Naveen brings with him rich experience of over two decades in financial services -- Insurance, Banking & Asset management. His association with Tata AIA commenced in 2015 as CEO & MD of the Company where he led the organisation’s transformation by turning around the vital metrics of company and catapulting Tata AIA from a no. 17 position [based on IWNBP] to no. 5 in a span of three and a half years. Under his stewardship, Tata AIA scripted profitable growth by nurturing a performance oriented culture and building capability to deliver on aggressive targets. Distribution channels grew significantly as new partnerships were forged and the company consolidated its successful omni-channel strategy. Tata AIA scaled to no.2 position in Claims Settlement ratio as well as on 13th month persistency and initiated Dynamic Net Promoter Score [NPS] which became a game changer in the industry. During his tenure, Tata AIA also became the proud recipient of the AON Hewitt Best Employer award two years in a row. Thereafter, Naveen moved to AIA, as CEO - Group Partnership Distribution for the next one and a half years. He rejoined Tata AIA as CEO and MD after a brief stint at Axis Bank in a senior management role

He has served as Senior Partner at McKinsey & Company, based in Mumbai and led the Financial Services practice in India and South East Asia (Singapore, Malaysia, Indonesia, Thailand, Philippines , Vietnam). At McKinsey he worked with some of the largest public, private and foreign financial services institutions.

Naveen holds an MBA from Indian Institute of Management, Ahmedabad, and a Bachelor of Technology from Indian Institute of Technology, Madras. Naveen is passionate about running, is an avid reader and loves watching science fiction.

H. Venkatachalam, also known as Venky to his colleagues, is the Chief Distribution Officer at Tata AIA Life Insurance.

Venky brings to the table his vast experience in the financial services industry spanning Life Insurance, Asset Management Business and Custodial Services. His 20 year long career encompasses Sales and Distribution, Channel Management, and Strategy roles.

He joined Tata AIA Life in April 2016 from ICICI Prudential Life Insurance Company, where he was Executive Vice President for Bancassurance, Assets and International business. He was instrumental in setting up Bancassurance business at ICICI Pru.

Venky pursued Masters in Financial Management from Narsee Monjee Institute of Management Studies, Mumbai.

Kristyl Pais Bhesania is currently EVP and Head at Tata AIA Life Insurance. In her current role, she oversees the entire HR vertical of the company. Kristyl has joined Tata AIA Life Insurance in December 2011.

Kristyl started her career with Johnson & Johnson and thereafter headed HR for Tata NYK, where she set up the HR department. She has also had a stint with Euro RSCG as Head of HR.

Prior to Tata AIA Life, she was with Taj Group of Hotels, where she worked as Director Human Resources. She worked with the iconic hospitality brand for 12 years, having handled more than 40 of the group's international as well as the Premium hotels. She was part of the team that launched Vivanta by Taj brand in 2010. As a strategic business partner at Vivanta by Taj, HR focused on working on solutions to develop and train associates on the "Vivanta way of life".

Kristyl am certified in MBTI Assessments. She is a certified external assessor for the Tata Business Excellence Model and a certified IRIS trainer and assessor.

She is a graduate in Economics from Mumbai University and also done her MMS from Mumbai. Kristyl loves travelling and reading.

Mr. Harshad Patil is responsible for all investment activities and investment strategy. He brings to the table a unique blend of experience in managing equity and debt funds in various capacities for both insurance & mutual fund industry. He has extensive experience of over 20 years in a gamut of areas pertaining to investments such as fund management, research and dealing functions.

Harshad joined Tata AIA Life Insurance in 2006 as a Fund Manager and was elevated to the role of the CIO in Jan 2014. He has been instrumental in taking Tata AIA Life Insurance’s Investment portfolio from strength to strength. Under his guidance, Unit Linked Funds have outperformed the benchmark on a consistent basis and are highly rated by Morningstar.

Harshad has also developed an unique investment methodology of the High water mark funds in-house, making Tata AIA Life Insurance a pioneer in this fund category.

Harshad has worked extensively on optimizing ALM requirements and worked closely with banks to develop the forward rate agreement (FRA) suitable to the Indian markets which helps insurance companies hedge the interest rate risk. Under his guidance Tata AIA Life Insurance has become pioneer in interest rate hedging techniques by extensively using partly paid bonds, IRFs, STRIPS and FRA.

Harshad's prior assignment was with UTI Mutual Fund for over 7 years in various capacities linked to fund management and dealing.

Harshad holds a Bachelor Degree in Mechanical Engineering from Government College of Engineering, Pune (COEP) and a Masters Degree in Management Studies from Jamnalal Bajaj Institute of Management Studies, Mumbai. Harshad also has a CFA certification to his credit.

