Term Insurance AWARD WINNING

Investment Plans

NRI Plans

All Plans

Customer Service

Calculators

Fund Performance

Investment Calculator

Here's your customized plan

Get a Life Cover of

₹1 Crore

Maturity Benefit of

4% and 8% are assumed rates of return. Tata AIA Multi Cap Fund 5-year Returns: 15.42% (Benchmark: 10.06%) as of Mar'26

Returns%

As per actual 5-year returns% of Tata AIA Multi Cap Fund as of Mar'26

by paying a premium of ₹21,749/month (for 5 years)

Total premium: ₹14.09 Lakh

Save ₹1,202 with discounts

Annual Income (₹)

Online discount

10% discount on health product premium every year Additional fund booster will be added at the end of the policy term which is a defined % of average fund value on the last business day of the last eight policy quarters (2 years)

Policy Term (years)	Fund Booster %
30-34	7%
35-39	8%
40 and above	10%

Last 5 year returns of Tata AIA funds

Fund Name	5-year returns	Benchmark returns	Benchmark name
Multi Cap Fund	15.83%	10.67%	S&P BSE 200
Top 200 Fund	16.47%	10.67%	S&P BSE 200
India Consumption Fund	17.19%	10.67%	S&P BSE 200

Returns as of July, 2026

A certified Tata AIA expert will call you from a 1600‑series number to help customise your plan.

Param Raksha Life Pro +. This advertisement is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, Non-Participating, Non-Linked, Individual Health Product (UIN: 110N183V01). These products are also available for sale individually without the combination offered/suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before concluding sale.

Calculate
Returns

Plan Your Investment

Full name (First and last)

Date of birth

Email ID

Are you an NRI?

Yes

Gender

Male

Female

Do you smoke?

Yes

Calculate
Returns

In this policy, the investment risk in investment portfolio is borne by the policyholder

What is Tata AIA Momentum Value 50 Index Fund?

The primary investment objective of Tata AIA Momentum Value 50 Index Fund is to generate long-term capital appreciation by investing in a portfolio of companies selected through a systematic multifactor framework combining Momentum and Value characteristics from the BSE 500 universe, customized as per IRDAI regulatory requirements. The fund aims to capture stocks that exhibit strong market leadership while also trading at attractive valuations. The fund will invest 80%-100% in Equity and Equity Related Instruments and 0%-20% in Cash, Money Market Instruments and Mutual Funds.

Performance of the Tata AIA Momentum Value 50 Index Fund

Tata AIA Momentum Value 50 Index Fund is a new fund, so historical performance of the fund is not available. However, since this fund will attempt to replicate the BSE 500 Momentum Value 50 Index (Customized), the historical returns of the underlying index may be used as a surrogate. BSE 500 Momentum Value 50 Index 5-year CAGR has shown 18.20% returns and 10-year CAGR return of 21.35%.

Unlock the power of compounding!
Watch your investment grow

Compound Interest Calculator

Investment amount (₹)

Growth rate (%)

Invest for (Years)

Stay invested for (Years)

You Get

₹76.6 Lakh

You Pay

₹12 Lakh

Plan now

You Pay

You Get

Plan now

Why invest in Tata AIA Momentum Value 50 Index Fund?

Dual-Factor Investment Strategy: Combines the strengths of Momentum and Value investing to identify high-potential stocks.
Attractive Stock Selection: Focuses on companies that are reasonably valued while demonstrating strong market performance.
Diversified Market Exposure: Provides access to leading companies across sectors within the BSE 500 universe.
Systematic & Transparent Approach: Follows a rules-based stock selection process, reducing investment bias.
Long-Term Wealth Creation Potential: Helps investors benefit from both value opportunities and prevailing market trends through a diversified multifactor strategy.

Fund is available with Tata AIA ULIP Plans

Solution Composition

Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP, a non-participating, unit-linked, individual life insurance savings plan (UIN: 110L174V02), and Tata AIA Health Buddy, Non-participating, Non-Linked, Individual Health Product (UIN:110N183V02). Both Tata AIA Smart SIP and Tata AIA Health Buddy are also available for sale individually.

Tata AIA

Premier SIP

No Premium Allocation charges
All funds rated 4 or 5 stars⁴
Start at ₹1000/month

Calculate Returns

Solution Composition

Param Raksha Life Pro+ is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, Non-Participating, Non-Linked, Individual Health Product (UIN: 110N183V02). Both products are also available for sale individually.

