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Premium Calculators Online Plan Calculators Life Planning Calculators

Term Insurance Plans  

Find the perfect coverage to secure your family’s financial future with our Term Insurance Calculator. Get a free quote and take a step towards protecting your loved ones.

A Non-Linked Non-Participating Individual Life Insurance Plan (UIN:110N160V03)

Tata AIA Best Seller

Sampoorna Raksha 

Supreme

Tata AIA Sampoorna Raksha Supreme is our bestselling term insurance plan that provides you life insurance coverage till 100 years of age* and gives you an option to get your premium back on maturity**.

InstaProtect

Solution

A single solution offering that provides you life insurance coverage and instant protection from 3Ds: Death, Disability & Disease.

Solution Composition

InstaProtect Solution comprises Tata AIA Life Insurance Sampoorna Raksha Supreme (Non-Linked, Non-Participating, Individual Life Insurance Plan) (UIN: 110N160V03) - Life Option (in case Return of Premium is No) or Life Plus Option (in case of Return of Premium is Yes), Tata AIA Vitality Protect (UIN: 110B046V01) - A Non-linked, Non-participating, Individual Health Rider; Tata AIA Vitality Health (UIN: 110B045V01) - A Non-linked, Non-participating, Individual Health Rider. Tata AIA Life Insurance Sampoorna Raksha Supreme is also available individually for sale.

Savings Plans

Use our Savings plans calculator to fulfill your life goals and accomplish your dreams.

Non-Linked, Non-Participating, Individual Life Insurance Savings Plan (UIN: 110N158V09)

Tata AIA Best Seller

Fortune Guarantee Plus

Check our Best Selling Guaranteed Return Insurance Plan Tata AIA Fortune Guarantee Plus that assures you guaranteed~ tax# free income and return of premium^ on policy maturity.

Individual, Non-Linked, Non-participating, Life Insurance Savings Plan (UIN110N163V03)

Tata AIA new

Fortune Guarantee

Supreme

With Tata AIA Fortune Guarantee Supreme you can receive guaranteed% tax free income from the first month and save tax# up to Rs. 46,800++.

Wealth Creation (ULIPs)

Empower your wealth creation journey: With customizable plan options and trust of Tata AIA, you can build a portfolio tailored to your unique needs and goals. Invest in your future today!

In this policy, the investment risk in investment portfolio is borne by the policyholder.

Unit Linked Individual Life Insurance Savings Plan (UIN:110L112V04)

Tata AIA Best Seller

Fortune Pro

Invest in Tata AIA Fortune Pro - and grow your wealth with our top rated$ funds.

Retirement and Pension Plans

Retire in Style: Our retirement and pension calculator will help you plan your golden years with confidence. Explore our different plan options to maximize your income in retirement.

A Non-Linked, Non-Participating, Annuity Plan (UIN:110N161V05)

Tata AIA Best Seller

Fortune Guarantee Pension

Secure your golden years with our Top Selling Retirement Plan - Tata AIA Fortune Guarantee Pension. It provides your guaranteed@ tax# free income. Multiple options are available in this plan: Immediate Life Annuity| Immediate Life Annuity with Return of Purchase Price| Deferred Life Annuity (GA-I) and with Return of Purchase Price| Deferred Life Annuity (GA-II) and with Return of Purchase Price. | @T&C apply

Single Premium, Non-Linked Non-Participating, Individual Annuity Plan (UIN: 110N150V05)

Tata AIA 

Smart Annuity Plan

Make your retirement years, stay golden always with our Tata AIA Smart Annuity Plan.


Life Insurance Calculators


Buying a life insurance policy becomes simple when you are able to understand the premiums you need to pay to keep the coverage active. The policy premium is an important component of life insurance since it not only upholds the coverage but also helps you plan your other finances. You can use an online life insurance calculator to make the premium calculation simple and hassle-free. Being an easily available and accessible tool, you can make an independent and well-informed decision when buying life insurance.

