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Tata AIA Life Insurance Waiver of Premium Plus (Linked) Rider ensures the insurance benefits continue, if the Proposer is unable to pay the premiums in the event of any unforeseen incident.
In the event of total and permanent disability of the proposer, future premiums for the base policy and attached riders are waived off.
In case of unforeseen event of death, the future premiums are waived off.
This rider protects against the financial impact of premium payments during death or disability.
This plan ensures that your policy is active regardless of your ability to pay future premiums in case of unforeseen circumstances
Minimum Age at entry |
18 years |
Maximum Age at entry |
65 years |
Maximum Maturity Age |
Age till the end of Premium Paying Term of basic plan or 70 years whichever is lower |
Minimum Rider Coverage Term |
5 years |
Maximum Rider Coverage Term |
Till premium payment term of the basic plan or until the Proposer reaches age 70 whichever is earlier |
Rider Charge Deduction Term |
Same as maximum rider Coverage Term |
Minimum/ Maximum Sum Assured |
Sum of all the future premiums of the basic plan to be waived |
Rider Charge |
The charge for the rider will be recovered monthly by cancellation of units from the unit fund of base policy |
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