Tata AIA

Param Raksha Life Pro +

5-year Multicap fund delivered 19.43% returns⁵ (Benchmark:11.76%)
All funds rated 4 or 5 stars⁴
Avail high life cover

Calculate Returns

Tata AIA Fund Performance

	Last 5 Years CAGR⁷		Since Inception CAGR⁸
Tata AIA Funds	Fund Return (%)	Benchmark Return (%)	Fund Return (%)	Benchmark Return (%)
Multi Cap Fund	15.83%	10.67%	19.43%	11.76%
Top 200 Fund	16.47%	10.67%	18.27%	14.31%
India Consumption Fund	17.19%	10.67%	19.17%	11.76%

⁷Data as on July, 2026. Past performance is not indicative of future performance. Fund Benchmark: Tata AIA Multi Cap Fund – S&P BSE 200; Tata AIA India Consumption Fund - S&P BSE 200; Tata AIA Top 200 Fund - S&P BSE 200. SFIN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund - ULIF 027 12/01/09 ITT 110; India Consumption Fund - ULIF 06115/07/14 ICF 110. 8Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015. Other funds are also available under this solution.

Sector Weightage of BSE 500 Momentum Value 50 Index

Top 10 Holdings	Weight (%)
Industrials	28.71
Financial Services	16.83
Consumer Discretionary	15.75
Healthcare	15.04
Commodities	13.18
Fast Moving Consumer Goods	7.4
Information Technology	1.93
Services	0.79
Energy	0.38

Selection methodology: BSE 500 Momentum Value 50 Index

Steps	Explanation
Start with BSE 500 Universe	The selection begins with 500 companies of the BSE 500 index.
Liquidity Screening	Top 450 stocks by Annualized Traded Value
	Average daily Turnover Ratio ≥ 20%
	Traded on all working days in the period
Factor Scoring	Each eligible stock is scored separately on two factors:
	Momentum:12-month price performance adjusted for volatility
	Value: Valuation attractiveness
Combined Score	Momentum and Value scores are combined to arrive at an overall score for each stock
Constituent Selection	Select Top 50 stocks with the highest combined score
Weighting	Apply Special Capping methodology
Weighting	4% cap* at individual stock level
Review/Rebalance	The index is reviewed semi-annually in June and December.

*Individual stock weight caps are applied quarterly effective at the open of Monday following the third Friday of March, June, September and December. Constituents’ index shares are calculated using closing prices on Wednesday prior to the second Friday of the rebalancing month as the reference price.

Benchmark beating performance of Tata AIA funds

All
Equity
Debt
Hybrid

View Fund Fact Sheet

Returns as of '26. Fund ratings by Morningstar as of July'26.

Plan now

Tata AIA Momentum Value 50 Index Fund

Benchmark	BSE 500 Momentum Value 50 Index
Fund Management Charges	1.35% per annum
Risk Profile	High
Asset Allocation	Equity & Equity-related instruments: 80%-100% Debt: NA Cash/Money Market Instruments, Bank Deposits and Mutual Funds: 0–20%
Fund Manager	Nimesh Mistry Total experience of 15+ years. Experienced fund manager with expertise in managing diversified equity portfolios.

Important Dates

NFO Window: 23^rd Sept 2026 to 30^th Sept 2026

Why Choose Tata AIA for your Investment?

Experienced

Fund Managers

1.45 Lakh Crore+

Assets Under Management⁹

Top Rated Funds

All funds rated 4 or 5 by stars³ by Morningstar⁴

600+ Branches

Presence across major cities in India

98 Lakh+

Families protected so far¹⁰

99.45%

Individual Death Claim Settlement Ratio¹¹

Need advice on a new plan?

Our experts are happy to help you!

Are you an NRI?

Yes

Name

What is the investment objective of Tata AIA Momentum Value 50 Index Fund?

What is the benchmark of Tata AIA Momentum Value 50 Index Fund

Tata AIA Momentum Value 50 Index Fund is a passive fund which is benchmarked against the BSE 500 Momentum Value 50 Index, providing broad exposure to the Indian equity market.

What is the FMC (expense ratio) of Tata AIA Momentum Value 50 Index Fund?

