Tata AIA Life Insurance Fortune Guarantee (UIN:110N120V08)

Non Linked, Non Participating, Individual Life Insurance Savings plan

True happiness lies in enjoying the rewards of your hard-earned savings at the right time – just when you and your family need it the most. Savings plans enable you to fulfill all the dreams and aspirations that you will nurture over the course of your life. With guaranteed returns, these life insurance plans help you accomplish your life goals, right from providing for your children’s education, to buying your very own dream home.

Tata AIA Life Insurance Fortune Guarantee is a savings plan that enables you to meet your milestones at every stage of life. By choosing this plan, you get to enjoy the benefits of life insurance coverage, coupled with an element of savings to meet your life goals.

Key
Benefits

Guaranteed returns

Guaranteed lump sum benefit on maturity

Insurance coverage

Life insurance coverage to secure the future of your loved ones

Benefits for women

Higher benefits for women policyholders

Add-on riders

Enhanced protection through optional riders

Highlights of Tata AIA Life Insurance Fortune Guarantee

Flexibility to plan your future goals with guaranteed returns

You can choose any of the additional riders to increase the protection offered

The plan gives you the freedom to pay premiums for limited periods

You can choose to pay your premiums annually, semi-annually, quarterly or monthly

You have the option to avail a loan against your policy

Tax benefits as per the applicable Income Tax laws

Add savings plan riders

Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Rider  (UIN: 110B028V03)

This rider protects your family by paying them a lump sum amount in case of an accidental death
The benefits are doubled in case of certain accidental deaths or dismemberments (details in the brochure)
Know more

Tata AIA Life Insurance Waiver of Premium Plus (WOPP) Rider (UIN: 110B029V02)

In case of death or total and permanent disability of the life insured, this rider allows all future premiums to be waived off
This benefit is valid if the death or disability occurs before the life insured attains 70 years of age or before the end of the premium payment term, whichever occurs earlier
Know more
Check eligibility Documents required

Age at issue

Minimum age at issue  18 years less Policy Term or 0 years (30days), whichever is higher
Maximum age at issue  80 years less Policy Term or 65 years   whichever is lower

Policy term

 Policy term   10 years to 40 years 

Premium payment term

 Available premium payment term options   5 years to 10 years 

Premium payment mode

 Premium payment frequency options 

 Annual
 Semi-annual 
 Quarterly
 Monthly 

Age at maturity

Maximum age at maturity 
75 years for a policy term of 10 years
76 years for a policy term of 11 years
77 years for a policy term of 12 years
78 years for a policy term of 13 years
79 years for a policy term of 14 years
80 years for a policy term of 15 to 40 years

Sum assured

 Basic sum assured 
 10 times the Annualised Premium
PAN card
Aadhaar card
Bank statement (for the previous 6 months)
Salary slip
Income tax receipt
Frequently Asked Questions
How long does the cover offered by the Fortune Guarantee plan last?

The duration for which the cover offered by the Tata AIA Life Insurance Fortune Guarantee plan is valid depends on the policy term. It varies as follows.

  • 75 years for a policy term of 10 years
  • 76 years for a policy term of 11 years
  • 77 years for a policy term of 12 years
  • 78 years for a policy term of 13 years
  • 79 years for a policy term of 14 years
  • 80 years for a policy term of 15 to 40 years
What is the premium payment frequency for this savings plan?

You can choose from the following premium payment frequencies.

  • Annual
  • Half-yearly
  • Quarterly
  • Monthly 
How can I raise a claim under this life insurance investment policy?

You can choose any of the following channels to reach out to us and raise a claim.

The Claims Department,
Tata AIA Life Insurance Company Limited
B- wing, 9th Floor,
I-Think Techno Campus,
Behind TCS, Pokhran Road No.2,
Close to Eastern Express Highway,
Thane(West) 400 607.
IRDA Regn No. 110

What documents would I require to buy this insurance policy?

You will have to submit the following mandatory documents to buy an insurance policy.

Proof of address:

The following documents are accepted as valid proof of your address.

  • Bank Statement (or passbook) with the latest entries for six months 
  • Aadhaar card
  • Passport
  • Voter's ID
  • Driving license
  • Electricity/telephone bill
  • Ration card

Proof of identity:

Some of the documents that are accepted as valid proof of your identity include:

  • PAN card
  • Aadhaar card
  • Passport
  • Driving license

Documents showing proof of income:

These documents, which are required only for a few plans, include:

  • Salary slips of the previous 3 months
  • Income tax returns/Employer certificate
  • Bank statement of the previous 6 months
  • Latest Form 16
What are riders? Which rider can I purchase with the Fortune Guarantee plan?

Riders are additional provisions that you can add on to your basic insurance policy, in order to enhance the protection and the benefits you receive.

With the Tata AIA Life Insurance Fortune Maxima plan, you can purchase the following riders if you choose the limited premium payment option.

Need more information?
Let us help you

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