Investment Fund |
Fund Objective |
Risk Profile |
Asset Allocation |
Minimum |
Maximum |
Multi Cap Fund (ULIF 060 15/07/14 MCF 110) |
The primary investment objective of the Fund is to generate capital appreciation in the long term by investing in a diversified portfolio of Large Cap and Mid Cap companies The allocation between Large Cap and Mid Cap companies will be largely a function of the relative valuations of Large Cap companies as against Mid Cap companies. |
High |
Equity |
60% |
100% |
High |
Debt Instruments |
0% |
40% |
High |
Cash / Money Market Instruments |
0% |
40% |
India Consumption Fund (ULIF 061 15/07/14 ICF 110) |
The primary investment objective of the Fund is to generate capital appreciation in the long term by investing in a diversified portfolio of companies which would benefit from India’s Domestic Consumption growth story. The India Consumption Fund could provide an investment opportunity in the theme of rising consumption power in India for long term returns. |
High |
Equity |
60% |
100% |
High |
Debt Instruments |
0% |
40% |
High |
Cash / Money Market Instruments |
0% |
40% |
Top 50 Fund (ULIF 026 12/01/09 ITF 110) |
The Top 50 Fund will invest primarily in select stocks which are a part of Nifty 50 Index with a focus on generating long term capital appreciation. The Fund will not replicate the index but aim to attain performance better than the performance of the Index. As a defensive strategy arising out of market conditions, the scheme may also invest in debt and money market instruments. Objective: The primary investment objective of the fund is to generate long term capital appreciation by investing in select stocks. |
High |
Equity Instruments |
60% |
100% |
High |
Cash / Money Market Instruments (including CP/CD) |
0% |
40% |
Top 200 fund (ULIF 027 12/01/09 ITT 110) |
The Top 200 Fund will invest primarily in select stocks which are a part of BSE 200 Index with a focus on generating long term capital appreciation. The Fund will not replicate the index but aim to attain performance better than the performance of the Index. As a defensive strategy arising out of market conditions, the scheme may also invest in debt and money market instruments. Objective: The primary investment objective of the fund is to generate long term capital appreciation by investing in select stocks. |
High |
Equity Instruments |
60% |
100% |
High |
Cash / Money Market Instruments (including CP/CD) |
0% |
40% |
Super Select Equity Fund (ULIF 035 16/10/09 TSS 110) |
The Super Select Equity Fund will invest significant amount in equity and equity linked instruments specifically excluding companies predominantly dealing in Gambling, Lotteries/Contests, Animal Produce, Liquor, Tobacco, Entertainment (Films, TV etc) Hotels, sugar, leather, Banks and Financial Institutions. The risk profile of the fund is high. The cash holding of the Fund will be kept below 40% of the Fund or according to the prevailing regulatory guidelines at each point of time. Objective: The primary investment objective of the fund is to provide income distribution over a period of medium to long term while at all times emphasizing the importance of capital appreciation. |
High |
Equity and Equity linked Instruments |
60% |
100% |
High |
Debt Instruments |
0% |
40% |
High |
Cash / Money Market Instruments (including CP/CD) |
0% |
40% |
Large Cap Equity Fund (ULIF 017 07/01/08 TLC 110) |
The primary investment objective of the Fund is to generate long - term capital appreciation from a portfolio that is invested pre-dominantly in large cap equity and equity linked securities. |
High |
Equity and Equity linked Instruments |
80% |
100% |
High |
Cash / Money Market Instruments |
0% |
20% |
Whole Life Mid Cap Equity Fund (ULIF 009 04/01/07 WLE 110 |
The primary investment objective of the Fund is to generate long term capital appreciation from a portfolio that is invested pre-dominantly in Mid Cap Equity and Mid Cap Equity linked securities. |
High |
Equity and Equity linked Instruments |
60% |
100% |
High |
Cash/ Money Market Instruments |
0% |
40% |
Whole Life Aggressive Growth Fund (ULIF 010 04/01/07 WLA 110) |
The primary investment objective of the Fund is to provide higher returns in long term by investing primarily in Equities along with debt/ money market instruments. |
Medium to High |
Equity and Equity Linked instruments |
50% |
80% |
Medium to High |
Debt Instruments |
20% |
50% |
Medium to High |
Cash / Money Market Instruments |
0% |
30% |
Whole Life Stable Growth Fund (ULIF 011 04/01/07 WLS 110) |
The primary investment objective of the Fund is to provide stable returns by balancing the investment in Equities and debt/ money market instruments. |
Low to Medium |
Equity and Equity Linked instruments |
30% |
50% |
Low to Medium |
Debt Instruments |
50% |
70% |
Low to Medium |
Cash / Money Market Instruments |
0% |
20% |
Whole Life Income Fund (ULIF 012 04/01/07 WLI 110) |
The primary investment objective of the Fund is to generate income by investing in a range of debt and money market instruments of various maturities with a view to maximizing the optimal balance between yield, safety and liquidity |
Low |
Debt Instruments |
60% |
100% |
Low |
Cash / Money Market Instruments |
0% |
40% |
Whole Life Short-Term Fixed Income Fund (ULIF 013 04/01/07 WLF 110) |
The primary investment objective of the Fund is to generate stable returns by investing in fixed income securities having shorter maturity periods. Under normal circumstances, the average maturity of the Fund may be in the range of 1-3 years. |
Low |
Debt Instruments of duration less than 3 years |
60% |
100% |
Low |
Cash / Money Market Instruments |
0% |
40% |
FOR EXISTING POLICY 
1860 266 9966
FOR NEW POLICY 
