Nagaland

Term Insurance

Investment Plans

NRI Plans

All Plans

Customer Service

Calculators

Fund Performance

About the Scheme:

A commendable initiative by the Government of Nagaland
CMULIS has been launched to provide financial security and peace of mind to the people of Nagaland by protecting their families from financial hardship in times of crisis.

This scheme ensures that every household is safeguarded against unforeseen circumstances by offering life insurance breadwinner. Through this initiative, we are committed to building a safer and more secure future for every family in Nagaland.

How to Enrol?

Enrolling in this scheme is quick and simple! Follow the below steps.

STEP 1: Visit the website & CLICK ON REGISTER
STEP 2: SELECT SELF REGISTRATION MODE
(Make sure the household does not have a CMHIS & PMJAY card)
STEP 3: OTP WILL BE SENT TO THE MOBILE NUMBER PROVIDED
STEP 4: ADD DETAILS OF THE BREADWINNER & SUBMIT Fill the details of the breadwinner & capture KYC details of the nominee
Keep the scanned copy of verification form handy for upload

Note:

All government servants are considered as breadwinner and provided life insurance coverage. (Max 1 from each family)
All Government Employees are required to register with their PIMS CODE.
For Government Employees, the max age is extended till year in the service .i.e. 60 years

CMLIS: Key Features

₹2 lakh Life Insurance Coverage: For the breadwinner in case of natural or accidental death.
Age Limit: (For Breadwinner: Minimum 18 years; maximum 50 years) (Nominee Age: Minimum 18 years)
Free of cost: This scheme is fully funded by the Government of Nagaland—you don’t have to pay anything!

How does CMLIS benefit you & your family?
When you are the sole provider for your family, their well-being depends on you. CMLIS ensures that your family remains financially secure even in your absence. The scheme is specially designed to support families facing the untimely loss of a breadwinner and to provide accident coverage for three other family members, ensuring an enhanced safety net.
- Peace of Mind: Knowing that your family will be financially secure no matter what happens.
- Support in Tough Times: A lump sum payout ensures that your loved ones can meet essential expenses.
- Government-Backed Assurance: No hidden charges, no premiums—only benefits.

Who is eligible?

The Chief Minister’s Universal Life Insurance Scheme is open to:

All citizens/ residents of Nagaland.
Have valid identification and family details.
Registration is required to avail of the benefits.

Media:

Links to PR /Articles, etc.

FAQ’s

What is the entry age for CMLIS?

Age Limit: (For Breadwinner: minimum 18 years; maximum 50 years) (For Nominee: minimum 18 years)
Who can avail this scheme?

All citizens/ residents of Nagaland are eligible.
Can I avail this scheme without enrolling?

No! The enrolment/ Registration is mandatory.
Do I need to pay for this scheme?

You don’t have to pay anything as Chief Minister’s Universal Life Insurance Scheme (CMULIS) is fully funded by the Government of Nagaland.

Disclaimer
- The Chief Minister's Universal Life Insurance Scheme (CMULIS) is completely free of cost. Applicants and beneficiaries are advised not to respond to any calls, SMS, WhatsApp messages, or emails requesting monetary payments for faster processing of applications for the scheme.
- CMLIS does not require any fees or charges at any stage of the application or claims process.
- Please be cautious of spam messages and fraudulent communications that claim to expedite or facilitate your enrollment in CMULIS in exchange for payment. Report any such suspicious activity to the relevant authorities immediately.
- Your safety and security are our top priorities. Always ensure you are interacting with official