Ladli Laxmi Yojana

In India, there are several child plans available to parents, and a special one from these is the Ladli Laxmi Yojana. It is like a helping hand for families when a baby girl is born. This plan brings happiness and support to their lives. As the girl grows up, the plan gives her some money and helps her become strong and independent.

Ladli Laxmi Yojana is not just a plan; it is a way for everyone to show that girls are important and can achieve great things. It is like a big hug from the country, saying, "We believe in you and want to see you succeed!"
 

In this blog, we will learn how the Ladli Laxmi Yojana is not merely a scheme; it is a symphony of dreams realised, a testament to a nation's unwavering belief in equality and opportunity.
 

So, let us get started!

What is the Ladli Laxmi Yojana Scheme?

The Laxmi Ladli Yojana, launched on May 2^ne, 2007, is a government initiative in Madhya Pradesh. It was introduced by Mr Shivraj Singh Chouhan, the then Chief Minister of the state.

This program gained popularity and was later adopted by several other states across the country.

The scheme is aimed at helping girls born after January 1^st, 2006, from low-income families. These families should either not pay taxes, or the girls must be orphans to receive the benefits provided by the scheme.

Key Objectives of the Ladli Laxmi Yojana

The Ladli Laxmi Yojana has several key objectives:
 

• Promoting Girl Child Welfare: The primary objective is to promote the welfare of girl children, ensuring they receive equal opportunities and support for their development.
• Financial Security: The scheme aims to provide financial security to girls from economically disadvantaged families, helping them overcome financial barriers in education and other essential needs.
• Empowering Girls: By providing financial assistance at various life stages, the scheme empowers girls to pursue their aspirations and lead independent lives.
• Encouraging Education: Ladli Laxmi Yojana encourages families to invest in their daughters' education by providing financial incentives linked to educational milestones.
• Fighting Gender Bias: It strives to combat gender discrimination and promote the value and importance of girl children in society.
• Reducing Child Marriage: By offering financial incentives tied to age milestones, the scheme discourages early marriages and encourages girls to delay marriage until they are of legal age.
• Supporting Orphaned Girls: The scheme extends its benefits to orphaned girls, providing additional support and resources.
• Economic Upliftment: By providing financial assistance, the Ladli Laxmi Yojana contributes to the economic upliftment of families, especially those in lower income brackets.
• Spreading Awareness: The program also aims to raise awareness about the rights and well-being of girl children in society.
• Replicating Success: The Ladli Laxmi Yojana's success in Madhya Pradesh has prompted other states to adopt similar schemes, spreading its positive impact nationwide.

Benefits of the Ladli Laxmi Yojana

The monetary benefits offered under the Ladli Laxmi Yojana vary depending on a girl's life stage.

• Under the Ladli Laxmi Yojana, the state government takes an active step in securing the future of the girl child. This is achieved by purchasing National Saving Certificates, each valued at ₹6,000 annually for five years, ensuring steady financial backing.
• Upon admission to the 6th standard, an initial sum of ₹2,000 is bestowed upon the eligible girl, followed by an additional ₹4,000 when she advances to the 9th standard. This financial support continues to grow with her educational journey, as she receives ₹7,500 upon entering the 11^th standard.
• A monthly stipend of ₹200 is provided during her higher secondary education, offering a regular infusion of financial aid. This consistent support encourages her pursuit of higher education and skill development.
• As she approaches adulthood, a significant milestone awaits. At age 21, the remaining amount, approximately ₹1 lakh, is presented to her. This substantial sum is a powerful tool in empowering her to forge her path towards a brighter, more secure future.

Eligibility Criteria to Avail the Ladli Laxmi Scheme

For Normal Cases:

 

• The girl child must have been born on or after January 1, 2006.
• She should be registered at the local Anganwadi centre.
• The parents should be residents of Madhya Pradesh.
• The parents should not be paying income tax^*.
• Family planning measures must have been adopted after the second child's birth.
• In cases where a family has two or fewer children, family planning should have been adopted after the second child's birth. If the first child is a girl, benefits will be provided without the requirement of family planning. However, the parents must adopt family planning measures for the second girl child.
  
  

For Special Cases

 

• In families with a maximum of two children, if either the mother or father has passed away, registration can be done until the girl child is 5. In such cases, if the individual remarries and already has two children, the daughter born from the second marriage will not be eligible for the scheme's benefits.
• If three girls are born simultaneously during the first delivery, all three will receive the scheme's benefits.
• The scheme will also include girls born to women prisoners in jail.
• The scheme's benefits will be extended to a girl child born to a rape victim or any girl child in need.
• District collectors have the authority to approve cases where family planning was not adopted due to health-related reasons for up to two years instead of one.
• In special cases, the district collector will carefully evaluate and approve or reject applications received after the designated time frame. Applications must be submitted by the Superintendent of the Orphanage/Protection Home within one year of admission to the Orphanage before the girl child turns five or within one year of adoption by the adoptive parents.

