Tata AIA Life Insurance POS Saat Saath (UIN: 110N134V02)

Non Linked, Non Participating, Individual Life Micro Insurance Savings Plan

The safety and well-being of our loved ones is our number one priority, and we take great care in protecting their dreams and aspirations. It is important that we provide them with a solid foundation to safeguard their financial future, so that they never have to make any compromises.

The Tata AIA Life Insurance POS Saat Saath Micro Insurance Product gives you dual benefit of protection and savings, with assured returns on survival till maturity. This return of pre-specified percentage of the total premiums paid on maturity ensures the financial protection of your loved ones, while extending your promise of Rakshakaran.


Guaranteed returns

The maturity benefit can range from 105% to 135% of the total premiums paid

Flexible premium paying term

You can either pay Single Premium or 7 years for Policy Term of 5 years or 10 years, respectively

No medical tests

You don’t have to undergo any medical tests

Benefits for women

Differential premium rates for women policyholders

Highlights of Tata AIA Life Insurance POS Saat Saath

All earning adult men and women, between the ages 18 - 50 can opt for this plan

Higher benefits for higher Sum Assured on survival till Maturity

You won’t have to undergo any medical tests when you choose this policy


  • Excluding interest, applicable taxes, cesses, and levies, underwriting extra premiums and loading for modal premiums, if any.
  • 3 year age set back to male premium rates are applicable for women policyholders.
  • This product is underwritten by Tata AIA Life Insurance Company Ltd.
  • The plan is not a guaranteed issuance plan, and it will be subject to Company’s underwriting and acceptance.
  • Insurance cover is available under this product.
  • This product will be offered only to standard lives.
  • Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the surrender value payable may be less than the total premium paid.
  • For more details on risk factors, benefit exclusions, terms and conditions, please read the Sales Literature carefully before concluding a sale.
  • All Premiums are subject to applicable taxes, cesses & levies, which will entirely be borne by the Policyholder along with the payment of Premium. If any imposition (tax or otherwise) is levied by any statutory or administrative body under the Policy, Tata AIA Life Insurance Company Limited reserves the right to claim the same from the Policyholder. Alternatively, Tata AIA Life Insurance Company Limited has the right to deduct the amount from the benefits payable by us under the Policy.
Check eligibility Documents required

Age at entry

 Minimum age at issue   18 years
 Maximum age at issue   50 years 

Policy term

 Available premium payment term options   Single
 7 years 

Policy term

 Policy term   Single Pay  : 5 years
 Limited Pay: 10 years 

Premium payment mode

 Premium payment frequency options 


Age at maturity

 Maximum age at maturity 
 Single Pay  : 55 years
 Limited Pay: 60 years 

Sum assured

 Minimum basic sum assured
 Rs. 1,000
 Maximum basic sum assured 
 Rs. 2,00,000 
PAN card
Aadhaar card
Bank statement (for the previous 6 months)
Salary slip
Income tax receipt
Frequently Asked Questions
What is a micro insurance product?
Micro insurance products, similar to traditional life insurance products, offer coverage against a wide range of risks, while offering a savings component. However, these products are tailored for low-income households and individuals, who do not have retirement savings.
Who can purchase the POS Saat Saath plan?

Any earning adult, man or woman, who is aged between 18 and 50 years can purchase the Tata AIA Life Insurance POS Saat Saath (UIN: 110N134V02) plan.

What is the Premium Payment frequency for the POS Saat Saath plan?

You can choose to pay the premiums either annually, semi-annually, quarterly, or on a monthly basis. If you are paying the premium on a monthly basis, you can only do so through electronic clearing service (ECS).

What are the key benefits of the POS Saat Saath plan?

The key benefits of the Tata AIA Life Insurance POS Saat Saath (UIN: 110N134V02) plan include:

  •  You don’t have to undergo any medical tests
  • Differential premium rates for women policyholders
  • The plan offers dual benefit of protection and savings
What documents would I require to buy an insurance policy?

To buy an insurance policy, you need to submit the following mandatory documents.

Proof of address:

The following documents are accepted as valid proof of your address:

  • Bank Statement (or passbook) with the latest entries for six months 
  • Aadhaar card
  • Passport
  • Voter's ID
  • Driving license
  • Electricity/telephone bill
  • Ration card

Proof of identity:

Some of the documents that are accepted as valid proof of your identity include:

  • PAN card
  • Aadhaar card
  • Passport
  • Driving license

Documents showing proof of income:

These documents, which are required only for a few plans, include:

  • Salary slips of the previous 3 months
  • Income tax returns/Employer certificate
  • Bank statement of the previous 6 months
  • Latest Form 16

Need more information?
Let us help you


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