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₹1 Crore

Maturity Benefit of

4% and 8% are assumed rates of return. Tata AIA Multi Cap Fund Returns since inception: 20.38% (Benchmark: 12.98%) as of Nov'25

Returns%

As per actual returns% since inception of Tata AIA Multi Cap Fund as of Nov'25

by paying a premium of ₹21,749/month (for 5 years)

Save ₹1,202 with discounts

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10% discount on health product premium every year Additional fund booster will be added at the end of the policy term which is a defined % of average fund value on the last business day of the last eight policy quarters (2 years)

Policy Term (years)	Fund Booster %
30-34	7%
35-39	8%
40 and above	10%

Last 5 year returns of Tata AIA funds

Fund Name	5 Year Returns	Benchmark Returns	Benchmark Name
Multi Cap Fund	23.21%	16.65%	S&P BSE 200
Top 200 Fund	24.08%	16.65%	S&P BSE 200
India Consumption Fund	23.85%	16.65%	S&P BSE 200

Returns as of November, 2025

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Param Raksha Life Pro +. This advertisement is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, Non-Participating, Non-Linked, Individual Health Product (UIN: 110N183V01). These products are also available for sale individually without the combination offered/suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before concluding sale.

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Tata AIA Large Mid Cap Innovation Fund

The primary objective of the fund is to generate capital appreciation by investing in India's top leading companies, that focus on innovation for long term value creation. The fund maintains flexibility to invest in carefully selected companies that offer opportunities across large or mid capitalization space. Its dynamic asset allocation allows 60%–100% investment in equity and equity-related instruments for growth potential.

Why invest in Tata AIA Large Mid Cap Innovation Fund?

invest in India’s Innovators Across Sectors

Balanced portfolio Across Large & Mid-Caps

Customer-centric investment philosophy

Focus on High-Quality Growth Businesses

Benefits of investing in Tata AIA Large Mid Cap Innovation Fund

Exposure to innovation-led companies

Invests in companies adopting innovative strategies through new products, processes, or business models.

Diversified opportunities across market caps

Provides exposure to both large-cap stability and mid-cap growth potential.

Focus on quality businesses

Invests in companies with strong fundamentals and long-term growth drivers across sectors.

Experienced fund managers

Our experienced Tata AIA fund managers adjust investments manage volatility effectively, and capture opportunities from India’s structural growth story.

Smart risk control

Investments in multiple sectors and across market caps help avoid over-concentration and single-theme risk.

Aligned with India’s growth story

With India's growth expected to be multi-fold in the coming decades, could be ideal for capturing growth opportunities in the future.

Fund is available with Tata AIA ULIP Plans

Solution Composition

Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP, a non-participating, unit-linked, individual life insurance savings plan (UIN: 110L174V02), and Tata AIA Health Buddy, Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01). Both Tata AIA Smart SIP and Tata AIA Health Buddy are also available for sale individually.

Tata AIA

Premier SIP

No Premium Allocation charges
All funds rated 4 or 5 stars⁴
Start at ₹1000/month

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Solution Composition

This advertisement is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, Non-Participating, Non-Linked, Individual Health Product (UIN: 110N183V01).These products are also available for sale individually without the combination offered/ suggested.

Tata AIA

Param Raksha Life Pro +

Multicap fund delivered 18.54% returns (Benchmark:13.07%)⁶
All funds rated 4 or 5 stars⁴
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₹76.6 Lakh

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₹12 Lakh

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Benchmark beating performance of Tata AIA funds

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Returns as on '25.

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Tata AIA Large Mid Cap Innovation Fund

Benchmark	NSE 500 Index
Fund Management Charges	1.35% per annum
Risk Profile	High
Asset Allocation	Equity & Equity-related instruments: 60%-100% Debt: 0-40% Cash/Money Market Instruments, Bank Deposits and Mutual Funds: 0–40%
Fund Manager	Nitin Bansal Total experience of 15+ years. Experienced fund manager with expertise in managing diversified equity portfolios.

Tata AIA fund performance

	Last 5 Years CAGR⁷		Since Inception CAGR⁸
Tata AIA Funds	Fund Return (%)	Benchmark Return (%)	Fund Return (%)	Benchmark Return (%)
Multi Cap Fund	18.54%	13.07%	19.46%	12.33%
Top 200 Fund	19.13%	13.07%	18.31%	14.72%
India Consumption Fund	19.01%	13.07%	19.16%	12.33%

⁷Data as on Feb, 2026. Past performance is not indicative of future performance. Fund Benchmark: Multi Cap Fund – S&P BSE 200; India Consumption Fund - S&P BSE 200; Top 200 Fund - S&P BSE 200. SFIN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund - ULIF 027 12/01/09 ITT 110; India Consumption Fund - ULIF 06115/07/14 ICF 110. 8Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015. Other funds are also available under this solution.