Who Cannot Avail the Benefits of the Scheme?

The following individuals are not eligible to receive benefits under the Ladli Laxmi Yojana:
 

• Ladli is a girl child who has dropped out of school.
• Ladli girl child who got married before reaching the legal age of 18 years.
   

Parents who have not adopted family planning measures after the birth of their second child.

Documents Required to Apply for the Ladli Laxmi Yojana

• Girl Child's Samagra ID.
• The family ID of the girl child.
• A photograph of the girl child with either the mother or father.
• Family planning certificate (applicable in case of a second girl child).

 

Please Note

 

• All necessary documents should be in formats like jpg, jpeg, PNG, gif, JPG, JPEG, PNG, GIF etc. No other formats will be accepted.
• The size of all documents should fall within the range of 40 KB to 200 KB. Sizes outside of this range will not be acceptable for submission.

How to Apply for the Ladli Laxmi Yojana?

Joining the Ladli Lakshmi Yojana is a simple process, and you can apply online or offline. Here is a detailed guide for both:

Ladli Lakshmi Yojana Online Apply:

 

• Step 1: Go to the official website of the scheme.
• Step 2: Click on the "Application Letter" tab.
• Step 3: Choose the option "General Public" from the available three choices, which are:
  • Public Service Management
  • General Public
  • Project Officer
• Step 4: Fill in the application form with all the required details.
• Step 5: Carefully complete the Ladli Laxmi Yojana form and then click "Save".
• Step 6: Upload the necessary documents before submitting the form.
• Step 7: Click on "Submit".
  
  

Once the provided information and documents are thoroughly reviewed, the girl's application will be approved, and she will become eligible to receive benefits under the Ladli Laxmi Yojana.

Offline Application:

 

• Step 1: Visit your nearest Anganwadi Centre, Gram Panchayat, or Municipal Corporation to obtain the Ladli Laxmi Yojana Form.
• Step 2: Properly fill out the application form and attach all the required documents.
• Step 3: Submit the complete application to the Officer-in-charge at the Registration Centre, located at the Lok Seva Kendra.
  
  

Once the officer reviews the application, it will be forwarded for further processing.

Indian States Which Have Implemented the Ladli Laxmi Scheme

• Ladli Yojana, Haryana
• Lakshmi Ladli Yojana, Jharkhand
• Delhi Ladli Yojana, New Delhi
• Bhagya Laxmi Yojana, Uttar Pradesh
• Ladli Lakshmi Yojana, Goa
• Dhan Lakshmi Yojana, Chhattisgarh

Documents Required to Apply for the Ladli Laxmi Yojana

Features of the Scheme	Details
Launched by	Madhya Pradesh (MP) State Government in 2007
Managed by	Department of Women & Child Development, MP
Eligible individuals	- Girl children (ladli) belonging to economically weaker sections of the society - Maximum 2 girl children can reap the benefits of the scheme from one family (except if 2nd child are twins/triplets)
Application fees	Free
Application Submission Timeline	- Birth of a girl child: Within 1st year of birth - Adoption of a girl child: Within 1-year of adoption - Demise of parents: Within 5 years of age of the girl child - If not submitted within 1 year of birth: Submit an appeal to the District Collector
Financial support	- National Savings Certificate (NSC) of ₹1,18,000 in the name of the girl child - In 5 instalments on matching the conditions
Scheme of Payment of the instalments	- On 6th Class admission: ₹2,000 - On 9th Class admission: ₹4,000 - On 11th Class admission: ₹6,000 - 12th Class Exams: ₹6,000 - Rest of the ₹1 lakh of Ladli Laxmi Fund: In Lump sum at the age of 21 years, if - The girl is not married before 18 years of age and has appeared in 12th Class exam
Additional monetary benefits	- Between 11th and 12th Class: ₹200 per month to the girl in addition to the ₹6,000 - For Graduation or Professional Degree: ₹25,000 in instalments - ₹12,500 in 1st Year of course - ₹12,500 in Final Year of course - Free Higher Education as the MP Government will bear the course fees of girl child

Conclusion

The Ladli Laxmi Yojana stands as a beacon of hope and empowerment for girl children in Madhya Pradesh. Launched in 2007, this visionary initiative by the State Government has been a transformative force, offering financial security and educational incentives.

By providing National Savings Certificates and phased financial assistance, such child plans support their academic journey and ensure a stable future.

Moreover, the scheme's inclusive approach, free application process, and additional benefits for higher education demonstrate a genuine commitment to uplifting these young girls' socio-economic status. Ladli Laxmi Yojana is not just a program; it promises equal opportunities and a brighter tomorrow.