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₹70.50 Lakh

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Total premium: ₹11.99 Lakh

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Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP - Non-participating, Unit-linked, Individual Life Insurance Savings Plan (UIN: 110L174V01) and
Tata AIA Health Buddy - Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01). Both Tata AIA Smart SIP and Tata AIA Health Buddy are also available for sale individually. Product option: Future Secure.

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What is Tata AIA Multifactor Index Fund

Tata AIA Multifactor Index Fund primary investment objective of the Fund is to generate capital appreciation in the long term by investing in a portfolio of 50 stocks drawn from the broad-based Nifty 500 Index. These basket of stocks features the highest composite percentile score based on the 4 factors of momentum, quality, value and low volatility, customized as per IRDAI regulatory requirements. The fund will invest 80%-100% in Equity and Equity related instruments and 0%-20% in Cash and Money Market Securities

Performance of the Tata AIA Multifactor Index Fund

The Tata AIA Multifactor Index Fund is a new fund, so historical performance of the fund is not available.

However, since this fund will attempt to replicate the Nifty 500 Multifactor MQVLv 50 Index (customised), the historical returns of the underlying index may be used as a surrogate

A comparison of the returns of Nifty 500 versus Nifty Multifactor Fund MQVLv 50 Index (Customized) during different time periods, as of March 31, 2026, are displayed in the table below.

Years	Nifty 500 Index	Nifty 500 Multifactor MQVLv 50 Index (Customized)
3 Year	13.77%	21.59%
5 Year	11.75%	17.81%
10 Year	13.54%	16.52%

Source²: Return Profile| Data as on 31st March 2026 | Benchmark Index Nifty 500 Index and Nifty 500 Multifactor MQVLv 50 Index (customized) fund

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₹76.6 Lakh

You Pay

₹12 Lakh

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Why invest in Tata AIA Multifactor Index Fund?

1. Momentum: Invests in companies showing strong price strength

Momentum helps identify companies that are already performing well in the market. In simple words, it looks for businesses where investor confidence and price trends are strong. The index uses 6-month and 12-month price returns, adjusted for volatility, to assess momentum.
2. Quality: Focuses on financially stronger companies

Quality helps filter companies with better financial strength, stability and business fundamentals. This reduces dependence on short-term market excitement and brings focus on fundamentally sound businesses.
3. Value: Avoids overpaying for growth

Value helps identify companies that may be available at reasonable valuations. This is important because even a good company may not be a good investment if bought too expensively.
4. Low Volatility: Helps manage market ups and downs

Low volatility focuses on companies that have shown relatively lower price fluctuations. This can help reduce sharp swings in the portfolio, especially during uncertain market phases.

Fund is available with Tata AIA Premier SIP ULIP plan

Benefits of Investing in Premier SIP

Zero LTCG tax

Get income tax benefits on the premiums paid per applicable tax³ laws and save more.

Zero Allocation Charges

There are no allocation charges, allowing you to invest your entire premium in your chosen fund option

Waiver of Premium Benefit

In case of an unforeseen event, future premiums are waived off¹¹, keeping your investment intact and securing your financial goals without any burden on your loved ones.

Tax-Free Withdrawals

The payouts are tax³ exempted maximizing your returns efficiently.

Unlimited Fund Switching

You can switch between funds anytime, as often as you like, without any extra cost or additional tax levied. This gives you complete control over your investments.

Benefits of investing in Tata AIA Multifactor Index Fund

Benefit from India’s long-term growth story

India’s economy is expected to grow multi-fold over the next few decades, creating strong wealth creation opportunities for long-term investors.

Exposure to companies riding multiple growth themes

The fund can benefit from key economic drivers such as rising consumption, higher disposable income, growth of organised players, manufacturing push, and global supply chain shifts.

Rule-based quant strategy with diversified market exposure

The fund is indexed to the Nifty 500 Multifactor MQVLv 50 Index (Customized), giving exposure to companies selected through a multifactor quantitative approach.

Focus on stable, quality market leaders

The fund invests in top companies with a consistent dividend-paying history, helping build a portfolio of stable businesses with long-term compounding potential.

Fund is available with Tata AIA ULIP plans

In this policy, the investment risk in investment portfolio is borne by the policy holder

Fund Composition

Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP, a non-participating, unit-linked, individual life insurance savings plan (UIN: 110L174V02), and Tata AIA Health Buddy, Non-participating, Non-Linked, Individual Health Product (UIN:110N183V02). Both Tata AIA Smart SIP and Tata AIA Health Buddy are also available for sale individually.

