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Key
Benefits
Discount on premium on opting for higher sum assured
Highlights of Tata AIA Life Insurance iRaksha TROP
Coverage for policy term of up to 40 years, or till age 100
Lower premium rates for women policyholders and standard premium rates for non-smokers
When you opt for higher sum assured, you get discounts that make the plan more affordable
Minimum age at entry | 18 – 65 years ( for Single Pay, Regular Pay and Limited Pay 5, Limited Pay 10) |
Available premium payment term options (for policy term of 10 - 40 years) |
Limited Pay – 5 years Single Pay Regular Pay |
Available premium payment term options (for policy term of 15 - 40 years) |
Limited Pay – 10 years |
Premium payment frequency options |
Annual Semi-annual Quarterly Monthly Single (for Single Pay) |
Maximum age at maturity | 100 |
Minimum sum assured (in multiples of Rs. 1,00,000) | Rs. 50,00,000 |
Maximum sum assured (in multiples of Rs. 1,00,000) | No Limit, subject to Board approved underwriting policy |
A protection plan helps you secure the future of your loved ones, and shields your family from uncertainties in life. It is important to safeguard your family from life’s uncertainties, such as loss of income, untimely demise of a loved one, or critical illnesses. Protection plans facilitate the Rakshakaran of your family, so that you and your loved ones can live life to the fullest.
Since the premiums are lower when you start early, it is a good idea to purchase a protection plan when you are young and . Another benefit is that you may not have to undergo medical tests if you purchase a term insurance at a young age
You can choose from the following premium payment frequencies
To buy an insurance policy, you need to submit the following mandatory documents.
Proof of address:
The following documents are accepted as valid proof of your address.
Proof of identity:
Some of the documents that are accepted as valid proof of your identity include:
Documents showing proof of income:
These documents, which are required only for a few plans, include:
The Tata AIA Life Insurance iRaksha TROP plan offers you the dual benefits of financial protection through life cover, and the return of premiums paid, provided the policyholder survives until the maturity of the policy. Additionally, by purchasing this plan, you also get tax benefits as per the applicable tax laws.
By submitting your details, you are giving your consent to receive SMS/Call by Tata AIA Life Insurance Company Limited or its representative, with reference to this solicited inquiry even though you may be registered on the DND list. L&C/Advt/2019/Jan/075