The expense ratio of Momentum Value 50 Index is 1.35% per annum.

What is the asset allocation pattern?

Who is the fund manager of Tata AIA Momentum Value 50 Index Fund?

Tata AIA Momentum Value 50 Index Fund is managed by Nimesh Mistry.

What is the risk profile of Tata AIA Momentum Value 50 Index Fund?

Since Tata AIA Momentum Value 50 Index Fund primarily invest in equity, it is categorised as high-risk fund.

Can this fund help in long-term wealth creation?

Yes, this fund can help in long-term wealth creation, especially for investors who want to participate in India’s equity growth story through a more structured, rule-based approach.

How can I track the performance of my Tata AIA Momentum Value 50 Index Fund?

You can track the performance of your investment through My DigiAccount. We provide regular updates on your fund’s performance.

Is Momentum Value 50 Index Fund good for the long term?

Tata AIA Momentum Value 50 Index Fund may suit long-term investors seeking diversified equity exposure. It helps investors participate in India’s growth story through companies that show strong performance potential, financial strength, reasonable valuation and relative stability.

The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
Tata AIA Momentum Value 50 Index is a part of a various funds which a policyholder can choose from. Other funds are also available under this product/solution. For further details on funds, refer the sales brochure.
Tata AIA Momentum Value 50 Index Fund - SFIN: ULIF10330/09/26MOMV50INDX110
Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP, a non-participating, unit-linked, individual life insurance savings plan (UIN: 110L174V02), and Tata AIA Health Buddy, Non-participating, Non-Linked, Individual Health Product (UIN:110N183V02). Both Tata AIA Smart SIP and Tata AIA Health Buddy are also available for sale individually.
Param Raksha Life Pro + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, Non-Participating, Non-Linked, Individual Health Product (UIN: 110N183V02). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Pro is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V02). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Maxima + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V02). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Growth + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V02). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Advantage + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V02). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Pro Advance is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V02). These products are also available for sale individually without the combination offered/ suggested.
Tata AIA Smart Fortune Plus - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L177V01)
Tata AIA Pro-Fit comprises of Tata AIA Health Pro, A Non-Participating, Unit-linked, Individual Health Insurance Plan (UIN: 110L180V01), Tata AIA Health Secure, A Non- Participating, Unit Linked, Individual Health rider (UIN: 110A050V01) & Tata AIA Health Buddy, - Non-participating, Non-Linked, Individual Health Product (UIN:110N183V02).
The complete name of Tata AIA Wealth Pro is Tata AIA Life Insurance Wealth Pro (UIN: 110L111V05) – Non-Participating, Unit Linked, Individual Life Insurance Savings Plan
The complete name of Tata AIA Fortune Pro is Tata AIA Life Insurance Fortune Pro (UIN: 110L112V07) – Non-Participating, Unit Linked Individual Life Insurance Savings Plan.
The complete name of Tata AIA Wealth Maxima is Tata AIA Life Insurance Wealth Maxima – Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN:110L114V05)
The complete name of Tata AIA Fortune Maxima is Tata AIA Life Insurance Fortune Maxima - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L113V09)
Tata AIA Smart SIP - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN:110L174V02)
Shubh Muhurat Solution is a combination of Tata AIA Life Insurance Fortune Guarantee Secure (Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan) UIN:110N206V03 and Tata AIA Life Insurance Smart Fortune Plus (Unit Linked, Individual Life Insurance Savings Plan)-UIN:110L177V01. Tata AIA Life Insurance Fortune Guarantee Secure and Tata AIA Life Insurance Smart Fortune Plus are also available for sale individually.
Shubh Fortune Solution is a combination of Tata AIA Life Insurance Fortune Guarantee Secure (Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan) UIN:110N206V03 and Tata AIA Life Insurance Smart Fortune Plus (Unit Linked, Individual Life Insurance Savings Plan)-UIN:110L177V01. Tata AIA Life Insurance Fortune Guarantee Secure and Tata AIA Life Insurance Smart Fortune Plus are also available for sale individually.
Tata AIA i Systematic Insurance Plan - Non-Participating. Unit Linked Individual Life Insurance Savings Plan (UIN:110L164V11).
Tata AIA Health SIP - A Non-participating, Unit Linked, Individual Health Insurance Plan (UIN:110L184V02)
Tata AIA Shubh Health Plus comprises of Tata AIA Health SIP - A Non-Participating, Unit-linked, Individual Health Insurance Plan (UIN: :110L184V02), Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN: 110N183V02). Tata AIA Health SIP and Tata AIA Health Buddy are also available individually for sale.