Tata AIA

Premier SIP

No Premium Allocation charges
All funds rated 4 or 5 stars⁴
Start at ₹1000/month

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Fund Composition

Param Raksha Life Pro+ is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, Non-Participating, Non-Linked, Individual Health Product (UIN: 110N183V02). Both products are also available for sale individually.

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Tata AIA

Param Raksha Life Pro +

Multicap fund delivered 15.42% returns (Benchmark:10.06%)⁶
All funds rated 4 or 5 stars⁴
Avail high life cover

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Tata AIA Fund Performance

	Last 5 Years CAGR⁷		Since Inception CAGR⁸
Tata AIA Funds	Fund Return (%)	Benchmark Return (%)	Fund Return (%)	Benchmark Return (%)
Multi Cap Fund	15.42%	10.06%	18.14%	10.91%
Top 200 Fund	16.09%	10.06%	17.52%	13.83%
India Consumption Fund	16.21%	10.06%	17.85%	10.91%

⁷Data as on March, 2026. Past performance is not indicative of future performance. Fund Benchmark: Tata AIA Multi Cap Fund – S&P BSE 200; Tata AIA India Consumption Fund - S&P BSE 200; Tata AIA Top 200 Fund - S&P BSE 200. SFIN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund - ULIF 027 12/01/09 ITT 110; India Consumption Fund - ULIF 06115/07/14 ICF 110. ⁸Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015. Other funds are also available under this solution.

Sector Weightage of Nifty 500 Multifactor MQVLv 50 Index fund

Sector Representation

Sector	Weight (%)
Financial Services	31.11
Information Technology	7.81
Oil, Gas & Consumable Fuels	7.76
Automobile and Auto Component	7.08
Fast Moving Consumer Goods	6.37
Capital Goods	6.30
Healthcare	6.28
Consumer Services	3.77
Metals & Mining	3.68
Telecommunication	3.45
Power	3.23%
Construction	2.88%
Consumer Durables	2.76%
Construction Materials	2.00%
Chemicals	1.93%
Services	1.89%
Realty	1.17%
Textiles	0.26%
Media, Entertainment & Publication	0.13%
Diversified	0.09%

Sector weightage as on October 31, 2025
Source: NSE Indexogram Factsheet | ²Data as on October 31, 2025 | Benchmark Index – Nifty 500 Index

Selection methodology: Nifty 500 Multifactor MQVLv 50 Index (customised)

Steps	Explanation
Start with Nifty 500 universe	The selection begins with companies that are part of the Nifty 500.
Apply eligibility filters	Stocks with less than 1-year listing history, bottom 10 percentile by average daily turnover, bottom 10 percentile by turnover ratio, promoter pledge above 20%, and certain non-F&O stocks hitting upper/lower circuits frequently are excluded.
Score stocks on 4 factors	Each eligible stock is evaluated on Momentum, Quality, Value and Low Volatility.
Select top 25 stocks from each factor	The methodology first selects the top 25 stocks based on each factor individually.
Calculate aggregate score	Each stock gets a combined score: 25% Momentum + 25% Quality + 25% Value + 25% Low Volatility.
Select final 50 stocks	The top 50 stocks based on aggregate percentile score become part of the index.
Assign weights	Stock weights are based on the composite factor score of each stock.
Review/Rebalance	The index is reviewed semi-annually in June and December.

Tata AIA Has Delivered Benchmark Beating Performance Across Funds

All
Equity
Debt
Hybrid

View Fund Fact Sheet

Returns as of Apr'26. Fund ratings by Morningstar as of Apr'26.

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Tata AIA Multifactor Index Fund

Benchmark	Nifty 500 Multifactor MQVLv 50 Index (Customized)
Fund Management Charges	1.35% per annum
Risk Profile	High
Asset Allocation	Equity & Equity-related instruments: 80%-100% Debt: NA Cash/Money Market Instruments, Bank Deposits and Mutual Funds: 0–20%
Fund Manager	Nimesh Mistry Total experience of 15+ years. Experienced fund manager with expertise in managing diversified equity portfolios.

Important dates

NFO Window: 23^rd June 2026 to 30^th June 2026

Why Choose Tata AIA for your Investment?

