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Get market-linked returns on maturity of the policy
In the event of unfortunate death of policyholder, a lump-sum benefit is paid to family
40 critical illness and conditions are covered
Highlights of Tata AIA Life Insurance Param Rakshak Plus Solution
Choose to pay your premium periodically (on annual basis) for a limited / regular period
The plan offers you coverage up to the age of 100
Get the fund value on maturity from the base plan
Depending upon the maximum maturity age, the coverage term can be 30 - 40 years
Avail tax benefits as per applicable tax laws
Add life insurance investment riders
Tata AIA Life Insurance Linked Comprehensive Protection Rider (UIN: 110A032V02)
Tata AIA Life Insurance Linked Comprehensive Health Rider (UIN: 110A031V02)
|Minimum age at issue|| 18 years
|Maximum age at issue||60 years|
|Policy term||30 to 40 years|
|Available premium payment term options||Limited pay: 5/10/12 years and Regular pay
Rider PPT will be the same as the base plan
(Subject to max maturity age of chosen riders)
|Premium payment frequency options|| Annual
|Maximum age at maturity
||Base cover - 100 years
Accidental death benefit, Accidental total and permanent disability
benefit - 85 years
benefit - HospiCare benefit and Criticare Plus - 75 years
| Minimum sum assured
|| Base (Life cover) – Rs. 50 Lakhs
ADB and ATPD – Rs. 50 Lakhs
HCB – Rs. 10 Lakhs
Criticare Plus – Rs. 20 Lakhs
| Maximum sum assured
|| Base (Life cover) – No Limit
ADB and ATPD – Rs. 2 Cr.
HCB – Rs. 40 Lakhs
Criticare Plus – Rs. 1 Cr.
If you are purchasing the Tata AIA Life Insurance Param Rakshak Plus solution, the minimum premium amount, depending upon the premium payment term, is as follows.
You can pay your premium for this plan annually.
You can choose any of the following channels to reach out to us and raise a claim.
Email us at: email@example.com
Call our helpline number - 1860-266-9966 (local charges apply)
Walk into any of the TALIC branch offices
Write directly to us at:
The Claims Department,
Tata AIA Life Insurance Company Limited
B- wing, 9th Floor,
I-Think Techno Campus,
Behind TCS, Pokhran Road No.2,
Close to Eastern Express Highway,
Thane(West) 400 607.
IRDA Regn No. 110
You will have to submit the following mandatory documents to buy an insurance policy.
Proof of address:
The following documents are accepted as valid proof of your address.
Proof of identity:
Some of the documents that are accepted as valid proof of your identity include:
Documents showing proof of income:
These documents, which are required only for a few plans, include:
Riders are additional provisions that you can add on to your basic insurance policy, in order to enhance the protection and the benefits you receive.
With the Tata AIA Life Insurance Guaranteed Return Insurance Plan, you can purchase the following riders.
By submitting your details, you are giving your consent to receive SMS/Call by Tata AIA Life Insurance Company Limited or its representative, with reference to this solicited inquiry even though you may be registered on the DND list. L&C/Advt/2019/Jan/075