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A Term insurance plan with a unique reward-based wellness program to help you stay healthy.

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Tata AIA SRS Vitality Protect

When it comes to improving your mental and physical health and well-being while also safeguarding your family’s future, the Tata AIA SRS Vitality Protect is an exclusive and comprehensive solution with wellness benefits for yourself and your loved ones.

Image Of SRS Vitality Protect

Benefits / Advantages of Tata AIA SRS Vitality Protect

  • Eligibilty Criteria Icon
    Life Insurance Cover

    This solution offers life insurance coverage for the future financial security of your loved ones in case of your demise or terminal illness.

  • Image Of Critical Illness Cover
    Get Benefit of Wellness Program (Tata AIA Vitality)

    The inbuilt Wellness Program## under the Tata AIA SRS Vitality Protect can help you earn rewards as per your wellness status (tracked on Vitality App).

  • Guaranteed Premium Discount in the 1st Year

    The inbuilt Wellness Program rewards you with a guaranteed discount* of 5% on your first year’s premium paid towards your policy.

  • Earn Yearly Rewards

    Get Renewal Premium Discount* up to 15% as per Tata AIA Vitality wellness status.

  • Cover Boosters*

    After the premium paying term, the sum assured can be increased up to 15% as per your wellness status.

  • Free Health Check-up

    Avail a free health check-up annually on your life insurance solution with the inbuilt Tata AIA Vitality Program.


Eligibility Criteria
 

Plan option

Life

Life Plus

Minimum Entry Age

18

18

Maximum Entry Age

65

65

Maximum Age at maturity

100

100

Premium payment term

Single Pay

Limited Pay: 5 to 81

Regular Pay

Single Pay

Limited Pay: 5, 10, 12

Regular Pay

Minimum Policy Term

10

10

Maximum Policy term

82

Single Pay: 40

Limited Pay: 50

Regular Pay: 40

Minimum Sum Assured (Rs.)

50 Lakhs

50 Lakhs

Maximum Sum Assured (Rs.)

2 Crore

2 Crore


Age as per last birthday


Why Choose Tata AIA Vitality?##


As a holistic wellness-based program, Tata AIA Vitality can help you target and meet your health and fitness goals to achieve overall physical and mental wellness. With different health and wellness activities and assessments, you can be rewarded with premium discounts and other benefits as you move towards boosting the quality of your lifestyle!

Click Here to know more about how the program works / how can you earn points and rewards.

Click Here to download and register on Tata AIA Vitality App now

Documents Required

PAN card

Aadhar Card

Bank statement

(for the previous 6 months)

Salary Slip

Income Tax Reciept

Frequently Asked Questions

General Policy Coverage Claim

What is a life insurance solution?

A life insurance solution is a combination of two or more life insurance products that offer comprehensive coverage to you and your family. A life insurance solution is different from a simple life insurance policy as the features of both products combined offer multiple benefits on your policy premiums, life cover, and so on.

Do I need a life insurance solution?

A life insurance solution has extensive coverage that can protect your family against life’s uncertainties and also enables you to secure your health and well-being under the same policy. You can also add optional riders to your life insurance solution as per your needs for increased protection against accidental death, illnesses, and more.

Are riders added to a policy free of cost?

No, if you want to add one or more riders to your life insurance policy, you will have to choose them at the time of the policy inception. Each rider will cost an additional but nominal premium; hence, it is important to choose only the riders you need for your policy.

What are the two plan options under the Tata AIA SRS Vitality Protect?

The Tata AIA SRS Vitality Protect offers two plan options, namely, the term variant, which is the Life Option, and the term with a return of premium variant or the Life Plus Option.

What is the minimum sum assured I can select for this term insurance solution?

You can choose a minimum sum assured of ₹50 lakhs for your term insurance solution under the Life Option or the Life Plus Option, as applicable.

Which are the riders# available under this policy?