 

Understand Life Insurance

Life Insurance: Policyholder Agreement with Insurer for Financial Protection

Life insurance, in simple terms, is an agreement or contract between a life insurance company and you, a policyholder. When you buy a policy from your insurer, you will need to pay a certain amount of premiums to keep the policy active. Depending on the type of policy you have purchased, either your family will receive a death benefit in the event of your demise, or you can claim the savings or returns on maturity.

For example, a pure term plan will only pay the death benefit to your beneficiaries in case of your death during the policy term. Otherwise, the policy will terminate at the end of the tenure, and no benefit can be paid out. Likewise, in a savings plan or a Unit-Linked Insurance Plan, the death benefit will be paid out as per the above condition. But if you survive the term, you can claim the maturity benefit as determined under the policy.

The premium payments can be made monthly, quarterly, half-yearly or annually. You can also choose the mode for the premium payments – the Single Pay mode allows a single lump sum premium payment, while Limited Pay means that you pay premiums for a duration shorter than the policy term. If you choose Regular Pay, the premium payment term and the policy term will be the same.

Life Insurance: Policyholder Agreement with Insurer for Financial Protection

Life insurance, in simple terms, is an agreement or contract between a life insurance company and you, a policyholder. When you buy a policy from your insurer, you will need to pay a certain amount of premiums to keep the policy active. Depending on the type of policy you have purchased, either your family will receive a death benefit in the event of your demise, or you can claim the savings or returns on maturity.

For example, a pure term plan will only pay the death benefit to your beneficiaries in case of your death during the policy term. Otherwise, the policy will terminate at the end of the tenure, and no benefit can be paid out. Likewise, in a savings plan or a Unit-Linked Insurance Plan, the death benefit will be paid out as per the above condition. But if you survive the term, you can claim the maturity benefit as determined under the policy.

The premium payments can be made monthly, quarterly, half-yearly or annually. You can also choose the mode for the premium payments – the Single Pay mode allows a single lump sum premium payment, while Limited Pay means that you pay premiums for a duration shorter than the policy term. If you choose Regular Pay, the premium payment term and the policy term will be the same.

What are Life Insurance Calculators?


Life insurance calculators are online tools designed to help you calculate your life insurance premiums. These tools function on an inbuilt formula where the information and details you provide on the calculator will be processed in a matter of minutes to give you a suitable result.

Life insurance premium calculators consider several factors, such as your age, gender, lifestyle habits and more, to give you a premium quote that you can pay on your policy. This is similar to the calculation used by Tata AIA and other life insurance providers who determine your policy premiums based on a combination of the above factors and more. However, life insurance calculators are easy to use, and you need not make any effort to calculate your premiums manually. The premium quote can be beneficial when looking for a life insurance plan. Based on the quote, you can do a cost-benefit analysis of whether the policy of your choice can be purchased with a certain premium amount

 

How Does the Life Insurance Premium Calculator Work?


The life insurance premium calculator is a free-of-cost and readily available tool online. The calculator follows a predefined and inbuilt algorithm or formula, based on which you get to know the premium amount.

This is a brief outline of the working of a life insurance calculator online:

  • The life insurance calculator appears on your electronic device’s screen and contains some blank fields that need to be filled in.
  • The information or details to be filled in these blanks include your name, date of birth, gender, phone number and email ID. On this page, you may also be asked to respond briefly to your smoking habits.
  • After submitting these details, the calculator will require details that gauge your financial capacity as a policyholder. These details include your current income, the type of policy you want, the premium amount you can pay, etc.
  • The calculator may also ask some questions to gauge the life coverage you need. If you use a life insurance savings plan calculator, you may be asked to state the amount you want to save after a certain number of years.
  • Based on all of these factors, the life insurance calculator will then be able to give you a result. This will show you how much premium you pay for certain policy coverage.


