Tata AIA Life Insurance Fortune Guarantee

Fortune Guarantee Product Overview

Non Linked Non Participating Endowment Insurance plan

At every stage of your life you have a milestone to achieve. Along with this you also carry the burden of any uncertainty happening & work towards being prepared to face the same. Life Insurance is the best way to protect your family from financial crisis in case of an unfortunate event and help you to fulfill your dreams.

We present, Tata AIA Life Insurance Fortune Guarantee that provides life insurance cover throughout the policy term for the financial security of your family and a Guaranteed lump sum benefit on maturity to fulfill your future goals. You can also enhance your protection cover with a wide range of riders.

Fortune Guarantee Key Features

  • Guaranteed Maturity Benefit* that varies from 114% to 275% of Total Premiums Paid.
  • Life Cover to protect your loved ones.
  • Flexible policy term & premium paying term.
  • Higher benefits for female lives.
  • Enhance protection through optional riders#
  • Tax benefits may be available u/s 80C & 10(10D) of the Income-Tax Act, 1961

*Guaranteed Maturity Benefit is "Maturity Sum Assured" which is equal to maturity Benefit factor multiplied by Total Premiums Paid, When maturity Benefit factor varies as per the gender, annualised premium band, premium paying term, policy term & entry age.


  • Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premium paid.
  • This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
  • Insurance cover is available under this product.
  • For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.
  • #Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Rider (UIN: 110B028V01), Tata AIA Life Insurance Term Rider (UIN: 110B030V01) & Tata AIA Life Insurance Waiver of Premium Plus (WOPP) Rider (UIN: 110B029V01) are available under this plan. Rider is not mandatory and is available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/Intermediary/ branch.
  • In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines.
  • Risk cover commences along with policy commencement for all lives, including minor lives.
  • ^Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.

Tata AIA Life Insurance Company Ltd. (IRDA of India Regn. No.110) CIN No. U66010MH2000PLC128403; Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, SenapatiBapat Marg, Lower Parel, Mumbai – 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor/ Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com or SMS 'LIFE’ to 58888