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Asked Questions


What is a target amount?

The target amount is the amount of money that you will need to invest over a given period, in order to fulfil the various goals that you have planned out for the short term and the long term. For instance, if you have some goals in mind, like saving up for your child’s higher education and buying your dream home within the next ten years, the estimated amount of money that you will need to fulfil these goals is the corpus you need. To build that corpus, you will need to invest a particular amount -- called the target amount -- at a frequency that is convenient for you.  

How should I calculate the target amount?
You can easily calculate the target amount needed to fulfil your goals with the help of the target amount calculator from Tata AIA Life Insurance. Here’s what you need to do to get started.
  • List out the goals that you have in mind for the short term and the long term

  • Assign a timeline to each of these goals

  • Estimate the amount of money you will need to fulfil these goals

This should give you a fair idea of the corpus you need to build, and the timeframe within which you need to do it. You can then use this information to figure out the target investment amount using the target amount calculator. This makes financial planning easier for you.
Why is financial planning important?

Financial planning is important because it helps you manage your finances, and allows you to fulfil your long-term and short-term goals and obligations. With the right financial plan, you can not only fulfill those goals, but you can also save taxes along the way, and invest in the products that can help you build a sizable corpus. A target amount calculator is a useful financial planning tool that lets you understand how much you need to save, in order to create a corpus of a specific size.

How can the target amount calculator help me?

The target amount calculator can help you chart out a financial plan to meet your life goals. You can use the calculator free of charge online. It tells you how much you will need to invest, and the frequency at which you need to invest that amount, in order to get a specific sum of money after a given period. This, in turn, makes it easy for you to come up with an investment plan.

How do I use the target amount calculator?

To make use of the target amount calculator online, simply enter the details needed, like the amount that you need to save up, and the period within which you need to do that. Then, based on the investment period, the frequency of investment, and the rate of interest assumed, the target amount calculator shows you how much you will need to invest periodically.