Financial Freedom: What You Need to Know

Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP, a non-participating, unit-linked, individual life insurance savings plan (UIN: 110L174V02), and Tata AIA Health Buddy, Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01). Both Tata AIA Smart SIP and Tata AIA Health Buddy are also available for sale individually.

Tata AIA Fortune Guarantee Supreme - Individual, Non-Linked, Non-participating, Life Insurance Savings Plan (UIN110N163V12)

¹Illustration shows a monthly premium of ₹15,000 for Tata AIA Premier SIP for a 25-year-old male, standard life, premium payment term: 10 years, policy term: 20 years in Future Secure plan option. 4% and 8% are assumed rates of return. 21.54% is the 5-year returns of Tata AIA Multi Cap Fund as of December'25. Maturity amount: ₹22,57,608 at 4% returns, ₹40,92,738 at 8% returns and 2,77,34,574 at 21.54% returns. The fund value calculation is done by projecting the 5-year returns of Tata AIA Multi Cap Fund for 20 years after adjusting for all expenses in Tata AIA Premier SIP. The above values have been calculated assuming 21.54% p.a. gross investment returns, which is the past 5-year returns of Tata AIA Multi Cap Fund as of December'25.

If your policy offers variable benefits, then the illustrations on this page will show two different rates of assumed future investment returns. Currently the gross investment returns are stipulated as 4% p.a. and 8% p.a. These assumed rates of return are not guaranteed, and these are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including actual future investment performance.

²No Goods and Service Tax shall be applicable on Individual life insurance products as per prevailing laws. Tax laws are subject to amendments from time to time. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. The Tax-Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.

³All funds open for new business which have completed 5 years since inception are rated 4 or 5 Star by Morningstar as of August 2025.

⁴5-year computed NAV for Multi Cap Fund as of December 2025. Other funds are also available. Benchmark of this fund is S&P BSE 200.

⁵©2025 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from data published on various dates and procured from various sources and (5) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.

⁶Guaranteed returns in this plan depends on Age at Entry of life assured, Premium payment term, policy term, premium amount and plan option chosen.

⁷This will be basis policy option, certain income term and age criteria, 6% IRR availability

⁸Subject to chosen plan option

⁹If Premium offset is opted, then the Survival Benefits during the Premium Payment Term will be adjusted against the premium due to be paid. If the policy becomes Reduced Paid-Up before the first survival benefit payout (first income payout of premium offset), the Premium Offset feature will be discontinued, and future income and death benefit shall be paid as per terms and condition

For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale. Insurance cover is available under this product.

Applicable to Tata AIA Premier SIP

• The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.

• Linked Life Insurance products are different from traditional insurance products and are subject to risk factors.

• The premium paid in Linked Life Insurance policies is subject to investment risks associated with capital markets and publicly available index. The NAV of the units may go up or down based on the performance of Fund and factors influencing the capital market/publicly available index and the insured is responsible for his/her decisions.

• Tata AIA Life Insurance Company Limited is only the name of the Life Insurance Company Tata AIA Smart SIP is only the name of the Linked Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.

• Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the insurance company.

• The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

• Past performance is not indicative of future performance.

L&C/Advt/2026/Feb/1189