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    Tata AIA Life Insurance Company Limited will send you updates on new products, services, insurance solutions, existing policy or related information and/or process your information in accordance with Privacy Policy. Select here to opt.

    Tata AIA Shubh Fortune

    Tata AIA Shubh Fortune is your partner in building wealth for life’s ambitions and a secure retirement. With planned payouts, long-term wealth growth, and financial protection, Tata AIA Shubh Fortune ensures your family’s aspirations are within reach, all while providing stability and peace of mind.

     

    Plan benefits at a glance

     

    • Get Timely Payouts for Education and Life Goals
      Achieve your family’s aspirations with planned payouts tailored to key milestones like your child’s higher education or life events such as retirement.
    • Security of Investment 
      The premium amount paid by you will be protected1 to offer a lump sum benefit
    • Long-Term Wealth Growth 
      Build a steady corpus and maximize your returns with access to our top-rated funds2, rated 4 or 5 stars by Morningstar3, ensuring steady and reliable growth for your investments.
    • Comprehensive Life Protection 
      Ensure your family’s financial security with life coverage throughout the policy term, safeguarding their future.
    • Premium Waiver 
      The Benefit Protect Rider ensures that your child’s dreams are never compromised, even during unforeseen circumstances, by waiving future premiums.
    • Exclusive Protection with MWPA 
      Secure policy benefits for your loved ones under the Married Women’s Property Act (MWPA), safeguarding them from creditors or lenders.
    • Tax Benefits 
      Get tax4 benefits on premiums paid and policy payouts as per prevailing tax laws, maximizing your savings.

     

    Your Family’s Future Starts with Thoughtful Financial Planning

    Planning for your child’s education or life goals, while securing your retirement, involves balancing aspirations with financial stability. Here’s how financial planning with Tata AIA Shubh Fortune can help:

    • Set Clear Goals

      Set Clear Goals

      Define your family’s financial goals—whether it’s funding your child’s education, planning for milestones, or building a secure retirement corpus.

    • Start Early

      Start Early

      Early investments in structured plans like Tata AIA Shubh Fortune help your wealth grow consistently over time, ensuring you’re prepared for rising costs and inflation.

    • Stay Stress-Free

      Stay Stress-Free

      With your finances in order, you can focus on nurturing your child’s potential and enjoying life milestones without worry.

    • Maintain Long-Term Security

      Maintain Long-Term Security

      Secure your family’s future while ensuring your retirement plans remain intact, striking a perfect balance between aspirations and stability.



    Frequently Asked Questions

    How does the Benefit Protect Rider work?

    The Benefit Protect Rider provides immediate financial support in case of the insured’s death by waiving future premiums, ensuring policy continuity and maturity payouts to the nominee.

    What is MWPA, and how does it protect the benefits?

    MWPA ensures policy benefits are exclusively secured for your family and protected from creditors or lenders.

    Who is this plan ideal for?

    Tata AIA Shubh Fortune is ideal for parents planning for their child’s education, families aspiring to achieve key life goals, and individuals preparing for a worry-free retirement.

    What tax benefits are available under this plan?

    You can avail of tax4 benefits on premiums paid and policy payouts as per prevailing tax laws.

    Disclaimer

    • Shubh Fortune Solution is a combination of Tata AIA Life Insurance Fortune Guarantee Secure (Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan) UIN:110N206V02 and Tata AIA Life Insurance Smart Fortune Plus (Unit Linked, Individual Life Insurance Savings Plan)-UIN:110L177V01.

    • These products are also available for sale individually without the combination offered/ suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before concluding sale.

    • Tata AIA Benefit Protection Rider - A Non-Linked, Non-Participating Individual Pure Risk Health Rider (UIN: 110B049V03) 

    • 1Return of invested premium in the form of Regular Income or Lumpsum benefit through Tata AIA Life Insurance Fortune Guarantee Secure (Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan) 

    • 2All funds open for new business which have completed 5 years since inception are rated 4 star or 5 star by Morningstar as of December 2024.

    • 3©2024 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from data published on various dates and procured from various sources and (5) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.

    • 4Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.

    • These products are underwritten by Tata AIA Life Insurance Company Limited.

    • The customer is advised to refer the detailed product brochure of respective individual products, segregated premium particulars of each product.

    • The premium amounts shown in the illustration above is indicative and calculated assuming that the life Proposed/ Assured is a healthy person.

    • Depending upon the factors such as health, occupation of the customer and other intrinsic factors such as non-submission of documentary evidence like age proof, the premium will be adjusted accordingly, asper the underwriting guidelines of Tata AIA Life Insurance Company Limited.

    • For details of the rates and the terms and conditions applicable to the particular person/ policy, kindly refer to the specifications in the policy document after issuance.

    • For more details on risk factor, terms and conditions, please read Sales brochure of the particular plan carefully before concluding a sale.

    • The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the "Company").

    • Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to)a year, with reinvestment of dividends (if any).

    • Please make your own independent decision after consulting your financial or other professional advisor.

    • All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market.

    • The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds.

    • To know the details of premium and benefits for each plan of this combination solution please go through the benefit illustration of individual product as provided to you.

    • The benefits available under this combination shall be as per the respective product's terms and conditions. All Premiums, Charges and interest payable under the policy are exclusive of applicable taxes, duties, surcharge, cesses or levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium, charges or interest. Tata AIA Life shall have the right to claim, deduct, adjust, recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy.

    • Insurance cover is available under these products.

    • All reference to age is as on last birthday.

    • These plans are not a guaranteed Issuance plan, and it will be subject to Company's underwriting and acceptance.

    • Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the Surrender Value payable may be less than the total premiums paid.

    • Unit Linked Life Insurance products are different from traditional insurance products and are subject to risk factors.

    • Premium paid in ULIPs are subject to Investment risks associated with capital markets & the NAV of the units may go up or down based on the performance of the fund and factors influencing capital markets & the insured is responsible for his/her decision.

    • Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Life Insurance Smart Fortune Plus is only the name of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.

    • Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the insurance company.

    • Various funds offered are the names of funds and do not, in any way, indicate the quality of the funds, their future prospects & returns.

    • L&C/Advt/2025/Jan/0150