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With the Tata AIA Fortune Guarantee, you can enjoy the benefits of guaranteed1 returns and also save on tax2. Moreover, the life cover under this policy will keep your family safe while you plan a future for yourself and all of them.
This savings plan offers a guaranteed1 lump sum benefit to meet your life goals such as buying a house, owning a car, or securing your child’s education when the policy is Matured.
The life cover offered under this savings policy lets you safeguard your loved ones in case of any unfortunate events.
Select a policy term and premium paying term as per your preference to save steadily and get uninterrupted life insurance coverage for your family.
When you buy this plan, you will get income tax2 benefits as per applicable income tax laws.
Choose from optional rider3 benefits to add to your savings insurance policy for enhanced coverage against specific risks and unforeseen events.
Women policyholders or female life insured can get preferential premium rates on their insurance policy.
*T&C apply
Your claims are settled within 4 hours4
Presence across major cities in India
99.13% Individual Death Claim Settlement Ratio5 in FY 2023 - 24
Save income tax2 as per applicable income tax laws
Our experts are happy to help you!
What is a guaranteed savings plan?
A guaranteed1 savings plan is a type of savings insurance plan that allows you to save your money on low-risk options and offers guaranteed returns on maturity. Such a plan also offers life insurance coverage for your family’s protection, wherein a death benefit is paid out to them in case of your untimely demise during the policy term.
1T&C apply
What are riders?
Riders3 are additional but optional benefits that you can choose to add to your base life insurance policy or savings policy to enhance and increase the coverage of the policy. Different riders offer coverage against risks such as critical and terminal illnesses, hospitalisation, accidental death / disability etc.
Is the life insurance claim settlement ratio important?
Yes, the claim settlement ratio is an important indicator for policyholders when they choose a life insurance provider. This ratio is the number of claims that have been settled compared to the number of claims received during a year. The higher the claim settlement ratio, the more reliable the insurer.
What leads to a policy lapse?
A grace period of 15 or 30 days is offered to policyholders from the due date of an unpaid premium. However, if the premium remains unpaid by the end of the applicable grace period, the policy will lapse. As per the non-forfeiture provisions, the full premiums for the first two policy years should have been paid so that instead of a lapsed policy, the plan can be converted into a Reduced Paid-up policy.
What are the premium payment options for this life insurance savings plan?
You can choose from the following premium payment frequencies and modes:
You can also choose a Limited Pay option where your premium paying term will be shorter than your policy term or opt for the Regular Pay option to pay regular premiums throughout the policy term.
Do I get any tax benefits with this plan?
Yes! You can get tax2 savings with premium deductions up to ₹1.5 lakh under Section 80C, and payouts are tax-exempt under Section 10(10D) of the Income Tax Act
Does the Tata AIA Fortune Guarantee plan offer fixed monthly income?
No, the Tata AIA Fortune Guarantee plan offers a lump sum benefit on maturity, subject to the policyholder’s survival until the end of the policy term. You can use this lump sum benefit to meet any major financial obligations or use it as per your needs.
What are the documents required for a claim settlement?
Please click here to know the list of documents needed for the claim intimation and settlement process.
How can I file a claim under this savings plan?
To file a claim with us, choose any of the below channels to reach out to us:
Email us at : customercare@tataaia.com
Call our helpline number - 1860-266-9966 (local charges apply)
Walk into any of the Tata AIA Life Insurance Company branch offices
Write directly to us at :
The Claims Department,
Tata AIA Life Insurance Company Limited
B- Wing, 9th Floor,
I-Think Techno Campus,
Behind TCS, Pokhran Road No.2,
Close to Eastern Express Highway,
Thane (West) 400 607.
IRDA Regn. No. 110
How will the claim be processed if the nominee is outside of India?
If your nominee wants to file a claim from outside of India, they will have to file the claim online by uploading the necessary attested copies of their documents online or sending them to us through email.
If they want to file the claim offline, then they can courier their documents to their representative in India, who can visit our office and submit the same.
Do I need to file the claim at the same Tata AIA Life Insurance office branch where the plan was purchased?
No, you can file the claim at any Tata AIA Life Insurance branch at your/the nominee’s convenience. Here is the list of our office branches. You can visit the one nearest to you and initiate the claim process.
Disclaimers
FOR EXISTING POLICY 
