1 Crore 2 Crore 3 Crore 4 Crore 5 Crore

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    Plan Ahead, Across Borders:

    Choose Tata AIA Life Insurance Today

    Investment Plans Banner Image
    1756997995324

    Financial security for your loved ones

    1756997995324

    Tax benefit# as applicable

    1756997995324

    High Coverage at Affordable Premiums

    1756997995324

    4 Hour Express Claim Settlement

    ~~T&C apply

    Investment Calculator

    Select date of birth first
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    Build a Wealthier Tomorrow with Tata AIA’s Trusted Funds

    Investment Plans Banner Image
    1757065339760

    Multi Cap Fund Delivered 28.66% Returns
    Benchmark (17.41%)1

    1756997995324

    Managed by experienced Tata AIA fund managers

    1756997995324

    Get Market2 linked returns with life cover

    1756997995324

    Fund rated 4 or 5 stars3 by Morningstar4

    In this policy, the investment risk in investment portfolio is borne by the policyholder

    The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.

    1Illustrative Returns @4%: ₹23.8 Lakh | @8%: ₹43.2 Lakh

    Past performance is not indicative of future performance. The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.

    Investment Calculator

    Select date of birth first
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    Term Insurance Calculator

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    Get ₹1 Cr. Life Cover at ₹501/month1

    1756997995324

    Up to 18.5% discount2 (1st year premium)

    1756997995324

    Return of premium3 option

    1756997995324

    4 hour claim settlement4

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    4T&C apply

    Term Insurance Calculator

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    New Fund Offer

    In this policy the investment risk in the investment portfolio is borne by the policyholder

    Pay ₹11,103/month1

    Get ₹1 Cr life cover + ₹1.1 Cr tax-free6 returns

    Introducing

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    19.87% Index Returns
    (5-year CAGR2 of Nifty 500)

    Frame-1000010113

    Starts at ₹1,000/month

    ULIP Calculator

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    In this policy the investment risk in the investment portfolio is borne by the policyholder

    New Fund Offer

    Plan now

    Pay ₹8,848/month1,Get ₹1 Cr Life cover + ₹4.6 Cr Tax-free6 Returns

    Launching

    mobile
    Group

    19.87% Index Returns (5-year CAGR2 of Nifty 500)

    Container

    Avail units at ₹10 NAV

    Available with Tata AIA Smart SIP and other ULIPs.
    NFO closes on 31st Dec’25.

    1Illustrative Returns @4%: ₹13.05 lakh | @8%: ₹31,76 lakh past performance is not indicative of future performance. | T&C apply | The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year. T&C Apply. L&C/advt/2025/nov/xxxx

    In this policy the investment risk in the investment portfolio is borne by the policyholder

    New Fund Offer

    Plan now

    Pay ₹8,848/month1,Get ₹1 Cr Life cover + ₹4.6 Cr Tax-free6 Returns

    Launching

    mobile
    Group

    19.87% Index Returns (5-year CAGR2 of Nifty 500)

    Container

    Avail units at ₹10 NAV

    Available with Tata AIA Smart SIP and other ULIPs.
    NFO closes on 31st Dec’25.

    1Illustrative Returns @4%: ₹13.05 lakh | @8%: ₹31,76 lakh past performance is not indicative of future performance. | T&C apply | The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year. T&C Apply.

    Invest ₹15,000/month1 , Get ₹2.3 Cr tax-free7 returns (@19.87%)

    img
    1756997995324

    All funds rated 4 or 5 stars2

    1756997995324

    Life-cover + Wealth creation

    1756997995324

    Zero LTCG tax7

    1756997995324

    Zero premium allocation charge

    In this policy, the investment risk in investment portfolio is borne by the policyholder

    1Illustrative Returns @4%: ₹23.8 Lakh | @8%: ₹43.2 Lakh

    Past performance is not indicative of future performance. The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.

    ULIP Calculator

    Are you an NRI?

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    Invest ₹15,000/month1 , Get ₹2.3 Cr tax-free7 returns (@19.87%)

    img
    1756997995324

    All funds rated 4 or 5 stars2

    1756997995324

    Life-cover + Wealth creation

    1756997995324

    Zero LTCG tax7

    1756997995324

    Zero premium allocation charge

    In this policy, the investment risk in investment portfolio is borne by the policyholder

    1Illustrative Returns @4%: ₹23.8 Lakh | @8%: ₹43.2 Lakh

    Past performance is not indicative of future performance. The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.

    Invest ₹15,000/month1, Get ₹2.3 Cr

    tax-free2 returns (@ 19.87%)

    Investment Plans Banner Image
    img
    1756997995324

    All funds rated 4 or 5 stars3

    1756997995324

    Wealth creation + Life cover

    1756997995324

    Zero LTCG tax2

    1756997995324

    Zero premium allocation charge

    In this policy, the investment risk in investment portfolio is borne by the policyholder

    1Illustrative Returns @4%: ₹23.8 Lakh | @8%: ₹43.2 Lakh

    Policy Term: 20 years. Past performance is not indicative of future performance. The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.

