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IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
Unit Linked, Individual Life Insurance Savings Plan (UIN: 110L111V03)
Tata AIA Wealth Pro is a life insurance wealth plan which helps you create wealth over the medium-to-long term through consistent investment in equity markets. Multiple fund options to choose from and life cover under the policy gives you a comprehensive solution for wealth creation and financial protection.
Grow your corpus with market linked# returns
Regular Loyalty Additions to boost investments
Flexibility to pay premium one time or for a limited period as per your choice
Life insurance coverage up to 75 years of age.
Option to switch your investment between different funds under the same policy.
Get Income Tax~ benefits as per applicable Income Tax laws
Option to customize your plan with three additional unit deducting riders^
Linked, Individual, Health Insurance Rider (UIN:110A026V02)
Linked, Individual, Health Insurance Rider (UIN:110A025V02)
Linked Individual, Health Insurance Rider (UIN:110A027V02)
A Non-Linked, Non- Participating Individual Health rider (UIN: 110A048V01)
A Non-Linked, Non- Participating Individual Health rider (UIN: 110A047V01)
A Non-Linked, Non- Participating Individual Health rider (UIN: 110A031V02)
A Non-Linked, Non- Participating Individual Health rider (UIN: 110A032V02)
Your claims are settled within 4 hours^^
Our funds have been rated 4 or 5 stars@ by Morningstar**
98.53% Claim Settlement Ratio~~ in FY 2021 - 22
Save income tax as per applicable income tax laws
Plan Eligibility
Minimum Issue Age |
0 years (30 days) |
|
Maximum Issue Age |
60 years |
|
Minimum Maturity Age |
18 years |
|
Maximum Maturity Age |
75 years |
|
Policy Term |
15 – 40 years |
|
Premium Paying Term |
Single Pay Limited Pay – 5/7 and 10 years Regular/Limited Pay – 15 and 20 years |
|
Pay Mode |
You can pay your premiums with Single, Annual, Semi-Annual, Quarterly, Monthly mode |
|
Minimum Premium |
Single Pay – ₹5,00,000 Regular/Limited Pay – ₹2,50,000 per annum |
|
Maximum Premium1 |
There is No Limit |
|
Minimum Basic Sum Assured |
For Single Pay – 1.25 times the Single Premium For Regular/Limited Pay – Higher of (10*AP) or (0.5*Policy Term*AP) |
|
Maximum Basic Sum Assured |
For Single Pay – 1.25 times the Single Premium For Regular/Limited Pay – |
|
|
Entry Age Band |
Maximum Multiple of AP |
|
0 to 30 31 to 40 41 to 50
51 to 60 |
30 20 Higher of (Policy Term/2 or 15) Higher of (Policy Term/2 or 10) |
AP is Annualised Premium and it means the premium amount payable in a year excluding the taxes, rider premiums and underwriting extra premiums on riders, if any All reference to age is as on last birthday. |
||
(for the previous 6 months)
What is a unit-linked insurance plan?
A unit-linked insurance plan is a life insurance plan that enables you to invest your money in different fund options offered under the policy. A unit-linked insurance plan offers market-linked returns and life insurance coverage under the same life insurance policy.
Do ULIPs offer guaranteed returns?
No, ULIPs do not offer guaranteed returns since the returns are market-linked and can fluctuate as per the market movements. However, such policies do enable you to choose from suitable fund options as per your risk profile and investment goal so that you can create and grow your wealth through the investment.
Does ULIP offer death benefits?
Yes, a Unit-Linked Insurance Plan offers death benefits in the form of the sum assured, which is payable if the policyholder passes away during the policy term.
What documents would I require to buy an insurance policy?
You will have to submit the following mandatory documents to buy an insurance policy.
Proof of address:
The following documents are accepted as valid proof of your address.
Proof of identity:
Some of the documents that are accepted as valid proof of your identity include:
Documents showing proof of income:
These documents, which are required only for a few plans, include:
What are the premium payment terms offered under Tata AIA Life Insurance Wealth Pro?
The premium payment terms offered under Tata AIA Wealth Pro are:
How long does the cover offered by Tata AIA Wealth Pro last?
The cover offered by the Tata AIA Wealth Pro plan is valid till you attain 75 years of age.
How will the minimum basic sum assured of the Tata AIA Wealth Pro be calculated?
The minimum basic sum assured for the Tata AIA Wealth Pro will be calculated as follows –
Single Pay – 1.25 times the Single Premium
For Regular/Limited Pay – Higher of (10* Annualised Premium) OR (0.5*Policy Term*Annualised Premium)
How will the maximum basic sum assured of the Tata AIA Wealth Pro be calculated?
The minimum basic sum assured for the Tata AIA Wealth Pro will be 1.25 times the Single Premium for Single Pay, while the entry age band will determine the maximum multiple of the Annualised Premium for the Regular and Limited Pay policies. Refer ‘Plan Eligibility’ section above for details
Can I calculate my ULIP returns online?
Yes, ULIP returns can be calculated online with the help of a ULIP return calculator available on the official website of Tata AIA Life Insurance. This online and free-of-cost tool helps you factor in inflation and interest rates to give you an estimate of your expected returns.
How can I raise a claim under this life insurance wealth policy?
you can choose any of the following channels to reach out to us and raise a claim.
Email us at customercare@tataaia.com
Call our helpline number - 1860-266-9966 (local charges apply)
Walk into any of the TALIC branch offices
Write directly to us at
The Claims Department,
Tata AIA Life Insurance Company Limited
B- Wing, 9th Floor,
I-Think Techno Campus,
Behind TCS, Pokhran Road No.2,
Close to Eastern Express Highway,
Thane (West) 400 607.
IRDA Regn. No. 110
Do I need to file death benefits claim under the Tata AIA Wealth Pro plan?
Your nominee will have to file death benefits claim under this policy after your demise within the policy term. They can do so by submitting the documents to us online or through email.
Should I file a claim to make partial withdrawals from my funds?
No, withdrawing money from your investment funds after a period of 5 years from the date of the wealth policy being issued does not require a claim. You can withdraw the funds completely or partially as per your needs by notifying us about the withdrawal. There are no charges associated with 4 partial withdrawals each year.
Can my nominee file a claim from another country?
Yes, your nominee can file a claim from abroad either on our official website or send us the required claim documents via email. If they want to file the claim offline, they can send the documents to their representative in India, who can visit any of our office branches and submit the documents.
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