Past Performance – Annualized Returns of Nifty 500 Index

3 Year CAGR

17.89%

5 Year CAGR

14.88%

10 Year CAGR

16.04%

Source: niftyindices.com| ¹Data as on Feb 27, 2026 | Benchmark Index – NSE 500 Index

Important Dates

NFO Window: 24th March 2026 to 31st March 2026

Why choose Tata AIA for your investment?

Experienced

Fund Managers

1.4 Lakh Crore+

Assets Under Management⁹

Top Rated Funds

All funds rated 4 or 5 by stars⁴ by Morningstar⁵

600+ Branches

Presence across major cities in India

89 Lakh+

Families protected so far¹⁰

99.41%

Individual Death Claim
Settlement Ratio for FY24-25¹¹

⁴T&C apply.

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What is the investment objective of Tata AIA Large Mid Cap Innovation Fund?

What is the benchmark of Tata AIA Large Mid Cap Innovation Fund?

Tata AIA Enhanced Value Index Fund is an active fund which is benchmarked against the NSE 500 Index, providing broad exposure to the Indian equity market.

What is the FMC (expense ratio) of Tata AIA Large Mid Cap Innovation Fund?

The expense ratio of Large Mid Cap Innovation Fund Fund is 1.35% per annum.

What is the asset allocation pattern?

Who is the fund manager of Tata AIA Large Mid Cap Innovation Fund?

Tata AIA Enhanced Value Index Fund is managed by Nitin Bansal.

What is the risk profile of Tata AIA Large Mid Cap Innovation Fund?

Since Tata AIA Enhanced Value Index Fund primarily invest in equity, it is categorised as high-risk fund.

Can this fund help in long-term wealth creation?

Yes. Due to its diversified exposure across market segments, it is a good choice for long-term goals such as retirement planning, child's education, or financial independence.

How can I track the performance of my Tata AIA Large Mid Cap Innovation Fund?

You can track the performance of your investment through My DigiAccount. We provide regular updates on your fund’s performance.

Is Large Mid Cap Innovation Fund good for the long term?

Tata AIA Large Mid Cap Innovation Fund may suit long-term investors seeking diversified equity exposure. Its suitability depends on personal goals, risk tolerance, investment horizon, and overall market-linked expectations.

