Tata AIA Life Insurance
POS Saat Saath 

Non Linked, Non Participating, Individual Life Micro Insurance Savings Plan

The safety and well-being of our loved ones is our number one priority, and we take great care in protecting their dreams and aspirations. It is important that we provide them with a solid foundation to safeguard their financial future, so that they never have to make any compromises.

The Tata AIA Life Insurance POS Saat Saath Micro Insurance Product gives you dual benefit of protection and savings, with assured returns on survival till maturity. This return of pre-specified percentage of the total premiums paid on maturity ensures the financial protection of your loved ones, while extending your promise of Rakshakaran.


Guaranteed returns

The maturity benefit can range from 105% to 135% of the total premiums paid

Flexible premium paying term

You can either pay Single Premium or 7 years for Policy Term of 5 years or 10 years, respectively

No medical tests

You don’t have to undergo any medical tests

Benefits for women

Differential premium rates for women policyholders

Highlights of Tata AIA Life Insurance POS Saat Saath

All earning adult men and women, between the ages 18 - 50 can opt for this plan
Higher benefits for higher Sum Assured on survival till Maturity
You won’t have to undergo any medical tests when you choose this policy
Check eligibility Documents required

Age at entry

 Minimum age at issue   18 years
 Maximum age at issue   50 years 

Policy term

 Available premium payment term options   Single
 7 years 

Policy term

 Policy term   Single Pay  : 5 years
 Limited Pay: 10 years 

Premium payment mode

 Premium payment frequency options 


Age at maturity

 Maximum age at maturity 
 Single Pay  : 55 years
 Limited Pay: 60 years 

Sum assured

 Minimum basic sum assured
 Rs. 1,000
 Maximum basic sum assured 
 Rs. 2,00,000 
PAN card
Aadhaar card
Bank statement (for the previous 6 months)
Salary slip
Income tax receipt

Frequently Asked Questions

What is a micro insurance product?

Micro insurance products, similar to traditional life insurance products, offer coverage against a wide range of risks, while offering a savings component. However, these products are tailored for low-income households and individuals, who do not have retirement savings.

Who can purchase the POS Saat Saath plan?

Any earning adult, man or woman, who is aged between 18 and 50 years can purchase the Tata AIA Life Insurance POS Saat Saath (UIN: 110N134V02) plan.

What is the Premium Payment frequency for the POS Saat Saath plan?

You can choose to pay the premiums either annually, semi-annually, quarterly, or on a monthly basis. If you are paying the premium on a monthly basis, you can only do so through electronic clearing service (ECS).

What are the key benefits of the POS Saat Saath plan?

The key benefits of the Tata AIA Life Insurance POS Saat Saath (UIN: 110N134V02) plan include:

  •  You don’t have to undergo any medical tests
  • Differential premium rates for women policyholders
  • The plan offers dual benefit of protection and savings
What documents would I require to buy an insurance policy?

To buy an insurance policy, you need to submit the following mandatory documents.

Proof of address:

The following documents are accepted as valid proof of your address:

  • Bank Statement (or passbook) with the latest entries for six months 
  • Aadhaar card
  • Passport
  • Voter's ID
  • Driving license
  • Electricity/telephone bill
  • Ration card

Proof of identity:

Some of the documents that are accepted as valid proof of your identity include:

  • PAN card
  • Aadhaar card
  • Passport
  • Driving license

Documents showing proof of income:

These documents, which are required only for a few plans, include:

  • Salary slips of the previous 3 months
  • Income tax returns/Employer certificate
  • Bank statement of the previous 6 months
  • Latest Form 16

Need help to choose the right plan?


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