Mr. S Swaminathan (ACS, LLB) is currently the Executive Vice President – Legal & Compliance and Company Secretary at Tata AIA Life Insurance Company Limited. Prior to this he was Senior Vice President - Legal & Compliance and Company Secretary at HDFC Standard Life Insurance Company Limited.

Out of his 34 years’ experience in financial services, he has been associated with the HDFC Group for over 16 years and currently with the Tata Group for over 11 years. Mr. Swaminathan is a veteran in the Life Insurance sector in India since 2000 and works closely with the Regulatory Authorities and the Insurance Industry in shaping governance landscape for the Industry. He is a Member of the Institute of Directors and a Life member of the Indian Institute of Corporate Affairs (Ministry of Corporate Affairs)

In addition to being a Sports enthusiast, he is a percussionist and also a trained faculty of the Stress Management Programs of the Art of Living Foundation and attributes his progress in life to His Holiness Sri Sri Ravishankar.

Sachin Goel joined Tata AIA Life in Aug 2017 as the Chief Technology Officer and Head of Distribution Excellence. In this role Sachin is tasked with charting out the Digital journey of Tata AIA Life. He leads Technology, Distribution Excellence and Digital Initiatives.

Sachin brings with him a rich global experience of close to 2 decades working with Indian and foreign multinationals in diverse industries ranging from Credit Card, Lending, Insurance and Consulting to Hi-Tech. He is a technology enthusiast with a penchant for creating sustainable competitive advantage through technology. He has successfully pioneered marketplace technologies in Insurance sector. .

In his most recent role, Sachin was the CIO at HCL Infosystems where he also spearheaded and provided executive sponsorship for the Cloud Business. Prior to this he was the CIO at KPMG India, steering technology agenda for India practice and the captive business - KPMG Global Services. He has previously worked in the Life Insurance sector during his stint at ICICI Prudential Life. Early on he had a long and rewarding career with GE working in multiple businesses and different countries. He graduated from GE's prestigious Global IT Leadership Program - ITLP..

Sachin holds an MBA from FSM, Delhi and is a graduate in Computer Science from St. Stephen's College, Delhi.

A qualified actuary & chartered accountant, Samit Upadhyay has over fifteen years of experience as a senior insurance and risk management professional. Before the current role, he was the CRO & Head- Product at Tata AIA Life Insurance. He has held multiple senior positions in HDFC Life as well as ICICI Prudential, bringing with him extensive experience in risk, capital, valuation, planning, product pricing and design.

Gaurab Chaudhury joins us as Senior Vice President and Chief Strategy Officer from Tata Sons.

He has done his MBA from the Indian Institute of Management Calcutta (IIM) and a Graduation in Engineering from National Institute of Technology. Gaurab has worked in the Group CFO’s office, Tata Sons. His core focus area was the group financial services business where he was responsible for assisting the Tata Group Senior Leadership in strategic decision making with respect to business plans, M&A transactions, capital requirements, new initiatives, etc. in the operating companies and ongoing performance monitoring of companies.

Gaurab has earlier worked with Goldman Sachs as Executive Director – Investment Banking and with Bank of America Merrill Lynch as Director – Investment Banking.

Saurabh Jain has joined Tata AIA Life Insurance in October-2018 as Senior Vice President, Internal Audit and subsequently became the Head of Internal Audit function.

Saurabh is a Chartered Accountant and a graduate in Commerce (Hons). He has twenty years plus experience in the areas of Internal Audit, Risk Management, Business Processes and Control Reviews. He has worked with an investment house based in Abu Dhabi (Mazrui Holdings), a life insurance company based in Gurgaon (Canara HSBC Life Insurance) and with a big four firm (in India and USA). In his last assignment he was working with a Dubai based Pay TV company as Director, Internal Audit (Gulf DTH – 'OSN').

Sanjay Arora is currently the Executive Vice President & Head of Operations at Tata AIA Life Insurance Company Limited. He joined Tata AIA Life in 2015 as Head of Internal Audit and in January 2019 moved into role of Business transformation, thereby responsible for setting the following verticals - Project Management Office and Health & Wellness.

He is responsible for driving operational excellence through design, implementation, and improvement of policies and procedures to ensure that the Company delivers best in class experience to its customers and consumers.

Sanjay is a Chartered Accountant from Mumbai and is also a Certified Information Systems and Internal Auditor from USA and has over 19 years of experience.

Prior to joining Tata AIA Life, he has worked with Aviva Life Insurance, ICICI Prudential Life Insurance and KPMG. He brings with him a wealth of experience across project management, internal audit, compliance and risk management.