The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
Tata AIA Large Mid Cap Innovation Fund is a part of a various funds which a policyholder can choose from. For further details on funds, refer the sales brochure.
Tata AIA Large Mid Cap Innovation Fund - SFIN: ULIF 099 31/03/26 LMI 110
Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP, a non-participating, unit-linked, individual life insurance savings plan (UIN: 110L174V02), and Tata AIA Health Buddy, Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01). Both Tata AIA Smart SIP and Tata AIA Health Buddy are also available for sale individually.
Param Raksha Life Pro + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, Non-Participating, Non-Linked, Individual Health Product (UIN: 110N183V01). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Pro is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Maxima + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Growth + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Advantage + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Pro Advance is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested.
Tata AIA Smart Fortune Plus - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L177V01)
Tata AIA Pro-Fit comprises of Tata AIA Health Pro, A Non-Participating, Unit-linked, Individual Health Insurance Plan (UIN: 110L180V01), Tata AIA Health Secure, A Non- Participating, Unit Linked, Individual Health rider (UIN: 110A050V01) & Tata AIA Health Buddy, - Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01).
The complete name of Tata AIA Wealth Pro is Tata AIA Life Insurance Wealth Pro (UIN: 110L111V05) – Non-Participating, Unit Linked, Individual Life Insurance Savings Plan
The complete name of Tata AIA Fortune Pro is Tata AIA Life Insurance Fortune Pro (UIN: 110L112V07) – Non-Participating, Unit Linked Individual Life Insurance Savings Plan.
The complete name of Tata AIA Wealth Maxima is Tata AIA Life Insurance Wealth Maxima – Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN:110L114V05)
The complete name of Tata AIA Fortune Maxima is Tata AIA Life Insurance Fortune Maxima - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L113V09)
Tata AIA Smart SIP - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN:110L174V02)
Shubh Muhurat Solution is a combination of Tata AIA Life Insurance Fortune Guarantee Secure (Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan) UIN:110N206V03 and Tata AIA Life Insurance Smart Fortune Plus (Unit Linked, Individual Life Insurance Savings Plan)-UIN:110L177V01. Tata AIA Life Insurance Fortune Guarantee Secure and Tata AIA Life Insurance Smart Fortune Plus are also available for sale individually.
Shubh Fortune Solution is a combination of Tata AIA Life Insurance Fortune Guarantee Secure (Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan) UIN:110N206V03 and Tata AIA Life Insurance Smart Fortune Plus (Unit Linked, Individual Life Insurance Savings Plan)-UIN:110L177V01. Tata AIA Life Insurance Fortune Guarantee Secure and Tata AIA Life Insurance Smart Fortune Plus are also available for sale individually.
Tata AIA i Systematic Insurance Plan - Non-Participating. Unit Linked Individual Life Insurance Savings Plan (UIN:110L164V10)
Tata AIA Health SIP - A Non-participating, Unit Linked, Individual Health Insurance Plan (UIN:110L184V01)
Tata AIA Shubh Health Plus comprises of Tata AIA Health SIP - A Non-Participating, Unit-linked, Individual Health Insurance Plan (UIN: :110L184V01), Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN: 110N183V01 or any other later version). Tata AIA Health SIP and Tata AIA Health Buddy are also available individually for sale.
Asset Allocation: Equity & Equity related instruments: 60%-100%, Debt: 0%-40%, Cash / Money Market Instruments, Bank Deposits and Mutual Funds: 0-40%
¹Illustration shows a monthly premium of ₹15,000 for Tata AIA Premier SIP + for a 20-year-old male, standard life, premium payment term: 12 years, policy term: 30 years with 100% investment in Tata AIA Large midcap innovation fund in Future Secure plan option. 4% and 8% are assumed rates of return. 14.88% is the 5-year returns of Nifty 500 Index as of February'26. Maturity amount: ₹10,80,024 at 4% returns, ₹35,20,478 at 8% returns and ₹ 4,36,93,547 at 14.88% returns. The fund value calculation is done by projecting the past returns of Nifty 500 Index after adjusting for all expenses in Tata AIA Premier SIP. The above values have been calculated assuming 14.88% CAGR, which is the past 5-year returns of Nifty 500 Index Fund as of February'26.
Some benefits are guaranteed, and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed benefits, then these will be clearly marked “guaranteed’ in the illustration table on this page. If your policy offers variable benefits, then the illustrations on these pages will show two different rates of assumed future investment returns. Currently the gross investment returns are stipulated as 4% p.a. and 8% p.a. These assumed rates of return are not guaranteed, and these are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including actual future investment performance.
²Benchmark Fund: NSE 500 Index. Data as of February, 2026. Source: https://www.niftyindices.com/market-data/return-profile
³No Goods and Service Tax shall be applicable on Individual life insurance products as per prevailing laws. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. The Tax-Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
⁴All funds open for new business which have completed 5 years since inception are rated 4 or 5 Star by Morningstar as of August 2025.
⁵©2025 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from data published on various dates and procured from various sources and (5) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, aSssociates or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.
⁶5-year computed NAV for Tata AIA Multi Cap Fund as of February 2026. Other funds are also available. Benchmark of this fund is S&P BSE 200.
⁷Data as on Dec 31, 2025. Past performance is not indicative of future performance. Fund Benchmark: Multi Cap Fund – S&P BSE 200; India Consumption Fund - S&P BSE 200; Top 200 Fund - S&P BSE 200. SFIN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund - ULIF 027 12/01/09 ITT 110; India Consumption Fund - ULIF 06115/07/14 ICF 110.
⁸Inception Dates: Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015, Top 200 Fund: 12 Jan 2009. Other funds are also available under this solution.
⁹As on 31st Oct 2025, the company has a total Assets Under Management (AUM) of ₹1,40,345 Crore.
¹⁰89,43,554 families protected till May 31, 2025.
¹¹Individual Death Claim Settlement Ratio is 99.41% for FY 2024-25 as per the latest annual audited figures.
Linked Life Insurance products are different from traditional insurance products and are subject to risk factors.
The premium paid in Linked Life Insurance policies is subject to investment risks associated with capital markets and publicly available index. The NAV of the units may go up or down based on the performance of Fund and factors influencing the capital market/publicly available index and the insured is responsible for his/her decisions.
Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Smart Sampoorna Raksha Supreme, Tata AIA Smart SIP, Tata AIA Smart Fortune Plus, Tata AIA Wealth Pro, Tata AIA Fortune Pro, Tata AIA Wealth Maxima, Tata AIA Fortune Maxima, Tata AIA i Systematic Insurance Plan, Tata AIA Health SIP are only the names of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the insurance company.
The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
Past performance is not indicative of future performance.
If your policy offers variable benefits, then the illustrations on this page will show two different rates of assumed future investment returns. Currently the gross investment returns are stipulated as 4% p.a. and 8% p.a. These assumed rates of return are not guaranteed, and these are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including actual future investment performance.
For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale. Insurance cover is available under this product.
L&C/Advt/2026/Mar/1898