Accessing the life insurance calculator online on Tata AIA’s official website can also get policy suggestions with premium quotes. You may compare these quotes based on their affordability or as per the coverage and then decide on a single policy that meets your requirements. But do remember that the premium amount shown on the calculator cannot be the exact amount you pay. The final amount will include GST and other taxes.

Benefits of Life Insurance Calculators


The life insurance premium calculator offers multiple benefits and allows you to save time when calculating premiums. With the calculator, you can evaluate your needs and get help when choosing your life insurance plan online.

Here are some of the important benefits of using a life insurance calculator:

  • Efficient Premium Calculation
    Time-saving Calculations

    Calculating life insurance premiums involves considering factors such as your age, gender, lifestyle habits, medical condition and so on. The calculator considers all these factors to show you the policy premiums, so you need not manually calculate how these factors affect your premium.

  • Free Online Premium Calculator
    Free and Accessible Tool

    Since the premium calculator is a free online tool, you need not spend any money calculating the premiums. You can access it online on the official Tata AIA Life Insurance website.

  • Streamlined Policy Selection
    Simplified Policy Purchase

    Once you have calculated your premium for different policies, it becomes easier for you to choose the most suitable and affordable policy for your needs. By simplifying the premium calculation, the calculator speeds up the policy selection and purchase while letting you make an informed decision.

  • Calculate Life Insurance Premiums Easily
    Easy Money Management

    By calculating the premiums, you can also determine if they are affordable and per your financial capacity. In doing so, you can plan your other expenses and keep your life insurance policy active. Hence, a life insurance premium calculator can also help you with financial planning.

Using a life insurance premium calculator also means you are better acquainted with all the factors that can affect your premiums. For instance, if you are young and mention your age accordingly, you can benefit from lower premiums since the health risk in your life is lower than that of an older person.

How to Use a Life Insurance Premium Calculator?


Tata AIA Life Insurance offers many different online life insurance calculators for policyholders to calculate their premiums conveniently. Depending on the type of life insurance plan you need, this is how you can use our life insurance premium calculator:
 

  • Go to the official Tata AIA Life Insurance website.
  • Under Calculators, select the life insurance calculator online you want to use. For instance, using the term insurance calculator, you can calculate the premiums for a simple life cover.
  • On the online calculator, fill in your personal details, such as your name, email ID and mobile number. Submit the details.
  • On the next page, provide your date of birth (age), gender and lifestyle habits.
  • On the last page, you must provide a few more details, such as your annual income, educational qualifications, and occupation.
  • Based on all the information you have given; you can get your online premium quote.

If you are looking for a life insurance savings plan, you can follow the same steps to understand how much you would like to save under your savings plan. The calculator will show you the total amount you can save over the chosen policy term and the premiums you must pay accordingly. The Tata AIA Life Insurance calculator also enables you to avail of different premium quotes based on the type of policy you choose. Our calculators are free-of-cost and are easily accessible from anywhere and at any time!


Types Of Life Insurance Calculators


Life insurance calculators are useful for deciding an estimated premium amount you need to pay for your life insurance plan. The calculators for different policies will vary to a certain extent; however, they can help you understand the premium amount you need to invest for your policy.

You should know about these life insurance calculators by Tata AIA

  • Term Plan Calculator
    Term Plan Calculator

    The term plan calculator is the simplest life insurance premium calculator you can use since you only need a premium quote for the life cover. After you receive the quotes online, you can check different policies to see which one meets your needs and also fits your budget as per the premium quote.
     

  • ULIP Calculator
    ULIP Calculator

    The ULIP calculator can not only help you understand how much ULIP premium you need to pay but also lets you check the expected returns on your investment. With the expected returns, you can select which ULIP, and its funds will give you these returns over your policy term and investment tenure.

  • Savings Plan Calculator
    Savings Plan Calculator

    The savings plan calculator helps you understand how much premium you need to pay each month for a policy to reach your desired savings goals. You can decide the savings tenure and the funds you want to save by the end of the policy period.

