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Get a Life Cover of

₹1 Crore

Maturity Benefit of

4% and 8% are assumed rates of return. Tata AIA Multi Cap Fund Returns since inception: 20.38% (Benchmark: 12.98%) as of Nov'25

Returns%

As per actual returns% since inception of Tata AIA Multi Cap Fund as of Nov'25

by paying a premium of ₹21,749/month (for 5 years)

Save ₹1,202 with discounts

Annual Income (₹)

Online discount

10% discount on health product premium every year Additional fund booster will be added at the end of the policy term which is a defined % of average fund value on the last business day of the last eight policy quarters (2 years)

Policy Term (years)	Fund Booster %
30-34	7%
35-39	8%
40 and above	10%

Last 5 year returns of Tata AIA funds

Fund Name	5 Year Returns	Benchmark Returns	Benchmark Name
Multi Cap Fund	23.21%	16.65%	S&P BSE 200
Top 200 Fund	24.08%	16.65%	S&P BSE 200
India Consumption Fund	23.85%	16.65%	S&P BSE 200

Returns as of November, 2025

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Param Raksha Life Pro +. This advertisement is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, Non-Participating, Non-Linked, Individual Health Product (UIN: 110N183V01). These products are also available for sale individually without the combination offered/suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before concluding sale.

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In this policy, the investment risk in investment portfolio is borne by the policyholder

Tata AIA Enhanced Value Index Fund

Tata AIA Enhanced Value Index Fund aims to generate long-term capital appreciation by investing in a diversified portfolio of equity and equity-related securities aligned with the Enhanced Value Index. The investment strategy focuses on maintaining stock weights similar to the index, with the objective of delivering returns that closely track index performance.

Why invest in Tata AIA Enhanced Value Index?

Benefit from undervalued stocks with growth potential

Quarterly rebalancing for ongoing quality control

Long-term wealth creation with life cover

Consistent returns via passive management

Investment Objective

The primary investment objective of the Fund is to generate capital appreciation in the long term by investing in a portfolio of stocks that are aligned to the Enhanced Value Index, customized as per IRDAI regulatory requirements. The objective of the fund is to invest in companies with similar weights as in the index and generate returns as closely as possible, subject to tracking error. The fund will invest 70%-100% in Equity and Equity related instruments and 0%-30% in Cash and Money Market Securities.

Benefits of investing in Tata AIA Enhanced Value Index Fund

Invest in undervalued companies

50 Large and Midcap companies are selected with undervalued stocks based on transparent rule-based stock selection.

Top rated funds

Our funds have been rated 4 or 5 stars⁴ by Morningstar⁵, reflecting their strong performance and reliability over the years.

Growth across multiple segments

By investing in this fund, you will gain exposure to large-cap for stability & mid-cap for growth thereby enhancing the risk-return balance and reducing reliance on any single market segment.

Exposure to a broad market

Benchmarking to the BSE 500 Enhanced Value 50 Index gives investors access to leading, innovative, and growing companies across a wide range of industries.

Experienced fund managers

Our experienced Tata AIA fund managers adjust investments manage volatility effectively, and capture opportunities from India’s structural growth story.

Strong diversification

By investing across different sectors and sizes, this fund reduces volatility and retains strong long-term gains.

Smart risk control

Investments in multiple sectors and across market caps help avoid over-concentration and single-theme risk.

Aligned with India’s growth story

With India's growth expected to be multi-fold in the coming decades, could be ideal for capturing growth opportunities in the future.

Fund is available with Tata AIA ULIP Plans

Solution Composition

This advertisement is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, Non-Participating, Non-Linked, Individual Health Product (UIN: 110N183V01).These products are also available for sale individually without the combination offered/ suggested.

Tata AIA

Param Raksha Life Pro +

Multicap fund delivered 21.54% returns (Benchmark:14.86%)⁶
All funds rated 4 or 5 stars⁴
Avail high life cover

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Solution Composition

Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP, a non-participating, unit-linked, individual life insurance savings plan (UIN: 110L174V02), and Tata AIA Health Buddy, Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01). Both Tata AIA Smart SIP and Tata AIA Health Buddy are also available for sale individually.

