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Your dedication deserves more than just appreciation
As a proud member of the Tata family, you now have access to special benefits from Tata AIA Life Insurance—crafted exclusively for Tata Group employees. This is your opportunity to secure your family's future, safeguard your health, and plan your financial goals—all with special offers.
We combine Tata Group’s unrivalled brand strength and leadership position in India, and AIA’s expertise and presence in 18 markets across the Asia-Pacific region. As pre-eminent protection providers, we offer customized solutions that enable consumers to protect the smiles of their loved ones.
Buying a policy from Tata AIA was a great experience for me. As I was getting an insurance policy for the first time, Drashti helped me a lot. I had no knowledge of the policy, but Drashti patiently explained every detail to me.
I wanted to express my sincere appreciation to Ravi Sharma for the outstanding service provided during the purchase of my new life insurance policy. Their professionalism and dedication were evident throughout the process. Their personalized approach tailored the policy to my needs and budget, ensuring I made an informed decision for my family's future.
Most of the time sales employees meet you at the time of sale but never come back once the sale is done. But the Tata AIA Officer Vinay is one person who not only keeps me updated on the premium due dates, but also calls me on my birthday and anniversary. He also informs me on the new products and services launched by Tata AIA from time to time.
What are the different kinds of insurance plans?
The most common types of life insurance plans are:
How to buy a life insurance plan online?
Purchasing life insurance online is a simple and less time-consuming process. The steps are as follows:
1. Click on Calculate Premium to know the premium amount for any of the plans mentioned above.
2. Compare the features and benefits to choose a suitable policy based on your financial needs.
3. Upon choosing a life insurance policy, provide the necessary details and upload the required documents.
4. Choose the add-on rider16 options if required.
5. The applicable premium will be displayed on the screen upon providing all the required details.
6. If you are satisfied with the premium, pay the premium online using any of the applicable online payment methods.
7. If unsatisfied, you can revise your inputs such as for the sum assured, policy tenure, etc., to determine the most affordable premium.
Can I get a term insurance tax benefit?
Yes! When you purchase a life insurance plan, you will get income tax5 benefits as per applicable income tax laws.
How much life insurance coverage does one need?
The life insurance coverage required will be based on individual financial status, expenses, future financial commitments, and other liabilities. It can be determined based on the following calculations:
Human Life Value - The life insurance coverage using the human life value method can be determined based on your income, loans and liabilities, expenses, and future financial commitments, considering the inflation rate. You can utilise our Tata AIA Life Insurance Human Life Value Calculator to determine this human life value.
Expenses - The sum assured based on expenses can be determined by considering your routine utility bills, loans and liabilities, and future financial goals.
General Thumb Rule - You can also calculate the required life insurance coverage based on the general thumb rule. The general thumb for calculating the life insurance coverage is 10 times your current annual income.
What are riders, and how do they help your insurance policy?
Riders are add-on covers that help you enhance the life insurance coverage for the policy tenure. It provides additional financial support in specific scenarios to help you reduce your liabilities. For instance, the rider16 for the critical illness benefit can provide financial support to pay for your medical and hospitalisation expenses if you are diagnosed with a critical illness during the policy period.
Can I make premium payments online?
Premium payments can be made online by logging into your account and choosing any online payment method such as net banking, debit card, credit card etc.
How does comparing premiums online help?
By comparing premiums online, you can determine the right and best-suited life insurance policy with the features and benefits to provide the required sum assured at an affordable premium.
What documents are required to register a claim online?
The documents required to register a claim online will depend on the type of claim. Some of the documents that may be required during death claim are:
Claimant’s statement
Proof of identity
Proof of residence
Death certificate
Cancelled cheque.
Physician’s Statement and Medical Records
Copy of First Information Report (FIR) in case of an accident
Copy of post-mortem report
The claim for the rider and other benefits will depend on the type of claim registered. Click here to learn more about these documents.
How can I file a claim online?
You can file a claim online using the following simple steps.
Visit our Tata AIA Life Insurance official web page.
Navigate to the ‘Where Do I?’ tab.
From the drop-down menu, choose the ‘Claim Intimations’ option.
Provide the necessary details and upload the required documents to file a claim online.
Is there any discount for Tata Group Employees?
A Tata Group Employee Discount* up to 20% is applicable on the premium for the first year for life insurance policies exclusively for Tata Group employees.
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