Experienced

Fund Managers

1.45 Lakh Crore+

Assets Under Management⁹

Top Rated Funds

All funds rated 4 or 5 by stars⁴ by Morningstar⁵

600+ Branches

Presence across major cities in India

98 Lakh+

Families protected so far¹⁰

99.45%

Individual Death Claim Settlement Ratio¹¹

⁴T&C apply.

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What is the investment objective of Tata AIA Multifactor Index Fund?

The primary investment objective of the Fund is to generate capital appreciation in the long term by investing in a portfolio of 50 stocks drawn from the broad-based Nifty 500 Index. These basket of stocks features the highest composite percentile score based on the 4 factors of momentum, quality, value and low volatility, customized as per IRDAI regulatory requirements.

What is the benchmark of Tata AIA Multifactor Index Fund?

Tata AIA Multifactor Index Fund is an passive fund which is benchmarked against the NSE 500 Index, providing broad exposure to the Indian equity market.

What is the FMC (expense ratio) of Tata AIA Multifactor Index Fund?

The expense ratio of Multifactor Index Fund is 1.35% per annum.

What is the asset allocation pattern?

Who is the fund manager of Tata AIA Multifactor Index Fund?

Tata AIA Multifactor Index Fund is managed by Nimesh Mistry.

What is the risk profile of Tata AIA Multifactor Index Fund?

Since Tata AIA Multifactor Index Fund primarily invest in equity, it is categorised as high-risk fund.

Can this fund help in long-term wealth creation?

Yes, this fund can help in long-term wealth creation, especially for investors who want to participate in India’s equity growth story through a more structured, rule-based approach.

How can I track the performance of my Tata AIA Multifactor Index Fund?

You can track the performance of your investment through My DigiAccount. We provide regular updates on your fund’s performance.

Is Multifactor Index Fund good for the long term?

Tata AIA Multifactor Index Fund may suit long-term investors seeking diversified equity exposure. It helps investors participate in India’s growth story through companies that show strong performance potential, financial strength, reasonable valuation and relative stability.