    Get your Free Quote for 1 Crore Term Plan

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    4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82

    Select date of birth first

    50 Lakh 1 Crore 2 Crore 3 Crore 4 Crore 5 Crore

    5 - 10 Lakh 10-20 Lakh 20 Lakh+

    Monthly Annually

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    Calculate Premium

    Premier SIP Calculator

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    • 1st year premium (with discount): ₹9720/month
    • 2nd year onwards premium: ₹10,000/month

    ₹11,99,016

    Get Maturity Benefit

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    • 4% and 8% are assumed rates of return
    • 20.37% is the returns since inception of Tata AIA Multi Cap Fund as of October 2025. Benchmark - Returns: 12.93% | Index: S&P BSE 200

    Based on assumed rate of return

    ₹34.57 Lakh

    As per actual past performance

    ₹70.50 Lakh

    @20.37%

    Additional Benefits

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    • Life cover: Receive 100% of the Insured Amount upon first occurrence of terminal illness or in the unfortunate event of death, whichever happens first.
    • Accidental Death Cover: Receive payout in case of death due to accident
    • Accidental Total & Permanent Disability Cover: Receive payout if you're permanently disabled due to an accident.

    Life Cover (including Terminal Illness Cover): ₹21.7 Lakh

    Accidental Death Cover: ₹10.9 Lakh

    Accidental Total & Permanent Disability: ₹10.9 Lakh

    Discounts

    Autopay discount
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    1% discount on 1st year premium for all payments paid through any permissible electronic mode debited through an auto-debit mandate. Maximum discount capping: ₹100 over the year.

    Online discount
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    Applicable if the policy is purchased digitally.
    This discount is auto-applied and can't be removed

    Buy Now

    Post Graduate Graduate

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    Salaried Self-employed

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    Please select an option

    Please select an option

    Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP - Non-participating, Unit-linked, Individual Life Insurance Savings Plan (UIN: 110L174V01) and
    Tata AIA Health Buddy - Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01). Both Tata AIA Smart SIP and Tata AIA Health Buddy are also available for sale individually. Product option: Future Secure

    Invest ₹15,000/month1, Get ₹2.3 Cr

    tax-free2 returns (@ 19.87%)

    Investment Plans Banner Image
    img
    1756997995324

    All funds rated 4 or 5 stars3

    1756997995324

    Wealth creation + Life cover

    1756997995324

    Zero LTCG tax2

    1756997995324

    Zero premium allocation charge

    In this policy, the investment risk in investment portfolio is borne by the policyholder

    1Illustrative Returns @4%: ₹23.8 Lakh | @8%: ₹43.2 Lakh

    Policy Term: 20 years. Past performance is not indicative of future performance. The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.

    ULIP Calculator

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    Pay (Total)

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    • 1st year premium (with discount): ₹9720/month
    • 2nd year onwards premium: ₹10,000/month

    ₹11,99,016

    Get Maturity Benefit

    premier info icon
    close
    • 4% and 8% are assumed rates of return
    • 20.37% is the returns since inception of Tata AIA Multi Cap Fund as of October 2025. Benchmark - Returns: 12.93% | Index: S&P BSE 200

    Based on assumed rate of return

    ₹34.57 Lakh

    As per actual past performance

    ₹70.50 Lakh

    @20.37%

    Additional Benefits

    premier info icon
    close
    • Life cover: Receive 100% of the Insured Amount upon first occurrence of terminal illness or in the unfortunate event of death, whichever happens first.
    • Accidental Death Cover: Receive payout in case of death due to accident
    • Accidental Total & Permanent Disability Cover: Receive payout if you're permanently disabled due to an accident.

    Life Cover (including Terminal Illness Cover): ₹21.7 Lakh

    Accidental Death Cover: ₹10.9 Lakh

    Accidental Total & Permanent Disability: ₹10.9 Lakh

    Discounts

    Autopay discount
    tooltip
    close

    1% discount on 1st year premium for all payments paid through any permissible electronic mode debited through an auto-debit mandate. Maximum discount capping: ₹100 over the year.

    Online discount
    tooltip
    close

    Applicable if the policy is purchased digitally.
    This discount is auto-applied and can't be removed

    Buy Now

    Post Graduate Graduate

    Please select an option

    Salaried Self-employed

    Please select an option

    Please select an option

    Please select an option

    Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP - Non-participating, Unit-linked, Individual Life Insurance Savings Plan (UIN: 110L174V01) and
    Tata AIA Health Buddy - Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01). Both Tata AIA Smart SIP and Tata AIA Health Buddy are also available for sale individually. Product option: Future Secure

    In this policy, the investment risk in investment portfolio is borne by the policyholder

    img

    Invest ₹15,000/month11, Get ₹2.3 Cr tax-free12 returns (@ 19.87%)

    1756997995324

    Life cover + Wealth creation

    1756997995324

    Zero premium allocation charge

    1756997995324

    All funds rated 4 or 5 stars2

    1756997995324

    Zero LTCG tax12

    11Illustrative returns @4%: ₹23.8 Lakh | @8%: ₹43.2 Lakh
    Past performance is not indicative of future performance. The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year

    ULIP Calculator

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    +91

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