What is Sampoorna Care - Cancer?

Sampoorna Care – Cancer is the first cancer protection plan with income replacement benefits, designed to provide financial support beyond... Read more treatment.

A cancer diagnosis can impact far more than health — it can disrupt income, savings, lifestyle, and long-term financial stability. Sampoorna Care – Cancer is thoughtfully designed to address these challenges through a comprehensive protection solution that combines financial security, recovery support, and long-term health preparedness.

Built for the evolving needs of today’s customers, the plan offers modern health protection with the flexibility and confidence needed to navigate life’s uncertainties. Read less

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In this policy, the investment risk in investment portfolio is borne by the policyholder

TATA AIA Samporna raksha promise
1756997995324

30-year premium rate guarantee for Cancer

1756997995324

Income replacement during recovery from 1 to 5 years2

1756997995324

Discounted screenings, vaccination, consultations etc.

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Top features of this plan

Comprehensive multistage cancer coverage

Get 25% on Early-stage cancer and 100% on Advance stage cancer diagnosis 

Flexibility to receive income up to 5 years2

Option to convert up to 100% of lumpsum payout to income

Get 100% of premium back3

Receive all premium back on policy maturity

Discounted preventive care services4 

Cancer screenings, Vaccination, Specialist consultation

Add-on benefit for enhanced protection5

Strengthen coverage with optional add-ons such as overseas treatment booster, diagnostic test benefit, and waiver of premium on early-stage cancer diagnosis

10% digital discount6

Discount on digital purchase

Save tax up to ₹25,0007

Avail tax benefits as per section 80D

When should you buy a term life insurance plan?

The right time to buy a term plan is when you start earning or when your financial responsibilities begin to grow. Basically, the earlier you start, the better it works for you.

Parameters Option Cancer

Entry Age

Major Life

18 - 65 Years

Maturity Age

 

85 Years

Policy Term (in Months)

Return of Balance Premium

Regular/Limited/Single Pay: 120 to 360

Without Return of Balance

Regular Pay: 13 to 360

Limited Pay: 14 to 360

Singe Pay: 12 to 360

Premium Payment Term (in Months)

Return of Balance Premium

Regular Pay: 120 to 360

Limited Pay: 60 to 359

Singe Pay: 1

Without Return of Balance

Regular Pay: 13 to 360

Limited Pay: 13 to 359

Single Pay: 1

1.

Who should buy Sampoorna Care - Cancer?

The following individuals can consider buying Sampoorna Care:
1. Individuals seeking pure Cancer protection
Those who want financial support through lump-sum payouts in case of a cancer diagnosis.
2. Young professionals planning early, Self- employed, Business owner, others profile
Who wants to secure their health early and sustain income.

2.

What are the premium payment modes available under this product?

The premium payment modes under the product are – Single, Monthly, Quarterly, Half-yearly, and Annual.

3.

How do I claim the benefits under the product?

To file a claim with us, you can contact us via email or call:
Send us an email: customercare@tataaia.com Call us at - 1860-266-9966 (local charges apply) . Alternatively, you can also visit any of our Tata AIA Life Insurance Company branch offices to file a claim for the product benefits.

4.

Is there a money-back option available?

Yes, if return of premium option is chosen. It option refunds your paid premiums (excluding discounts/claims) on policy maturity with terms and conditions applicable.

5.

What is the entry age for this plan?

Entry age ranges from 18 years to 65 years.

6.

What is the claim process?

To make a claim, you need to notify the insurer, fill out a claim form, and provide the necessary documents. For cashless claims, you must notify the insurer within 24 hours of hospitalisation or at least 48 hours before the planned admission. The reimbursement claim must be submitted within 30 days of discharge.

7.

Can I customise my coverage with add-on benefits?

Yes, you can customise the coverage and enhance it with add-on benefits like overseas treatment booster, Diagnostic test benefit, Return of balance premiums, waiver of premium etc. for broader protection.

 

  • Tata AIA Sampoorna Care – Cancer is an option chosen as Cancer to be sold on standalone basis via Sampoorna Care, A Non-Linked, Non-Participating, Individual Health Product (UIN: 110N186V01)

  • 1As per the duly approved product design and terms & conditions of the product, illustrated premium of ₹371 is the monthly premium for a 20 yr. old Male, Standard Life, for ₹50 Lakh Sum Assured with Policy Term of 30 yrs. (Regular Pay) of Tata AIA Sampoorna Care – Cancer. Please refer Benefit Illustration for more details

  • 2On Cancer diagnosis, the insured has the option to receive the guaranteed lumpsum benefit as Income or Lumpsum plus income up to 5 years. For more details please refer Sampoorna Care Brochure. 

  • 3An amount equal to the 100% of the Total Premiums Paid (excluding any claims amount already paid) shall be payable at the end of the Policy Term, provided the life assured survives till maturity and the policy is not terminated earlier.

  • 4Health Buddy Cancer Care is a complementary wellness program that helps in preventive care through holistic health management. For more details, please refer to Health buddy wellness page.

  • 5The add-on benefit are completely optional, which can be chosen at inception. For more details please refer please refer Sampoorna Care Brochure. 

  • 6TATA AIA Sampoorna Care -Cancer offers digital discount of 10% for Limited Pay/Regular Pay.

  • 7Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.

  • This product is underwritten by Tata AIA Life Insurance Company Ltd. 

  • Insurance cover is available under this product.

  • This plan is not a guaranteed issuance plan, and it will be subject to Company’s underwriting and acceptance.

  • For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.

  • Premium will vary depending on the coverage term, payment term, entry age and sum assured.

  • Buying a Life Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.

  • No Goods and Service Tax shall be applicable on Individual life insurance products as per prevailing laws. Tax laws are subject to amendments from time to time. If any imposition (tax or otherwise) is levied by any statutory or administrative body under the Policy, Tata AIA Life Insurance Company Limited reserves the right to claim the same from the Policyholder.

  • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.