Tata AIA

Premier SIP

No Premium Allocation charges
All funds rated 4 or 5 stars⁴
Start at ₹1000/month

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You Get

₹76.6 Lakh

You Pay

₹12 Lakh

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You Pay

You Get

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Benchmark beating performance of Tata AIA funds

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Equity
Debt
Hybrid

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Tata AIA Enhanced Value Index

Benchmark	BSE 500 Enhanced Value 50 Customised Index
Fund Management Charges	1.35% per annum
Risk Profile	High
Asset Allocation	Equity & Equity-related instruments: 70%-100% Debt: 0% Cash/Money Market Instruments, Bank Deposits and Mutual Funds: 0–30%
Fund Manager	Nimesh Mistry Total experience of 20+ years. Experienced fund manager with expertise in managing diversified equity portfolios.

Tata AIA Fund Performance

	Last 5 Years CAGR⁷		Since Inception CAGR⁸
Tata AIA Funds	Fund Return (%)	Benchmark Return (%)	Fund Return (%)	Benchmark Return (%)
Multi Cap Fund	21.54%	14.86%	20.14%	12.83%
Top 200 Fund	22.45%	14.86%	18.78%	15.06%
India Consumption Fund	22.28%	14.86%	19.92%	12.83%

⁷Data as on Dec 31, 2025. Past performance is not indicative of future performance. Fund Benchmark: Multi Cap Fund – S&P BSE 200; India Consumption Fund - S&P BSE 200; Top 200 Fund - S&P BSE 200. SFIN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund - ULIF 027 12/01/09 ITT 110; India Consumption Fund - ULIF 06115/07/14 ICF 110. ⁸Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015. Other funds are also available under this solution.

Invest more, get more!

Invest ₹5,000/month

You get

₹44 Lakh

You invest ₹5,000/month

Invest ₹10,000/month

You get

₹88 Lakh

You invest ₹5,000/month

Invest ₹15,000/month

You get

₹1.32 Crore

You invest ₹5,000/month

Invest ₹20,000/month

You get

₹1.77 Crore

You invest ₹5,000/month

Plan now

Amounts are based on a 20-year-old non-smoker male, with a 20-year premium payment term and a 30-year policy term, Future Secure plan option under the limited payment method with 100% invested in Tata AIA MultiCap fund at 8% Rate of Return.

About BSE 500 Enhanced Value 50 Index Benchmark Fund

The BSE 500 Enhanced Value 50 is designed to measure the performance of the 30 companies in the Large and mid-cap space with the highest valuations based on three fundamental measures – book value-to-price, earnings-to-price and sales-to-price.

Past Performance – Annualized Returns of BSE 500 Enhanced Value 50 Customised Index

3 Year CAGR

29.12%

5 Year CAGR

29.46%

10 Year CAGR

14.53%

Source: BSE Fund Fact Sheet | ¹Data as on December 31, 2025 | Benchmark Index – BSE Enhanced Value Index

Important Dates

NFO Window: 9 February 2026 to 16 February 2026

Why Choose Tata AIA for your Investment?

Experienced

Fund Managers

1.4 Lakh Crore+

Assets Under Management⁹

Top Rated Funds

All funds rated 4 or 5 by stars⁴ by Morningstar⁵

600+ Branches

Presence across major cities in India

89 Lakh+

Families protected so far¹⁰

99.41%

Individual Death Claim
Settlement Ratio for FY24-25¹¹

⁴T&C apply.

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Name

What is the Tata AIA Enhanced Value Index Fund?

What is the investment objective of Tata AIA Enhanced Value Index Fund?

What is the benchmark of Tata AIA Enhanced Value Index Fund?

Tata AIA Enhanced Value Index Fund is an active fund which is benchmarked against the BSE 500 Enhanced Value 50 Index, providing broad exposure to the Indian equity market.

What is the FMC (expense ratio) of Tata AIA Enhanced Value Index Fund?

The expense ratio of Enhanced Value Index Fund is 1.35% per annum.

What is the asset allocation pattern??

