This feature allows the policyholder to receive their survival benefits in the sub-wallet. The balance in the sub-wallet will earn a daily loyalty addition. You can withdraw from the accumulated amount, partially or completely, anytime during the policy term using My DigiAccount or by visiting our branch and the rest of the amount in the sub-wallet will continue to earn loyalty additions. It will be paid out to you at the time of termination of your policy.

The premium offset feature will let you adjust your premium payable against income receivable. The timing of the benefit must match the premium payment date, and the policyholder only needs to pay balance premium.

Under plan option 1, the minimum and maximum policy terms are 10 and 24 years, respectively. Under plan option 2, the policy terms are as follows:

Minimum:

• Single Pay – 5 years
• Regular Pay – Same as Premium Payment Term
• Limited Pay – Premium Payment Term + 1

Maximum:

• Single Pay – 60 years
• Regular Pay – Same as Premium Payment Term
• Limited Pay – 60 years

The various riders^ offered under this policy are –

• Tata AIA
  Vitality Protect
  A Non-Linked, Non- Participating Individual Health rider (UIN:110B046V01)
• Tata AIA
  Vitality Health
  A Non-Linked, Non- Participating Individual Health rider (UIN:110B045V01)
• Tata AIA
  Non-Linked Comprehensive Protection Rider
  (UIN:110B033V02 or any other later version) - A Non-Linked, Non- Participating Individual Health Rider 

If your policy lapses due to non-payment of premiums in the first two years, the policy can be revived within 5 years from the date of the first unpaid premium. Due premiums and interest will have to be paid for the policy revival. In case you do not revive the policy in the given period of 5 years, the policy will be terminated. The policy will not offer any benefits during the revival period until all the due premiums have been paid.

Under plan option 1, you can choose a minimum and maximum premium payment term (PPT) of 5 and 12 years, respectively. Under plan option 2, the minimum PPT for Single Pay is 1 year and 5 years for Regular/Limited Pay, and the maximum PPT is 30 years for Regular/Limited Pay.

Please click here to know the list of documents needed for the claim intimation and settlement process.

You can file a death or maturity claim under the Tata AIA Life Insurance Fortune Guarantee Supreme. In case of the policyholder’s death, the nominee will file the death claim, and then the policy will be terminated after the payout of the benefits. In the event of the policyholder’s survival until maturity, they can file a maturity claim to receive the payouts.

To file a claim with us, choose any of the below channels to reach out to us:

• Email us at: customercare@tataaia.com
• Call our helpline number - 1860-266-9966 (local charges apply)
• Walk into any of the Tata AIA Life Insurance Company branch offices
• Write directly to us at:

The Claims Department,
Tata AIA Life Insurance Company Limited
B- Wing, 9th Floor,
I-Think Techno Campus,
Behind TCS, Pokhran Road No.2,
Close to Eastern Express Highway,
Thane (West) 400 607.
IRDA Regn. No. 110