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Term Insurance Calculator for NRIs

Your top priority is to secure the financial future of your loved ones, no matter what. With Tata AIA Life Insurance’s Term Insurance Calculator for NRIs, planning for a secure future has never been easier. Quickly estimate your term insurance premium based on your specific needs, and preferred coverage amount.

Our Best-Selling Term Plans for NRIs

I want to invest in US Dollar denomination

Tata AIA

Life Protect Supreme (USD Denominated)

Key benefits:

Pay premiums and receive benefits in US dollars denomination
Increase coverage for life milestones like marriage or childbirth.
Increase coverage for life milestones like marriage or childbirth.

Calculate Premium Know More

Non-Linked, Non-Participating, Individual Life Insurance Product (UIN: TALN001V01)

I want to invest in Indian Rupee denomination

Tata AIA

Sampoorna Raksha Promise

Key benefits:

Pay premiums and receive benefits in Indian rupee denomination
Get whole life cover till 100 years of age¹
Get 100% premium amount back²

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Non-Linked, Non-Participating, pure risk, Individual Life Insurance Product (UIN:110N176V02)

Term Insurance benefits for NRIs

Financial Security for Family Back Home

Term insurance provides a death benefit to the nominee, ensuring your family’s financial security even if you are residing abroad. This support helps cover immediate living expenses, education, and other essential needs.
Global Coverage

Many term insurance policies for NRIs, like those from Tata AIA, offer worldwide coverage. Regardless of where you stay, your family will receive the plan benefits in case of any unforeseen events.
Cost-Effective Premiums

Term insurance is one of the most affordable forms of life insurance, making it easier for NRIs to secure a high sum assured with manageable premium costs. Payments can often be made in foreign currency (USD) or Indian Rupee (₹), providing additional convenience.
Flexible Payment Options

Policies tailored for NRIs often provide flexible payment options—annually, semi-annually, or monthly—allowing you to select a plan that fits your financial goals and budget.

Looking to buy a new insurance plan?

Our experts are happy to help you!

Are you an NRI?

Yes

Name

Plan

Why should NRI buy a term plan from Tata AIA Life?

01

Tailored plans for NRIs

Tata AIA offers USD-denominated plans, protecting against currency fluctuations and inflation.
02

Comprehensive Coverage

Get whole life coverage, with optional accidental death, disability, and critical illness benefits.
03

Flexible Payments

Choose from various payment frequencies and terms to suit your financial planning needs.
04

Dedicated NRI Support

Access a specialized helpdesk and better customer service for seamless assistance to purchasing a term plan.

Frequently Asked Questions

What is term insurance, and why is it important for NRIs

Term insurance provides life coverage for a specified period, ensuring financial security for your family in case of unforeseen events, which is especially important when living abroad.
Can NRIs purchase term insurance from Tata AIA in USD?

Yes, Tata AIA offers USD-denominated plans like Life Protect Supreme (USD Denominated), allowing NRIs to pay and receive benefits in US Dollars.
How can I purchase Tata AIA term insurance as an NRI?

You can apply online or contact the NRI helpdesk to get started with a quick, easy purchase process.
Does Tata AIA term insurance protect against currency risk?

Yes, with USD-denominated options, you’re protected against currency fluctuations, adding financial stability.

Disclaimer
- Tata AIA Life Protect Supreme (USD Denominated) - Non-Linked, Non-Participating, Individual Life Insurance Product (UIN: TALN001V01) Tata AIA Life Insurance Company, IFSC Branch (IIO) Branch (Reg No: IFSCA/IIO/008/2023-24)
- Tata AIA Sampoorna Raksha Promise - Non-Linked, Non-Participating, pure risk, Individual Life Insurance Product (UIN:110N176V02)
- NRI can purchase the policy when in India
- *No GST on premium payments through SWIFT/NRE/Forex accounts subject to submission of address proof of foreign residence every year
- ¹Not applicable under PoS, please refer sales brochure for more information
- ²Under Life Promise Plus Option, an amount equal to the 100% of the Total Premiums Paid (excluding loading for modal premiums) shall be payable at the end of the Policy Term, provided the life assured survives till maturity and the policy is not terminated earlier
- Insurance cover is available under this product. For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.
- This plan offers pure risk premium option along with other benefits. Please refer sales brochure for complete details.
- The products are underwritten by Tata AIA Life Insurance Company Limited, IFSC Branch.
- This plan is not a guaranteed issuance plan, and it will be subject to Company’s underwriting and acceptance.
- Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the Surrender Value payable may be less than all the Premiums Paid.
- Tata AIA International is Tata AIA Life Insurance Company, IFSC Branch (IIO)
- In case of sub-standard lives, extra premiums will be charged as per our underwriting guidelines. Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid
- For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.
- Premium will vary depending on the option chosen
- Buying a Life Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.
- In case of POS variant, the product is available with/without medical underwriting as per BAUP (Board Approved Underwriting Policy)