Shubh Flexi Pension Plan

The complete name of Tata AIA Shubh Flexi Pension Plan is Tata AIA Life Insurance Shubh Flexi Pension Plan (UIN: 110N209V02) - A Non-Linked, Non-Participating Annuity Plan (Individual/Group)

¹Return of Purchase price means return of all premiums paid excluding any extra premium, any rider premium, taxes and other statutory levies, if applicable.

²Guaranteed Annuity Percentage must be selected at the time of purchase and once selected it cannot be changed later.

³Choice to select the Percentage of Return of Premium must be selected at the time of purchase and once selected it cannot be changed later.

⁴Annuity payouts are based on Guaranteed annuity percent, and the variable annuity may fluctuate with market index results (If Variable Annuity Option opted)

⁵Family Discount is available for Family Members of existing customers

⁶The Sub-wallet will earn a loyalty addition that will accrue on a monthly compounded basis. The loyalty addition rate shall be at which RBI absorbs liquidity which currently is the Standing Deposit Facility (SDF) rate. The current Standing Deposit Facility rate is 5.25% p.a. and the same shall be reviewed bi-monthly. 

⁷In case of variable annuity pay-out option, investment risk is partially borne by the policyholder or annuitant.

⁸Rider is not mandatory and is available for a nominal extra cost. For more details on benefits, premiums, and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/ branch.

⁹No Goods and Service Tax shall be applicable on Individual life insurance products as per prevailing laws.Tax laws are subject to amendments from time to time. If any imposition (tax or otherwise) is levied by any statutory or administrative body under the Policy, Tata AIA Life Insurance Company Limited reserves the right to claim the same from the Policyholder. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. The Tax-Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.

This product is underwritten by Tata AIA Life Insurance Company Ltd. The plan is not a guaranteed issuance plan, and it will be subject to company’s underwriting and acceptance. Insurance cover is available under this product.

For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale

Annuity Products with Variable Annuity Pay-out are different from traditional insurance products and are subject to risk factors.

The premium paid in the annuity offered under the annuity policies with variable annuity pay-out options are subject to investment risks associated with capital markets and publicly available index. The annuity amount of the units may go up or down based on the performance of fund/index and factors influencing the capital market/publicly available index and the insured is responsible for his/her decisions.

Tata AIA Life Insurance Company Limited is only the name of the Life Insurance Company & is Tata AIA Shubh Flexi Pension Plan only the name of the Linked Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.

Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the insurance company.

The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

Past performance is not indicative of future performance.

L&C/Advt/2026/Feb/1436