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Have a Happy
Retired Life

1 2 3 4

Tell us about yourself

Tell us a little bit more about yourself

Tell us a little more about you

Step 04

Your monthly expenses at the age of 70 years will be

₹ 40,000 /month

To continue your lifestyle, you will need a corpus of

₹ 2,16,73,000 2.16Cr


You are only 20% covered till now


Get 5% discount on online buying Save 2.5% on total by paying premium annually

To fulfill
your goal

Guaranteed Return Insurance Plan

Key benefits

  • Guaranteed benefits that you and your loved ones can rely on
  • Flexibility to choose between plan options according to your needs
  • Option to enhance your protection with riders

Smart Annuity Plan

Key benefits

  • Option to choose single or joint life benefits
  • Flexibility to select your payout modes
  • Top-up option to increase the benefits you receive under this plan

Need help to choose the right plan?


Asked Questions

How do I know how much life insurance I would need?

By considering various factors like your present monthly expenses, liabilities, total income, and future life goals, you can choose a life insurance cover that is at least ten times your present annual income. You can use our life insurance calculators to know exactly how much life insurance cover you should opt for.

How can I calculate the life insurance premium?

The easiest way to know the premium for a plan of your choosing, is by using the corresponding insurance calculator. You can refer to our range of calculators to know which insurance calculator you can use.

How can I calculate the cost of the insurance plan?

Our online insurance premium calculator will help you in calculating the cost of purchasing a specific insurance plan.

How do life insurance calculators work?

Our life insurance calculators, based on pre-defined and pre-built algorithms, take various parameters into consideration, such as your age, type of insurance policy you select, policy period, and the riders.

When you enter the values of these parameters while using our life insurance calculators, you will be given an estimated quote of the premium payable under the chosen plan. In a few cases, the premium displayed can change, depending on the underwriting decision.

What factors should I take into consideration before calculating how much insurance cover is best for me?

Below are some of the factors you need to consider, before you choose the life insurance cover.


  • Current annual income
  • Monthly expenses
  • Present and future financial liabilities
  • Financial goals and aspirations
  • Age at the time of policy purchase and number of working years left before retirement
  • Number of dependent family members and their expenses