  • Pension Plan Calculator
    Retirement and Pension Plan Calculator

    This calculator assists you in determining the funds you need during your retirement years. You can also select a Tata AIA Life Insurance annuity plan based on the premium quotes given by the calculator. The pension calculator can consider all of your needs as per your information to offer a close estimate.

Using a life insurance premium calculator also means you are better acquainted with all the factors that can affect your premiums. For instance, if you are young and mention your age accordingly, you can benefit from lower premiums since the health risk in your life is lower than that of an older person.

Other Calculators - Life Planning Tools


Apart from the life insurance calculators mentioned above, Tata AIA Life Insurance also offers many lives planning tools in the form of an easy-to-use calculator. Some of them are:

  • Plan Child's Future Calculator
    Child Expense Calculator

    The child expense calculator is a valuable tool to plan and save for your child’s future. By providing information such as your current savings, your expected savings, and your investment tenure, you can calculate how much you need to save each month or year to build a financial corpus for your child’s future.

  • BMI Calculator to Assess Impact on Insurance Premiums
    Body Mass Index (BMI) Calculator

    The BMI is one of the many factors that may impact your life insurance premiums. The BMI calculator can help you know your BMI in a few easy steps. Based on this information, you can monitor your health and take appropriate steps to become healthier.

  • EMI Calculator for Effective Financial Planning
    Equated Monthly Instalment (EMI) Calculator

    If you have taken a loan, the EMI calculator can help you plan your EMIs so that your financial planning stays on track. The results on the calculator can also help you determine whether you can afford to take a loan and how soon you can settle all the EMIs over the repayment tenure.

  • Calculate the Cost of Delay
    Cost of Delay Calculator

    If you have started investing at a later stage in life but still want optimal returns on your investment, this calculator can assist you. The tool estimates how much more you need to save or invest during your current investment period to get the desired returns.

  • Factors Determining Life Insurance Premium Rates
    Factors That Decide the Rate of Life Insurance Premium

    The life insurance premium rate determines how much you need to pay to keep your life insurance policy active. You may choose from different premium payment modes such as Single Pay, Regular Pay and Limited Pay as per your preference.
     

    Your life insurance provider considers four factors when determining the life insurance premium rate, you need to pay for your policy:
     

    Investment Profits

    Insurers profit from their internal investments during any given financial year. When paying out claims to nominees or policyholders, the insurer aims to settle the claim successfully. Therefore, their investment profits help them fix a particular premium rate so that they can pay out the claims as needed.

    Mortality Rate

    Every age group has a different mortality rate. For instance, the mortality rate in the age group of 20-30 years could be lower than in the age group of 50-60 years. Determining this mortality rate is important for your insurer as it helps them fix a premium rate as per the age group of the policyholder.

    Health Condition

    Your health condition and medical history can directly impact your premiums, depending on the amount of risk in your life. While age is certainly a factor that can indicate one’s physical well-being, pre-existing illnesses and past ailments also matter. Hence, your lifestyle habits like smoking will also be considered.

    Sum Assured/Coverage

    A higher sum assured of a policy will attract higher premiums since the claim payout will also be greater when needed. Therefore, your life insurance provider will consider the sum assured or coverage amount of your life insurance plan when deciding on the premium rate you should pay for the policy.

Frequently Asked Questions About Life Insurance Calculators

How much life insurance do I need?

The life insurance coverage you and your family need will depend on your financial needs. Since life insurance is meant to provide financial security to your family in the event of your demise, you should determine the expenses they may have to incur in your absence. This can include their daily needs, education fees, various bills, medical emergencies, and other major milestones.

Is life insurance worth the investment?

Life insurance can be worth an investment if you know how to choose the policy as per your needs. It is always useful since it is an important financial planning tool, and it secures your family against uncertainties. You can select a plan from different types of life insurance policies as per your needs. For example, if you need a combination of market-linked investments and a life cover, a Unit-Linked Insurance Plan provides both under a single policy.

How to determine the life insurance premium?

