Tata AIA Life Insurance
Maha Raksha Supreme 

Non-Linked Non-Participating, Individual Life Insurance Pure Risk Product

Life is precious, and the happiness of our loved ones is more important to us than anything else. It is equally important to ensure that their smiles are secured, which in turn gives us our strength. Life insurance plans enable us to provide a solid foundation for the financial future of our loved ones, while also ensuring that their hopes and dreams remain protected.

Now, you can remain assured that your loved ones never fall short of anything, and their dreams take flight by purchasing the Tata AIA Life Insurance Maha Raksha Supreme plan. This pure term insurance plan offers a wide range of choices, thereby fulfilling all of your family’s specific needs and requirements.



Get life cover up to 85 years, or until you reach age 100

Greater convenience

This plan comes with in-built Payout Accelerator benefit, which offers 50% of the basic sum assured if you get diagnosed with terminal illness

Life Stage Plus option

You can increase the cover at a future date during your life’s milestone events, such as marriage, or the birth of your child

Discount on premiums

Discount on premium rates for higher sum assured

Benefits for women and non-smokers

Differential premium rates for women policyholders and for non-smokers

Highlights of Tata AIA Life Insurance Maha Raksha Supreme

Coverage until you reach 85 years, or until you reach 100 years
Lower premium rates for women policyholders and standard premium rates for non-smokers
When you opt for higher protection, you get discounts that make the plan more affordable

Add Savings Plan Riders

Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider 

You can choose one or more benefit options (risk covers), including death, accidental death / disability, critical illness and terminal illness
Flexibility to receive benefit as combination of lump-sum and income for fixed period, income till survival of partner, or as waiver of future premiums
Know More

Tata AIA Life Insurance Non-Linked Comprehensive Health Rider 

You can choose one or more benefit options (risk covers), from a list of 5 available options, including disability, hospitalization, and illness
The rider provides coverage against both major illnesses, and minor injuries or illnesses, while allowing multiple claim payouts
Know More
Check eligibility Documents required

Age at issue

 Minimum age at issue   18 years 
 Maximum age at issue   65 years for Single Pay
 65 years for Regular Pay
 65 years for Limited Pay 5
 65 years for Limited Pay 10/12 
 45 years for Pay to Age 60 

Premium payment term

 Available premium   payment term options 
 Single Pay (for minimum policy term   of 10 years)
 Regular Pay (for minimum policy   term of 10 years)
 Limited Pay – 5 (for minimum policy   term of 10 years)
 Limited Pay - 10 / 12 (for minimum   policy term of 15 years)
 Limited Pay to Age 60 (for minimum   policy term of 55 years

Premium payment mode

 Premium payment frequency options 

 Single (for Single Pay) 

Age at maturity

Maximum age at maturity 


 Non-whole life - 28 years minimum, 85 years   maximum
 Whole life - 100 years

Sum assured

Minimum sum assured (in multiples of Rs. 1,00,000)  Rs. 50,00,000
Maximum sum assured (in multiples of Rs. 1,00,000)  No Limit, subject to Board approved underwriting policy
PAN card
Aadhaar card
Bank statement (for the previous 6 months)
Salary slip
Income tax receipt

Frequently Asked Questions

What are term insurance?

A protection plan helps you secure the future of your loved ones, and shields your family from uncertainties in life. It is important to safeguard your family from life’s uncertainties, such as loss of income, untimely demise of a loved one, or critical illnesses. Term insurance facilitate the Rakshakaran of your family, so that you and your loved ones can live life to the fullest.

When should I purchase a term insurance?

Since the premiums are lower when you start early, it is a good idea to purchase a term insurance when you are young and . Another benefit is that you may not have to undergo medical tests if you purchase a term insurance at a young age

What is the premium payment frequency for term insurance?

You can choose from the following  premium payment frequencies

  • Annual
  • Half-yearly
  • Quarterly
  • Monthly
What documents would I require to buy an insurance policy?

To buy an insurance policy, you need to submit the following mandatory documents.

Proof of address:

The following documents are accepted as valid proof of your address.

  • Bank Statement (or passbook) with the latest entries for six months 
  • Aadhaar card
  • Passport
  • Voter's ID
  • Driving license
  • Electricity/telephone bill
  • Ration card

Proof of identity:

Some of the documents that are accepted as valid proof of your identity include:

  • PAN card
  • Aadhaar card
  • Passport
  • Driving license

Documents showing proof of income:

These documents, which are required only for a few plans, include:

  • Salary slips of the previous 3 months
  • Income tax returns/Employer certificate
  • Bank statement of the previous 6 months
  • Latest Form 16
What are the additional benefits of Maha Raksha Supreme?

The Maha Raksha Supreme(UIN: 110N102V03) plan gives you the benefit of receiving 50% of the basic sum assured, if the policyholder is diagnosed with terminal illness. This is possible through the in-built Payout Accelerator benefit. That said, the Death Benefit under the policy is automatically reduced by the amount paid under the Payout Accelerator benefit.

Additionally, you can also increase the cover at a later date, during future milestone events, such as your marriage, or the birth of your child. This can be done through the Life Stage Plus option, and you won’t have to go through the trouble of a fresh medical check-up either.

Need help to choose the right plan?


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