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A Non-Linked, Non- Participating Individual Health rider (UIN: 110A032V03)

Key Rider Benefits:

  • You can choose one or more benefit options (risk covers), including death, accidental death / disability, critical illness and terminal illness.
  • Flexibility to receive benefit as combination of lump-sum and income for fixed period, income till survival of partner, or as waiver of future premiums.
  • You can extend protection to your loved ones under the same plan.
  • Option to receive the return of balance premiums on maturity^.
  • Rider~ can be opted either while taking the policy, or at the time of any policy anniversary.
  • Income tax* benefits as per the prevailing tax laws.

Disclaimers

  • Tata AIA Life Insurance Linked Comprehensive Protection Rider - A Non-Linked, Non- Participating Individual Health rider (UIN: 110A032V03)
  • ~Riders are not mandatory and are available for a nominal extra cost. For more details on the benefits covered, rider charges and exclusions under the Riders please refer to the Rider Brochure or contact our Insurance Advisor/ Intermediary or visit our nearest Branch Office.
  • ^If Return of Balance Premium option is chosen with any of the benefit option/s, an amount equal to the Total Premiums Paid (excluding loading for modal premiums) towards the benefit option, less any claim amount already paid out under the respective benefit option, shall be payable at the end of the benefit option term, provided the benefit option is not terminated.
  • *Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
  •  This Rider is underwritten by Tata AIA Life Insurance Company Ltd. This Rider is not a guaranteed issuance Rider and it will be subject to Company's underwriting and acceptance.
  • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
  • All Premiums are subject to applicable taxes, cesses & levies which will entirely be borne by the Policyholder and will always be paid by the Policyholder along with the payment of Premium. If any imposition (tax or otherwise) is levied by any statutory or administrative body under the Policy, Tata AIA Life Insurance Company Limited reserves the right to claim the same from the Policyholder. Alternatively, Tata AIA Life Insurance Company Limited has the right to deduct the amount from the benefits payable by Us under the Policy.
  • For disclaimers related to unit link products, kindly refer the unit linked product page.
  • Available Base Plans: Tata AIA Life Insurance Linked Comprehensive Protection Rider is available with Tata AIA Life Insurance Smart Sampoorna Raksha, Tata AIA Life Insurance Fortune Pro, Tata AIA Life Insurance Wealth Pro, Tata AIA Life Insurance Wealth Maxima & Tata AIA Life Insurance Fortune Maxima. 
  • L&C/Advt/2023/Nov/3946
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