Tata AIA Life Insurance Sampoorna Raksha+ (UIN:110N130V05)

Non-Linked Non-Participating, Individual Life Insurance Savings Product

Today more than ever, it has become essential to take preemptive measures to protect yourself, and your loved ones. Along with the promise of Rakshakaran, it is important to secure the financial future of your family, and ensure that they live the life of their dreams. Protection plans enable you to safeguard the dreams, and the future of those close to you.

Tata AIA Life Insurance Sampoorna Raksha+ provides financial protection to your family, while also offering return of premiums paid on survival, upon the maturity of the policy. This lets you shield your loved ones during the policy term, while integrating a savings component, so you can live worry-free.

Key
Benefits

Coverage

Option for protection up to the age of 100, or for policy term up to 40 years

Greater Flexibility

Policyholder can choose between two death benefit options

Discount on premiums

Discount on premium rates for higher sum assured

Return of premium

Return of all the premiums paid (excluding rider premium, extra premium and taxes) in case the policyholder survives till maturity 

Benefits for women and non-smokers

Differential premium rates for women policyholders and for non-smokers

Highlights of Tata AIA Life Insurance Sampoorna Raksha+

Coverage for policy term of up to 40 years, or till age 100

Lower premium rates for women policyholders and standard premium rates for non-smokers

When you opt for higher protection, you get discounts that make the plan more affordable

Add savings plan riders

Tata AIA Life Insurance Accidental Death and Dismemberment (Long scale) (ADDL) Rider  (UIN: 110B028V03)

This rider protects your family by paying them a lump sum amount in case of an accidental death
The benefits are doubled in case of certain accidental deaths or dismemberments (details in the brochure)
Know more

Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (UIN: 110B033V02)

You can choose one or more benefit options (risk covers), including death, accidental death / disability, critical illness and terminal illness
Flexibility to receive benefit as combination of lump-sum and income for fixed period, income till survival of partner, or as waiver of future premiums
Know More

Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (UIN: 110B031V02)

You can choose one or more benefit options (risk covers), from a list of 5 available options, including disability, hospitalization, and illness
The rider provides coverage against both major illnesses, and minor injuries or illnesses, while allowing multiple claim payouts
Know More
Check eligibility Documents required

Age at issue

 Minimum age at issue   18 years 
 Maximum age at issue   65 years for Regular Pay
 65 years for Limited Pay 5
 65 years for Limited Pay 10/12 

Premium payment term

Available premium payment term options 
 Limited Pay – 5 / 10 / 12
 Regular Pay

Policy term

Policy term (years)   For Regular Pay and Limited Pay - 5
10 to 40 years, subject to maximum maturity age of 100 years

Limited Pay - 10 / 12
15 to 40 years, subject to maximum maturity age of 100 years

Premium payment mode

 Premium payment frequency options 

 Annual
 Semi-annual 
 Quarterly
 Monthly 

Age at maturity

 Maximum age at maturity   100 

Sum assured

Minimum sum assured (in multiples of Rs. 1,00,000)  Rs. 50,00,000
Maximum sum assured (in multiples of Rs. 1,00,000)  No Limit, subject to Board approved underwriting policy
PAN card
Aadhaar card
Bank statement (for the previous 6 months)
Salary slip
Income tax receipt
People frequently asked us about…
What are term insurance?

A protection plan helps you secure the future of your loved ones, and shields your family from uncertainties in life. It is important to safeguard your family from life’s uncertainties, such as loss of income, untimely demise of a loved one, or critical illnesses. Term insurance facilitate the Rakshakaran of your family, so that you and your loved ones can live life to the fullest.

When should I purchase a term insurance?

Since the premiums are lower when you start early, it is a good idea to purchase a term insurance when you are young and . Another benefit is that you may not have to undergo medical tests if you purchase a protection plan at a young age

What is the premium payment frequency for term insurance?

You can choose from the following  premium payment frequencies

  • Annual
  • Half-yearly
  • Quarterly
  • Monthly
What documents would I require to buy an insurance policy?

To buy an insurance policy, you need to submit the following mandatory documents.

Proof of address:

The following documents are accepted as valid proof of your address.

  • Bank Statement (or passbook) with the latest entries for six months 
  • Aadhaar card
  • Passport
  • Voter's ID
  • Driving license
  • Electricity/telephone bill
  • Ration card

Proof of identity:

Some of the documents that are accepted as valid proof of your identity include:

  • PAN card
  • Aadhaar card
  • Passport
  • Driving license

Documents showing proof of income:

These documents, which are required only for a few plans, include:

  • Salary slips of the previous 3 months
  • Income tax returns/Employer certificate
  • Bank statement of the previous 6 months
  • Latest Form 16
What are Riders? Which rider can I purchase with the Sampoorna Raksha plan?

Riders are additional provisions that you can add on to your basic insurance policy, in order to enhance the protection and the benefits you receive.

With the Tata AIA Life Insurance Sampoorna Raksha plan, you can purchase the Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Rider  (UIN: 110B028V03), the Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (UIN: 110B033V02), and the Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (UIN: 110B031V02).

Need more information?
Let us help you

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