The life insurance premium on a policy is determined on the basis of your age, health condition, gender, and many other factors. However, you need not manually calculate all of these factors to know your premium; instead, you can simply use the Tata AIA Life Insurance premium calculator to get your policy premiums.

How long should life insurance policies last?

The life insurance policy term should last as long as you require life insurance coverage for your family. You can choose from the different policy terms offered under various life insurance plans. For instance, you can obtain a life cover for 10 - 40 years or even opt for a whole life cover of up to 100 years of age.

Why should you use a life insurance calculator?

Life insurance calculators are free and easily accessible online tools. You can use them multiple times to check your life insurance premiums and compare the premium quotes of different policies. This online process is quicker and more cost-effective than the manual and offline calculation of premiums.

What are the benefits of purchasing a life insurance policy?

Life insurance offers different benefits depending on your choice of policy. A term plan can offer extensive life insurance coverage for your family that will help them financially in your absence. Likewise, a retirement or annuity plan can help you plan and save your retirement funds along with the protection of a life cover for your dependents in case of an eventuality.

How to determine the most affordable premium and payout methods?

To get an affordable premium for your policy, it is advisable to plan your policy purchase early in life. However, if you buy a policy later in life, you can plan the insurance coverage carefully to keep the premiums reasonable. Lastly, optional life insurance riders carry an extra premium cost per rider. By wisely adding only the needed riders to your plan, you can keep your premiums affordable.

How to determine the life insurance cost?

The life insurance cost comprises the sum assured or the coverage and the premium payments. To pay the premiums as per your financial capacity, it is necessary to carefully plan all your and your family’s needs. The life insurance cost should be reasonable and adequate to serve all your financial commitments but also should not put a strain financially through expensive premiums.

How can smoking affect my life insurance premium?

Your smoking habits play an important role in impacting your life insurance premiums. This is because smoking directly affects your health and over a period, this can become the cause of a critical or serious illness. Since the risk on a smoker’s life is greater than that on a non-smoker’s life, the premiums for a smoker will more expensive.

How do life insurance companies calculate premiums?

Life insurance companies consider a number of factors related to your age, health, gender, occupation, policy coverage, and lifestyle habits in great detail when calculating your premiums. With this information and their fixed premium rates and essential taxes, they can finalize a premium amount that you have to pay.

What are the factors to be considered while calculating life insurance premiums?

The factors considered while calculating life insurance premiums are – 

  • Your age

  • Your Gender

  • Smoking Habits

  • Occupation/Profession

  • Medical Condition

  • Medical History

How to compare life insurance quotes?

When you use a life insurance calculator, you receive a premium quote based on the information you provide on the calculator. As you change or alter the information, the premium estimate will also be altered. By doing so, you can check different premium quotes and also find policies that match your budget. However, note that the information you provide should be accurate so that you can get genuine results.

Disclaimers

  • The complete name of Tata AIA Sampoorna Raksha Supreme is Tata AIA Life Insurance Sampoorna Raksha Supreme (UIN:110N160V03) - A Non-Linked Non-Participating Individual Life Insurance Plan

  • *Applicable for specific plan options. Please refer brochure for additional details.

  • **Under Life Plus Option, an amount equal to the 105% of the Total Premiums Paid (excluding loading for modal premiums) shall be payable at the end of the Policy Term, provided the life assured survives till maturity and the policy is not terminated earlier.

  • InstaProtect Solution comprises Tata AIA Life Insurance Sampoorna Raksha Supreme (Non-Linked, Non-Participating, Individual Life Insurance Plan) (UIN: 110N160V03) - Life Option (in case Return of Premium is No) or Life Plus Option (in case of Return of Premium is Yes), Tata AIA Vitality Protect (UIN: 110B046V01) - A Non-linked, Non-participating, Individual Health Rider; Tata AIA Vitality Health (UIN: 110B045V01) - A Non-linked, Non-participating, Individual Health Rider. Tata AIA Life Insurance Sampoorna Raksha Supreme is also available individually for sale.

