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Tata AIA Flexi Growth Fund
In this policy, the investment risk in investment portfolio is borne by the policyholder.
Plan 360° protection with health,
wealth and life cover
Plan 360° protection with health, wealth and life cover
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NAV of ₹10 available for policies issued on 31st, Dec 2023
About Flexi Growth Fund
The primary investment objective of the Fund is to generate capital appreciation in the long term by investing in a portfolio of stocks across market capitalization. The Tata AIA Flexi Growth fund maintains flexibility to invest in carefully selected companies that offer opportunities across large, mid or small capitalization space.
The fund will invest 70%-100% in Equity and Equity related instruments and 0%-10% in Debt and 0%-30% Money Market Securities.
Want to know more about Flexi Growth Fund?
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Tata AIA Funds Have Delivered Benchmark Beating Performance
|
Last 5 Years Returns* |
Since Inception** Returns |
||
Tata AIA Funds |
Fund Return (%)* |
Benchmark Return (%)* |
Fund Return (%)* |
Benchmark Return (%)* |
Multi Cap Fund |
26.07% |
13.99% |
21.95% |
12.42% |
Top 200 Fund |
25.02% |
13.99% |
19.06% |
15.14% |
India Consumption Fund |
24.29% |
13.99% |
20.59% |
12.42% |
*Data as on November 30, 2023. Past performance is not indicative of future performance.
Fund Benchmark: Multi Cap Fund – S&P BSE 200; India Consumption Fund - S&P BSE 200; Top 200 Fund - S&P BSE 200. SFIN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund - ULIF 027 12/01/09 ITT 110; India Consumption Fund - ULIF 06115/07/14 ICF 110. **Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015.
Flexi Growth Fund Is Available With The Following Tata AIA Life Insurance Products
NFO is available under other ULIPs as well.
Solution Composition
Param Rakshak solution comprises of Tata AIA Life Insurance Smart Sampoorna Raksha - A Unit-linked, Non-participating, Individual Life Plan for Savings and Protection (UIN:110L156V03) and Tata AIA Vitality Protect Plus - A Non-linked, Non-participating, Individual Health Rider (UIN: 110A048V02). Tata AIA Life Insurance Smart Sampoorna Raksha is also available individually for sale.
Param Rakshak Plus solution comprises of Tata AIA Life Insurance Smart Sampoorna Raksha, A Unit-linked, Non-participating, Individual Life Insurance Plan for Savings and Protection (UIN:110L156V03), Tata AIA Vitality Protect Plus, A Non-Linked, Non- Participating Individual Health rider (UIN: 110A048V02) and Tata AIA Vitality Health Plus, A Non-linked, Non-participating, Individual Health Rider (UIN: 110A047V02). Tata AIA Life Insurance Smart Sampoorna Raksha is also available individually for sale.
Param Rakshak II solution comprises of Tata AIA Life Insurance Smart Sampoorna Raksha, A Unit-linked, Non-participating, Individual Life Insurance Plan for Savings and Protection (UIN:110L156V03), Tata AIA Vitality Protect Plus, Non-participating, Individual Health Rider (UIN: 110A048V02). Tata AIA Life Insurance Smart Sampoorna Raksha is also available individually for sale.
Param Rakshak III solution comprises of Tata AIA Life Insurance Smart Sampoorna Raksha, A Unit-linked, Non-participating, Individual Life Insurance Plan for Savings and Protection (UIN: 110L156V03) and Tata AIA Vitality Protect Plus, A Non-linked, Non-participating, Individual Health Rider (UIN: 110A048V02). Tata AIA Life Insurance Smart Sampoorna Raksha is also available individually for sale.
Tata AIA Pro-Fit comprises of Tata AIA Smart Health, A Unit-linked, Non-participating, Individual Health Insurance Plan (UIN: 110L168V02), Tata AIA Sampoorna Health, A Non-Linked, Non- Participating Individual Health rider (UIN: 110A167V02) & Tata AIA OPD Care, A Linked, Non-Participating, Individual Health Rider (UIN: 110A166V01). Tata AIA Smart Health is also available individually for sale.
Frequently Asked Questions (FAQs)
What is the investment objective of Flexi Growth Funds?
Flexi Growth Fund aims for long-term wealth creation by investing in a portfolio of stocks, being dynamically overweight/underweight across market capitalization.
How can I invest in the Flexi Growth Funds?
You can invest in the Flexi Growth Fund by investing in our popular life insurance plans:
- TATA AIA Life Insurance Param Rakshak Solution
- TATA AIA Life Insurance Param Rakshak Plus Solution
- TATA AIA Life Insurance Param Rakshak II Solution
- TATA AIA Life Insurance Param Rakshak III Solution
- Tata AIA Pro-Fit
NFO is available under other ULIPs as well.
What risk management strategies can be used by a Fund Manager to navigate market uncertainty?
The Flexi Growth Fund is expected to mitigate volatility by dynamically navigating across market capitalization. Moreover, it’s well-diversified portfolio in sectors across market caps would also help to navigate market uncertainty. The Fund would invest predominantly in mid/small caps in buoyant markets leading to better capital appreciation while it would have a large cap bias to limit the downside in tepid economic cycles.