Asset Allocation: Equity & Equity related instruments: 80%-100%, Debt: NA Cash / Money Market Instruments, Bank Deposits and Mutual Funds: 0-20%
Some Benefits are guaranteed, and some Benefits are variable (non-guaranteed) with returns based on the future performance of the opted funds and fulfilment of other applicable Policy conditions. If your Policy offers guaranteed returns, then these will be clearly marked as "guaranteed" in the illustration table on this page. If your policy offers non-guaranteed returns, then illustration will show two different rates of assumed future investment returns. The above illustration has been determined using assumed future investment returns of 8% and 4% respectively. The rates used have been set by the Life Insurance Council. These assumed rates of return are not guaranteed and there are no upper and lower limits of what you might get back at Maturity, due to the fact that the value of your Policy is dependent on a number of factors including future investment performance.
¹Benchmark Fund: BSE 500 Momentum Value 50 Index Data as of 31 July 2026.
²Income Tax benefits would be available subject to fulfilment of conditions of aggregate premium within threshold limit of ₹2.50 Lakh/annum for ULIP and ₹5.0 Lakh/annum for non ULIP Life insurance and maintaining conditions of premium to sum assured ratio as stipulated therein in section 11 (erstwhile Section 10(10D)) read with schedule II of Income Tax Act 2025. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
³All funds open for new business which have completed 5 years since inception are rated 4 or 5 Star by Morningstar as of August 2025.
⁴©2025 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from data published on various dates and procured from various sources and (5) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.
⁵Data from our TATA AIA fund factsheet shows the performance of TATA AIA Multi Cap fund & ULIF 060 15/07/14 MCF 110 as of July 2026. Benchmark of this fund is S&P BSE 200 – 100%
⁶Waiver of premium is available only in Future Secure option under Tata AIA Smart SIP.
⁷Data as on July, 2026. Past performance is not indicative of future performance. Fund Benchmark: Multi Cap Fund – S&P BSE 200; India Consumption Fund - S&P BSE 200; Top 200 Fund - S&P BSE 200. SFIN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund - ULIF 027 12/01/09 ITT 110; India Consumption Fund - ULIF 06115/07/14 ICF 110.
⁸Inception Dates: Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015, Top 200 Fund: 12 Jan 2009. Other funds are also available under this solution.
⁹As on 31st March 2026, the company has a total Assets Under Management (AUM) of ₹145,589 Crore
¹⁰98,01,699 families protected till 18^th May 2026.
¹¹Individual Death Claim Settlement Ratio is 99.45% for FY 2025-26 as per the latest annual audited figures.
Linked Life Insurance products are different from traditional insurance products and are subject to risk factors.
The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds.
The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. On survival to the end of the policy term, the Total Fund Value including Top-Up Premium Fund Value valued at applicable NAV on the date of Maturity will be paid.
The investment income and price may go down as well as up depending on several factors influencing the market. Please know the associated risks and the applicable charges, from your Insurance Agent or the Intermediary or Policy Document issued by the Insurance Company. Please make your own independent decision after consulting your financial or other professional advisor. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any). All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns
Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Smart Sampoorna Raksha Supreme, Tata AIA Smart SIP, Tata AIA Smart Fortune Plus, Tata AIA Wealth Pro, Tata AIA Fortune Pro, Tata AIA Wealth Maxima, Tata AIA Fortune Maxima, Tata AIA i Systematic Insurance Plan, Tata AIA Health SIP are only the names of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
Please know the associated risks and the applicable charges, from your Insurance Agent or the Intermediary or Policy Document issued by the Insurance Company. Please make your own independent decision after consulting your financial or another professional advisor.
Various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
Past performance is not indicative of future performance.
If your policy offers variable benefits, then the illustrations on this page will show two different rates of assumed future investment returns. Currently the gross investment returns are stipulated as 4% p.a. and 8% p.a. These assumed rates of return are not guaranteed, and these are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including actual future investment performance.
Life insurance cover is available under the solution. For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.
L&C/Advt/2026/Sep/5293