  • The complete name of Tata AIA Fortune Guarantee Plus is Tata AIA Life Insurance Fortune Guarantee Plus (UIN: 110N158V09) - Non-Linked, Non-Participating, Individual Life Insurance Savings Plan. 

  • ~“Guaranteed Annual Income” shall be a fixed percentage of the Annualised Premium / Single Premium (excluding discount) payable in a year. Guaranteed Annual Income as per the chosen Income Frequency shall commence after maturity till the end of the Income Period, irrespective of survival of the life insured(s) during the Income Period.

  • #Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.

  • ^Return of Premium shall be the return of Total Premiums Paid (excluding loading for modal premiums, discount, any extra premium, rider premium and taxes) by the policyholder and shall be payable at the end of the Income Period irrespective of survival of the life insured(s) during the Income Period.

  • %Guaranteed returns in this plan depends on Age at Entry of life assured, Premium payment term, policy term, premium amount and plan option chosen.

  • ++Tax benefits of up to ₹46,800 u/s 80C is calculated at highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium paid of ₹1,50,000. Tax benefits under the policy are subject to conditions laid under Section 80C, 80D,10(10D), 115BAC and other applicable provisions of the Income Tax Act,1961. Good and Service tax and Cess, if any will be charged extra as per prevailing rates. The Tax Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.

  • The complete name of Tata AIA Fortune Pro is Tata AIA Life Insurance Fortune Pro (UIN: 110L112V04) - Unit Linked Individual Life Insurance Savings Plan. 

  • $on a 5-year basis as of September 2022.

  • The complete name of Tata AIA Fortune Guarantee Pension Plan is Tata AIA Life Insurance Fortune Guarantee Pension Plan (UIN:110N161V04) - A Non-Linked Non-Participating Individual Life Insurance Plan

  • The complete name of Tata AIA Smart Annuity Plan is Tata AIA Life Insurance Smart Annuity Plan (UIN: 110N150V05) - Single Premium, Non-Linked Non-Participating, Individual Annuity Plan

  • @The word Guaranteed and Guarantee means the annuity payout is fixed at inception of the policy and will be payable for whole of life or till death of the Annuitant(s).

  • This product is underwritten by Tata AIA Life Insurance Company Ltd.   

  • The plan is not a guaranteed issuance plan, and it will be subject to company’s underwriting and acceptance.

  • Insurance cover is available under this product.

  • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.

  • Buying a Life Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.

  • In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines.

  • Risk cover commences along with policy commencement for all lives, including minor lives.

  • Policies sourced through PoS Channel will not have any medical examination. This plan is not a guaranteed issuance plan, and it will be subject to Company’s underwriting and acceptance.

  • All Premiums and interest payable under the policy are exclusive of the taxes, rider premiums, underwriting extra premiums, loading for modal premiums, if any which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium or interest. Tata AIA Life shall have the right to claim, deduct, adjust, and recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy.

  • Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/ withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.

  • Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Life Insurance Fortune Pro is only the name of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.

  • The fund is managed by Tata AIA Life Insurance Company Ltd.

  • For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.

  • Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any).  

  • All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market.

  • Please make your own independent decision after consulting your financial or other professional advisor.

  • Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. Please know the associated risks and the applicable charges, from your Insurance Agent or Intermediary or Policy Document issued by the Insurance Company.

  • Various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The underlying Fund's NAV will be affected by interest rates and the performance of the underlying stocks.

  • The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds.

  • Premium paid in the Unit Linked Life Insurance Policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the Insured is responsible for his/her decisions.

  • Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the Insurance Company.

  • Insurance cover is available under the product. 

  • The products are underwritten by Tata AIA Life Insurance Company Ltd. 

  • The plans are not a guaranteed issuance plan, and it will be subject to Company’s underwriting and acceptance.

  • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.

  • L&C/Advt/2023/Apr/1145

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