Ankur Saraf is a qualified actuary and an engineer with over fifteen years of experience as an insurance and risk management professional.

Before his current role, he worked as the Chief Risk Officer and Head of Financial Risk within Tata AIA. Prior to Joining Tata AIA, he has worked with Max Life Insurance and ICICI Prudential under various actuarial and risk functions. He has demonstrated expertise in areas of valuation, risk-based capital, asset liability management, derivative management, business planning and enterprise risk management.

Ramesh is our Chief Bancassurance Officer and a Sales & distribution leader with over 24 years of extensive experience across leading organizations such as ICICI Prudential Life Insurance, Castrol India, Bharti Airtel, and L&T Finance.

In the Life Insurance domain, he has worked across multiple business channels such as Tied Agency, Bancassurance, Corporate Agents & Brokers, and Proprietary sales Force. An Industrial Engineer from Pune University, he has also done his Post Graduation in Marketing from K.J. Somaiya Institute of Management, Mumbai, and a MDP from IIM Ahmedabad.

Mr. Amit Dave’s current role is to build a twin-track agency model to accelerate agency distribution. He has 17 years of experience in the Life Insurance sector and has worked across geographies and channels in various leadership roles.

He aspires to achieve excellence in his work area by finding simple yet thought-through solutions that add value to his team and the organization. He enjoys being a part of the wilderness, hence often indulges in jungle safaris and tiger trails. He is also an avid consumer of content across genres in online and offline space.

Jeelani Basha heads the distribution arm for Broking, Corporate Agents, Web aggregators; Direct Sales Force; Group Credit Life and Rural-Social portfolio at Tata AIA Life Insurance. He joined the organization in 2017. Since then, he has flourished the channel to great success by piloting beneficial business change, across-the-board results, and profitable growth through bold and inspirational leadership.

He has been instrumental in growing BroCA channel at a CAGR of 24% in the last four years, focusing on quality & productivity. Jeelani has a wealth of experience in New Business Development, Managing Partnerships, Alliances, Team Building, and Business restructuring. He has worked with ICICI Prudential for a decade.

He handled multiple roles with Bancassurance & International business teams, Managed Broking vertical along with Banca in HDFC Standard Life. His previous assignment was with 3i Infotech Ltd., as a Global Sales Head & Regional Head- MEA, Middle East.

He has been the recipient of the ‘Quality Leadership Award’ in Asia Leadership Awards ’2015.

Jeelani has completed his Master’s in Foreign trade from Pondicherry University. He loves to travel, read and watch movies in his spare time.

Mr. Aditya Kanade is currently Senior Vice President & Head – Project Management and Transformation at Tata AIA Life Insurance Company Limited. In this role, he is responsible for the oversight of all enterprise projects and business transformation initiatives. Additionally, he also provides leadership to the Real Estate and Infrastructure (RE&I) team.

Aditya has been with Tata AIA Life for over 16 years and has held multiple roles such as heading Internal Audit, Operational Risk Management, and Real Estate and Infrastructure. He joined Tata AIA Life Insurance in 2005 to set up and lead the inhouse internal audit function. As the head of RE&I, he ensured that the RE cost structure of the Company remained competitive and optimized, through a series of cost reduction initiatives.

Aditya is a qualified Chartered Accountant (India), Cost Accountant (India) and Certified Information Systems Auditor (USA), with over 28 years of diverse industry experience. Prior to Tata AIA Life Insurance, Aditya has worked with reputed organisations in the Financial Services and Telecom sectors. 

Girish J Kalra heads the Marketing & Corporate Communication functions at Tata AIA. He has an experience of over 20 years, having worked with firms across Consumer Goods, Mutual Funds, Non-Life & Life Insurance sectors. He is an Engineering Graduate and has specialized in Marketing as part of his MBA program. He has been a Speaker and Jury Member at various Marketing & Communication related forums across domestic and International platforms. He is a Tech Enthusiast, loves reading Books and Traveling.

Kshitij Sharma is a qualified actuary with over 17 years of experience in the life insurance industry globally.  He has experience in multiple insurance markets in addition to India, including UK, continental Europe, Middle-East and South East Asia.  Kshitij was previously a part of Tata AIA’s Financial Planning and Analysis vertical.  Prior to joining Tata AIA, Kshitij was an insurance consultant specializing in Actuarial services, serving as Partner at EY Actuarial Services LLP.  He has experience in the areas of mergers and acquisitions, shareholder and statutory reporting, risk management, product pricing and development, actuarial modelling, audit and IFRS17.