Tata AIA Life Insurance
Fortune Maxima 

Non -Participating, Unit Linked, Whole Life Individual Savings Plan

Life insurance wealth plans are designed to help you realize your dreams through market-linked returns. With the option to invest in the funds of your choice, these life insurance wealth plans allow you to make the most of market movements and help your investments grow.

Create a legacy for your family, and avail the dual benefits of long-term wealth creation and whole life protection with this unit-linked whole life plan from Tata AIA Life Insurance. By choosing the Fortune Maxima investment plan, you get the best of both worlds: lifelong coverage up to 100 years of age, and investment growth with the power of market-driven benefits.

Key
Benefits

Investment

Growth of investment with market linked returns

Loyalty additions

Regular loyalty additions to your fund

Life-long coverage

Whole life insurance protection with single or limited premium payments

Investment choices

Flexibility to invest in a variety of funds to suit your investment needs

Tax benefit

Tax benefit as per applicable tax laws*

Highlights of Tata AIA Life Insurance Fortune Maxima

Choose to pay your premium once, as a lump sum amount, or periodically for a limited period
The plan offers you lifelong protection up to the age of 100
You can select any or all of the 11 fund options offered under this plan
You have the choice of systematic investment through the portfolio strategy – Enhanced SMART
As market conditions change, you can switch between the funds to keep your wealth creation goals on track

You can avail tax benefits as per applicable tax laws*

Add Life Insurance Linked Riders^

Tata AIA Life Insurance Waiver of Premium (Linked) Rider 

With this rider, all future premiums are waived off in case of total and permanent disability of the policyholder
This benefit is valid if the disability occurs before the policyholder attains 65 years of age or before the end of the premium payment term, whichever happens earlier
Know More

Tata AIA Life Insurance Waiver of Premium Plus (Linked) Rider 

In case of death, or total and permanent disability of the policyholder, this rider allows all future premiums to be waived off
This benefit is valid if the death or disability occurs before the policyholder attains 70 years of age or before the end of the premium payment term, whichever happens earlier
Know More

Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Linked Rider     

This rider protects your family by paying them a lump sum amount in case of an accidental death
The benefits are doubled in case of certain accidental deaths or dismemberments (details in the brochure)
Know More

Tata AIA Life Insurance Linked Comprehensive Protection Rider 

You can choose one or more benefit options (risk covers), including death, accidental death / disability, critical illness and terminal illness
Flexibility to receive benefit as combination of lump-sum and income for fixed period, income till survival of partner, or as waiver of future premiums
Know more

Tata AIA Life Insurance Linked Comprehensive Health Rider 

You can choose one or more benefit options (risk covers), from a list of 5 available options, including disability, hospitalization, and illness
The rider provides coverage against both major and minor injuries or illnesses, while allowing multiple claim payouts
Know More
Check eligibility Documents required

Age at issue~

 Minimum age at issue   0 years (30 days) 
 Maximum age at issue   60 years

Policy term

 Policy term   100 minus the issue age

Premium payment term

Available premium payment term options  Choice of single premium payment or the following  limited premium payment term options
7 years
8 years
9 years
10 years
12 years
15 years
20 years

Premium payment mode

 Premium payment frequency options 

 Single 
 Annual
 Semi-annual 
 Quarterly
 Monthly 

Age at maturity~

 Maximum age at maturity 
 100 years 

Sum assured

Minimum/maximum basic sum assured  For single pay plans:
1.25 times the single premium

For limited pay plans:
Higher of 10 times the annualized premium or (0.5 x annualized premium x policy term) 

 

~All reference to age is as on last birthday

PAN card
Aadhaar card
Bank statement (for the previous 6 months)
Salary slip
Income tax receipt

Frequently Asked Questions

How long does the cover offered by the Fortune Maxima plan last?

The cover offered by the Tata AIA Life Insurance Fortune Maxima plan is valid till you attain 100 years of age.

What is the premium payment frequency for this life insurance investment plan?

You can choose from the following premium payment frequencies

  • Single payment
  • Annual
  • Half-yearly
  • Quarterly
  • Monthly 
How can I raise a claim under this life insurance investment policy?

You can choose any of the following channels to reach out to us and raise a claim.

  • Email us at: claims@tataaia.com

  • Call our helpline number - 1860-266-9966 (local charges apply)

  • Walk into any of the TALIC branch offices

  • Write directly to us at:

The Claims Department,
Tata AIA Life Insurance Company Limited
B- wing, 9th Floor,
I-Think Techno Campus,
Behind TCS, Pokhran Road No.2,
Close to Eastern Express Highway,
Thane(West) 400 607.
IRDA Regn No. 110

What documents would I require to buy this insurance policy?

You will have to submit the following mandatory documents to buy an insurance policy.

Proof of address:

The following documents are accepted as valid proof of your address.

  • Bank Statement (or passbook) with the latest entries for six months 
  • Aadhaar card
  • Passport
  • Voter's ID
  • Driver's license
  • Electricity/telephone bill
  • Ration card

Proof of identity:

Some of the documents that are accepted as valid proof of your identity include:

  • PAN card
  • Aadhaar card
  • Passport
  • Driving license

Documents showing proof of income:

These documents, which are required only for a few plans, include:

  • Salary slips of the previous 3 months
  • Income tax returns/Employer certificate
  • Bank statement of the previous 6 months
  • Latest Form 16
What are riders? Which rider can I purchase with the Fortune Maxima plan?

Riders are additional provisions that you can add on to your basic insurance policy, in order to enhance the protection and the benefits you receive.

With the Tata AIA Life Insurance Fortune Maxima (UIN: 110L113V04) plan, you can purchase the following riders if you choose the limited premium payment option.

If you opt for the single premium payment option, you can choose to add the Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Linked Rider to your base plan.

Need help to choose the right plan?

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