You can choose from the following riders to cover your family against Accidental Death, Accidental Disability and Critical Illness:

  • Tata AIA Vitality Protect - A Non-Linked, Non- Participating Individual Health rider (UIN:110B046V01)
  • Tata AIA Vitality Health - A Non-Linked, Non- Participating Individual Health rider (UIN:110B045V01)
  • Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (UIN: 110B033V02)

Does the Tata AIA SRS Vitality Protect offer whole life coverage?

Yes, a whole life coverage option is available under the Tata AIA SRS Vitality Protect until 100 years of age.

What is the premium paying term for the term and return of premium variants under Tata AIA SRS Vitality Protect?

The premium paying terms under the term and term plan with return of premium variants of the Tata AIA SRS Vitality Protect is 5 years, 10 years, 12 years, Single Pay, and Regular Pay.

Will I be able to receive discounts on my premiums with this term insurance solution?

Yes, since the Tata AIA SRS Vitality Protect has the inbuilt Wellness Program, a 5% guaranteed discount will be available on your 1st year’s premiums. After that, at the time of policy anniversary you can avail of other benefits on your premiums and coverage, depending on your wellness status (tracked on Vitality App).

Do I need to pay additional premiums for the Wellness Program to be active?

No additional premiums need to be paid for the inbuilt Wellness Program. When you start receiving coverage under your term insurance solution, you can keep up with your health and fitness goals through the Wellness Program and earn wellness points which will help boost your wellness status and reward you with benefits.

How many claims can I file under the Tata AIA SRS Vitality Protect solution?

One claim can be filed by your nominee under the Tata AIA SRS Vitality Protect solution for the death benefit, which includes the policy sum assured as well as the Term Booster benefit. In case of the diagnosis of a terminal illness, you can submit the required medical reports and documents for the Term Booster benefit payout.

Where do I file a claim with Tata AIA Life Insurance?

Please reach out through any of the given channels to file a claim with us:

To file a claim with us, choose any of the below channels to reach out to us: Email us at: customercare@tataaia.com

  • Call our helpline number - 1860-266-9966 (local charges apply)
  • Walk into any of the Tata AIA Life Insurance Company branch offices
  • Write directly to us at:

The Claims Department,

Tata AIA Life Insurance Company Limited

B- Wing, 9th Floor,

I-Think Techno Campus,

Behind TCS, Pokhran Road No.2,

Close to Eastern Express Highway,

Thane (West) 400 607.

IRDA Regn. No. 110

Should I file the claim at the same branch from where I purchased my policy?

Yes, you can either file the claim at the same branch where your policy was purchased, or you can take a look at the list of Tata AIA Life Insurance branches and visit the one nearest to you.

Disclaimers

  • Tata AIA SRS Vitality Protect is a term solution which includes Tata AIA Life Insurance Sampoorna Raksha Supreme, a non-linked, non-participating, individual life insurance plan (UIN: 110N160V03) and Tata AIA Vitality Protect, a non-linked, non-participating, individual health rider (UIN: 110B046V01). Tata AIA Life Insurance Sampoorna Raksha Supreme is also available individually for sale.
  • #Riders are available at an additional cost. For more details on benefits, premiums and exclusions under the Rider, please read rider brochure or contact Tata AIA Life's Insurance Advisor/Intermediary/branch.
  • ##Vitality is a trademark licensed to Tata AIA Life by Amplify Health Assets PTE. Limited, a joint venture between Vitality Group International, INC. and AIA Company Limited. The assessment under the wellness program shall not be considered as a medical advice or a substitute to a consultation/treatment by a professional medical practitioner.
  • *Tata AIA Vitality - A Wellness Program that offers you an upfront discount at policy inception. You can also earn premium discount / cover booster (as applicable) for subsequent years on policy anniversary basis your Vitality Status (tracked on Vitality app). Please refer rider brochures for additional details on health and wellness benefits.
  • This plan offers pure risk premium option under Life Option and return of premium benefit under Life Plus Option along with other benefits. Please refer sales brochure for complete details.
  • This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan, and it will be subject to Company’s underwriting and acceptance.
  • Insurance cover is available under this product. For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.
  • In case of sub-standard lives, extra premiums will be charged as per our underwriting guidelines.
  • Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.
  • L&C/Advt/2022/Oct/2554

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