Who is the fund manager of Tata AIA Enhanced Value Index Fund?

Tata AIA Enhanced Value Index Fund is managed by Nimesh Mistry.

What is the risk profile of Tata AIA Enhanced Value Index Fund?

Since Tata AIA Enhanced Value Index Fund primarily invest in equity, it is categorised as high-risk fund.

Can this fund help in long-term wealth creation?

Yes. Due to its diversified exposure across market segments, it is a good choice for long-term goals such as retirement planning, child's education, or financial independence.

How can I track the performance of my Tata AIA Enhanced Value Index Fund?

You can track the performance of your investment through My DigiAccount. We provide regular updates on your fund’s performance.

10.

Is Tata AIA Enhanced Value Index Fund good for the long term?

Tata AIA Enhanced Value Index Fund may suit long-term investors seeking diversified equity exposure. Its suitability depends on personal goals, risk tolerance, investment horizon, and overall market-linked expectations.

The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
Tata AIA Enhanced Value Index Fund is part of a various funds which a policyholder can choose from. For further details on funds refer the sales brochure.
Tata AIA Enhanced Value Index Fund SFIN: ULIF 098 16/02/26 EVI 110
Param Raksha Life Pro + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, Non-Participating, Non-Linked, Individual Health Product (UIN: 110N183V01). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Pro is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Maxima + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Growth + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Advantage + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Pro Advance is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested.
Tata AIA Smart Fortune Plus - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L177V01)
Tata AIA Pro-Fit comprises of Tata AIA Health Pro, A Non-Participating, Unit-linked, Individual Health Insurance Plan (UIN: 110L180V01), Tata AIA Health Secure, A Non- Participating, Unit Linked, Individual Health rider (UIN: 110A050V01) & Tata AIA Health Buddy, - Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01).
Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP, a non-participating, unit-linked, individual life insurance savings plan (UIN: 110L174V02), and Tata AIA Health Buddy, Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01). Both Tata AIA Smart SIP and Tata AIA Health Buddy are also available for sale individually.
The complete name of Tata AIA Wealth Pro is Tata AIA Life Insurance Wealth Pro (UIN: 110L111V05) – Non-Participating, Unit Linked, Individual Life Insurance Savings Plan
The complete name of Tata AIA Fortune Pro is Tata AIA Life Insurance Fortune Pro (UIN: 110L112V07) – Non-Participating, Unit Linked Individual Life Insurance Savings Plan.
The complete name of Tata AIA Wealth Maxima is Tata AIA Life Insurance Wealth Maxima – Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN:110L114V05)
The complete name of Tata AIA Fortune Maxima is Tata AIA Life Insurance Fortune Maxima - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L113V09)
Tata AIA Smart SIP - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN:110L174V02)
Shubh Muhurat Solution is a combination of Tata AIA Life Insurance Fortune Guarantee Secure (Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan) UIN:110N206V03 and Tata AIA Life Insurance Smart Fortune Plus (Unit Linked, Individual Life Insurance Savings Plan)-UIN:110L177V01. Tata AIA Life Insurance Fortune Guarantee Secure and Tata AIA Life Insurance Smart Fortune Plus are also available for sale individually.
Shubh Fortune Solution is a combination of Tata AIA Life Insurance Fortune Guarantee Secure (Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan) UIN:110N206V03 and Tata AIA Life Insurance Smart Fortune Plus (Unit Linked, Individual Life Insurance Savings Plan)-UIN:110L177V01. Tata AIA Life Insurance Fortune Guarantee Secure and Tata AIA Life Insurance Smart Fortune Plus are also available for sale individually.
Tata AIA i Systematic Insurance Plan - Non-Participating. Unit Linked Individual Life Insurance Savings Plan (UIN:110L164V09)
Tata AIA Health SIP - A Non-participating, Unit Linked, Individual Health Insurance Plan (UIN:110L184V01)
Tata AIA Shubh Health Plus comprises of Tata AIA Health SIP - A Non-Participating, Unit-linked, Individual Health Insurance Plan (UIN: :110L184V01), Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN: 110N183V01 or any other later version). Tata AIA Health SIP and Tata AIA Health Buddy are also available individually for sale.
Asset Allocation: Equity & Equity related instruments: 70%-100%, Debt: 0%, Cash / Money Market Instruments, Bank Deposits and Mutual Funds: 0 – 30%
¹Illustration shows a monthly premium of ₹8,520 for Tata AIA Param Raksha Life Pro + for a 30-year-old male, standard life, premium payment term: 10 years, policy term: 35 years with 100% investment in Tata AIA Enhanced Value Index Fund in Future Secure plan option. 4% and 8% are assumed rates of return. 14.53% is the 10-year return of BSE 500 Enhanced Value 50 Index as of December'25. Maturity amount: ₹10,80,024 at 4% returns, ₹35,20,478 at 8% returns and ₹ 2,24,89,471 at 14.53% returns. The fund value calculation is done by projecting the past returns of BSE 500 Enhanced Value 50 Index after adjusting for all expenses in Tata AIA Param Raksha Life Pro+. The above values have been calculated assuming 14.53% p.a. gross investment returns, which is the past 10-year return of BSE 500 Enhanced Value 50 Index Fund as of December'25.
Some benefits are guaranteed, and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed benefits, then these will be clearly marked “guaranteed’ in the illustration table on this page. If your policy offers variable benefits, then the illustrations on these pages will show two different rates of assumed future investment returns. Currently the gross investment returns are stipulated as 4% p.a. and 8% p.a. These assumed rates of return are not guaranteed, and these are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including actual future investment performance.
²No Goods and Service Tax shall be applicable on Individual life insurance products as per prevailing laws. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. The Tax-Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
³Benchmark Fund: BSE 500 Enhanced Value 50 Customised Index. Data as of December 31, 2025. Source: BSE Indices Factsheet. Source link - https://www.bseindices.com/Downloads/Factsheet/Factsheet_BSE500EnhancedValue50_Dec2025.pdf
⁴All funds open for new business which have completed 5 years since inception are rated 4 or 5 Star by Morningstar as of August 2025.
⁵©2025 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from data published on various dates and procured from various sources and (5) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.
⁶5-year computed NAV for Tata AIA Multi Cap Fund as of December 2025. Other funds are also available. Benchmark of this fund is S&P BSE 200.