The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
Tata AIA Multifactor Index Fund is a part of a various funds which a policyholder can choose from. Other funds are also available under this product/solution. For further details on funds, refer the sales brochure.
Tata AIA Multifactor Index Fund - SFIN: ULIF10230/06/26MFACTINDXL110
Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP, a non-participating, unit-linked, individual life insurance savings plan (UIN: 110L174V02), and Tata AIA Health Buddy, Non-participating, Non-Linked, Individual Health Product (UIN:110N183V02). Both Tata AIA Smart SIP and Tata AIA Health Buddy are also available for sale individually.
Param Raksha Life Pro + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, Non-Participating, Non-Linked, Individual Health Product (UIN: 110N183V02). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Pro is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V02). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Maxima + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V02). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Growth + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V02). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Advantage + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V02). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Pro Advance is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V02). These products are also available for sale individually without the combination offered/ suggested.
Tata AIA Smart Fortune Plus - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L177V01)
Tata AIA Pro-Fit comprises of Tata AIA Health Pro, A Non-Participating, Unit-linked, Individual Health Insurance Plan (UIN: 110L180V01), Tata AIA Health Secure, A Non- Participating, Unit Linked, Individual Health rider (UIN: 110A050V01) & Tata AIA Health Buddy, - Non-participating, Non-Linked, Individual Health Product (UIN:110N183V02).
The complete name of Tata AIA Wealth Pro is Tata AIA Life Insurance Wealth Pro (UIN: 110L111V05) – Non-Participating, Unit Linked, Individual Life Insurance Savings Plan
The complete name of Tata AIA Fortune Pro is Tata AIA Life Insurance Fortune Pro (UIN: 110L112V07) – Non-Participating, Unit Linked Individual Life Insurance Savings Plan.
The complete name of Tata AIA Wealth Maxima is Tata AIA Life Insurance Wealth Maxima – Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN:110L114V05)
The complete name of Tata AIA Fortune Maxima is Tata AIA Life Insurance Fortune Maxima - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L113V09)
Tata AIA Smart SIP - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN:110L174V02)
Shubh Muhurat Solution is a combination of Tata AIA Life Insurance Fortune Guarantee Secure (Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan) UIN:110N206V03 and Tata AIA Life Insurance Smart Fortune Plus (Unit Linked, Individual Life Insurance Savings Plan)-UIN:110L177V01. Tata AIA Life Insurance Fortune Guarantee Secure and Tata AIA Life Insurance Smart Fortune Plus are also available for sale individually.
Shubh Fortune Solution is a combination of Tata AIA Life Insurance Fortune Guarantee Secure (Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan) UIN:110N206V03 and Tata AIA Life Insurance Smart Fortune Plus (Unit Linked, Individual Life Insurance Savings Plan)-UIN:110L177V01. Tata AIA Life Insurance Fortune Guarantee Secure and Tata AIA Life Insurance Smart Fortune Plus are also available for sale individually.
Tata AIA i Systematic Insurance Plan - Non-Participating. Unit Linked Individual Life Insurance Savings Plan (UIN:110L164V10).
Tata AIA Health SIP - A Non-participating, Unit Linked, Individual Health Insurance Plan (UIN:110L184V02)
Tata AIA Shubh Health Plus comprises of Tata AIA Health SIP - A Non-Participating, Unit-linked, Individual Health Insurance Plan (UIN: :110L184V02), Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN: 110N183V02). Tata AIA Health SIP and Tata AIA Health Buddy are also available individually for sale.
Asset Allocation: Equity & Equity related instruments: 80%-100%, Debt: NA Cash / Money Market Instruments, Bank Deposits and Mutual Funds: 0-20%
¹Individual Death Claim Settlement Ratio is 99.45% for FY 2025-26 as per the latest annual audited figures.
²Benchmark Fund: Nifty 500 Multifactor MQVLv 50 Index (Customised) Data as of Mar, 2026.
³Income Tax benefits would be available subject to fulfillment of conditions of aggregate premium within threshold limit of ₹2.50 Lakh/annum for ULIP and ₹5.0 Lakh/annum for non ULIP Life insurance and maintaining conditions of premium to sum assured ratio as stipulated therein in section 11 (erstwhile Section 10(10D)) read with schedule II of Income Tax Act 2025. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
⁴All funds open for new business which have completed 5 years since inception are rated 4 or 5 Star by Morningstar as of August 2025.
⁵©2025 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from data published on various dates and procured from various sources and (5) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.
⁶Data from our TATA AIA fund factsheet shows the performance of TATA AIA Multi Cap fund & ULIF 060 15/07/14 MCF 110 as of March 2026. Benchmark of this fund is S&P BSE 200 – 100%"
⁷Data as on March, 2026. Past performance is not indicative of future performance. Fund Benchmark: Multi Cap Fund – S&P BSE 200; India Consumption Fund - S&P BSE 200; Top 200 Fund - S&P BSE 200. SFIN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund - ULIF 027 12/01/09 ITT 110; India Consumption Fund - ULIF 06115/07/14 ICF 110.
⁸Inception Dates: Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015, Top 200 Fund: 12 Jan 2009. Other funds are also available under this solution.
⁹As on 31st March 2026, the company has a total Assets Under Management (AUM) of ₹1,45,589 Crore
¹⁰98,01,699 families protected till 18th May 2026.
¹¹Waiver of premium is available only in Future Secure option under Tata AIA Smart SIP.
Linked Life Insurance products are different from traditional insurance products and are subject to risk factors.
The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds.
The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. On survival to the end of the policy term, the Total Fund Value including Top-Up Premium Fund Value valued at applicable NAV on the date of Maturity will be paid.
The investment income and price may go down as well as up depending on several factors influencing the market. Please know the associated risks and the applicable charges, from your Insurance Agent or the Intermediary or Policy Document issued by the Insurance Company. Please make your own independent decision after consulting your financial or other professional advisor. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any). All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns
Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Smart Sampoorna Raksha Supreme, Tata AIA Smart SIP, Tata AIA Smart Fortune Plus, Tata AIA Wealth Pro, Tata AIA Fortune Pro, Tata AIA Wealth Maxima, Tata AIA Fortune Maxima, Tata AIA i Systematic Insurance Plan, Tata AIA Health SIP are only the names of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
Please know the associated risks and the applicable charges, from your Insurance Agent or the Intermediary or Policy Document issued by the Insurance Company. Please make your own independent decision after consulting your financial or another professional advisor.
Various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
Past performance is not indicative of future performance.
If your policy offers variable benefits, then the illustrations on this page will show two different rates of assumed future investment returns. Currently the gross investment returns are stipulated as 4% p.a. and 8% p.a. These assumed rates of return are not guaranteed, and these are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including actual future investment performance.
Life insurance cover is available under the solution. For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.
L&C/Advt/2026/Jun/3832