How is a Flexi Growth Fund different from a Multi-cap Fund?
Multicap fund provides a unique opportunity for our investors to participate across market caps in a single fund. However, the Fund has mandatory restriction in terms of a minimum allocation in each of the market caps.
Flexi Growth Fund offers unconstrained market cap allocation wherein a Flexi Growth Fund at any given point in time, can be dynamically overweight/underweight across Large/Mid/Small cap depending on their relative valuation, Investment opportunities across the spectrum and understanding of the broad market sentiments, market outlook and market cycles
Furthermore, three distinct funds can be replaced by one all-weather offering – Flexi Growth Fund, for your long-term wealth creation needs.
Who can be the correct target audience for this Fund?
Any investor with a high-risk appetite who has long term wealth creation objectives would be the target audience for this fund. To re-iterate, Flexi Growth Fund, being an all-weather fund would be preferred fund among most long-term investors.
Disclaimers
Flexi Growth Fund is part of a various funds which a policyholder can choose from. For further details on funds refer the sales brochure.
TATA AIA Flexi Growth Fund (ULIF 068 25/04/23 FGF 110). Asset Allocation: Equity & Equity related instruments: 70-100%, Debt: 0-10%, Cash/ Money Market Instruments, Bank Deposits and Mutual Funds: 0-30%.
~All funds open for new business which have completed 5 years since inception are rated 4 or 5 star by Morningstar on a 5-year basis as of Nov’ 2023.
#©2020 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited ("Morningstar"); (2) may not be copied, redistributed or used by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not
warranted to be complete, accurate or timely; and (4) may be drawn from the data published on various dates and procured from various sources and (5) shall not be construed as a n offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates, or agents shall be responsible or liable for any traducing decisions, damages or other losses resulting directly or indirectly from the information.
Param Rakshak solution comprises of Tata AIA Life Insurance Smart Sampoorna Raksha - A Unit-linked, Non-participating, Individual Life Plan for Savings and Protection (UIN:110L156V03) and Tata AIA Vitality Protect Plus - A Non-linked, Non-participating, Individual Health Rider (UIN: 110A048V02). Tata AIA Life Insurance Smart Sampoorna Raksha is also available individually for sale.
Param Rakshak Plus solution comprises of Tata AIA Life Insurance Smart Sampoorna Raksha, A Unit-linked, Non-participating, Individual Life Insurance Plan for Savings and Protection (UIN:110L156V03), Tata AIA Vitality Protect Plus, A Non-Linked, Non- Participating Individual Health rider (UIN: 110A048V02) and Tata AIA Vitality Health Plus, A Non-linked, Non-participating, Individual Health Rider (UIN: 110A047V02). Tata AIA Life Insurance Smart Sampoorna Raksha is also available individually for sale.
Param Rakshak II solution comprises of Tata AIA Life Insurance Smart Sampoorna Raksha, A Unit-linked, Non-participating, Individual Life Insurance Plan for Savings and Protection (UIN:110L156V03), Tata AIA Vitality Protect Plus, Non-participating, Individual Health Rider (UIN: 110A048V02). Tata AIA Life Insurance Smart Sampoorna Raksha is also available individually for sale.
Param Rakshak III solution comprises of Tata AIA Life Insurance Smart Sampoorna Raksha, A Unit-linked, Non-participating, Individual Life Insurance Plan for Savings and Protection (UIN: 110L156V03) and Tata AIA Vitality Protect Plus, A Non-linked, Non-participating, Individual Health Rider (UIN: 110A048V02). Tata AIA Life Insurance Smart Sampoorna Raksha is also available individually for sale.
Tata AIA Pro-Fit comprises of Tata AIA Smart Health, A Unit-linked, Non-participating, Individual Health Insurance Plan (UIN: 110L168V02), Tata AIA Sampoorna Health, A Non-Linked, Non- Participating Individual Health rider (UIN: 110A167V02) & Tata AIA OPD Care, A Linked, Non-Participating, Individual Health Rider (UIN: 110A166V01). Tata AIA Smart Health is also available individually for sale.
THE LINKED INSURANCE PRODUCT DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICY HOLDER WILL NOT BE ABLE TO SURRENDER/WITHDRAW THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL THE END OF THE FIFTH YEAR.
Unit Linked Life Insurance products are different from traditional insurance products and are subject to risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the Company").
Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any).
All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market.
Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company.
Goods and Services Tax and cesses, if any will be charged extra by redemption of units, as per applicable rates. Tax laws are subject to amendments from time to time. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
Whilst every care has been taken in the preparation of this content, it is subject to correction and
markets may not perform in a similar fashion based on factors influencing the capital and debt markets; hence this advertisement does not individually confer any legal rights or duties.
This is not an investment advice, please make your own independent decision after consulting your financial or other professional advisor.
Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than the all the Premiums Paid.
Insurance cover is available under the product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
The products are underwritten by Tata AIA Life Insurance Company Limited.
The plans are not guaranteed issuance plans and it will be subject to Company's underwriting and acceptance.
L&C/Advt/2023/Dec/4273