⁷Data as on Dec 31, 2025. Past performance is not indicative of future performance. Fund Benchmark: Multi Cap Fund – S&P BSE 200; India Consumption Fund - S&P BSE 200; Top 200 Fund - S&P BSE 200. SFIN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund - ULIF 027 12/01/09 ITT 110; India Consumption Fund - ULIF 06115/07/14 ICF 110.
⁸Inception Dates: Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015, Top 200 Fund: 12 Jan 2009. Other funds are also available under this solution.
⁹As on 31st Oct 2025, the company has a total Assets Under Management (AUM) of ₹1,40,345 Crore.
¹⁰89,43,554 families protected till May 31, 2025.
Individual Death Claim Settlement Ratio is 99.41% for FY 2024-25 as per the latest annual audited figures.
Linked Life Insurance products are different from traditional insurance products and are subject to risk factors.
The premium paid in Linked Life Insurance policies is subject to investment risks associated with capital markets and publicly available index. The NAV of the units may go up or down based on the performance of Fund and factors influencing the capital market/publicly available index and the insured is responsible for his/her decisions.
Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Smart Sampoorna Raksha Supreme, Tata AIA Smart SIP, Tata AIA Smart Fortune Plus, Tata AIA Wealth Pro, Tata AIA Fortune Pro, Tata AIA Wealth Maxima, Tata AIA Fortune Maxima, Tata AIA i Systematic Insurance Plan, Tata AIA Health SIP are only the names of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the insurance company.
The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
Past performance is not indicative of future performance.
If your policy offers variable benefits, then the illustrations on this page will show two different rates of assumed future investment returns. Currently the gross investment returns are stipulated as 4% p.a. and 8% p.a. These assumed rates of return are not guaranteed, and these are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including actual future investment performance.
For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale. Insurance cover is available under this product.
L&C/Advt/2026/Jan/0425