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When it comes to improving your mental and physical health and well-being while also safeguarding your family’s future, the Tata AIA SRS Vitality Protect is an exclusive and comprehensive solution with wellness benefits for yourself and your loved ones.
This solution offers life insurance coverage for the future financial security of your loved ones in case of your demise or terminal illness.
The inbuilt Wellness Program## under the Tata AIA SRS Vitality Protect can help you earn rewards as per your wellness status (tracked on Vitality App).
The inbuilt Wellness Program rewards you with a guaranteed discount* of 5% on your first year’s premium paid towards your policy.
Get Renewal Premium Discount* up to 15% as per Tata AIA Vitality wellness status.
After the premium paying term, the sum assured can be increased up to 15% as per your wellness status.
Avail a free health check-up annually on your life insurance solution with the inbuilt Tata AIA Vitality Program.
Plan option |
Life |
Life Plus |
Minimum Entry Age |
18 |
18 |
Maximum Entry Age |
65 |
65 |
Maximum Age at maturity |
100 |
100 |
Premium payment term |
Single Pay Limited Pay: 5 to 81 Regular Pay |
Single Pay Limited Pay: 5, 10, 12 Regular Pay |
Minimum Policy Term |
10 |
10 |
Maximum Policy term |
82 |
Single Pay: 40 Limited Pay: 50 Regular Pay: 40 |
Minimum Sum Assured (Rs.) |
50 Lakhs |
50 Lakhs |
Maximum Sum Assured (Rs.) |
2 Crore |
2 Crore |
Age as per last birthday
As a holistic wellness-based program, Tata AIA Vitality can help you target and meet your health and fitness goals to achieve overall physical and mental wellness. With different health and wellness activities and assessments, you can be rewarded with premium discounts and other benefits as you move towards boosting the quality of your lifestyle!
Click Here to know more about how the program works / how can you earn points and rewards.
Click Here to download and register on Tata AIA Vitality App now
(for the previous 6 months)
What is a life insurance solution?
A life insurance solution is a combination of two or more life insurance products that offer comprehensive coverage to you and your family. A life insurance solution is different from a simple life insurance policy as the features of both products combined offer multiple benefits on your policy premiums, life cover, and so on.
Do I need a life insurance solution?
A life insurance solution has extensive coverage that can protect your family against life’s uncertainties and also enables you to secure your health and well-being under the same policy. You can also add optional riders to your life insurance solution as per your needs for increased protection against accidental death, illnesses, and more.
Are riders added to a policy free of cost?
No, if you want to add one or more riders to your life insurance policy, you will have to choose them at the time of the policy inception. Each rider will cost an additional but nominal premium; hence, it is important to choose only the riders you need for your policy.
What are the two plan options under the Tata AIA SRS Vitality Protect?
The Tata AIA SRS Vitality Protect offers two plan options, namely, the term variant, which is the Life Option, and the term with a return of premium variant or the Life Plus Option.
What is the minimum sum assured I can select for this term insurance solution?
You can choose a minimum sum assured of ₹50 lakhs for your term insurance solution under the Life Option or the Life Plus Option, as applicable.
Which are the riders# available under this policy?
You can choose from the following riders to cover your family against Accidental Death, Accidental Disability and Critical Illness:
Does the Tata AIA SRS Vitality Protect offer whole life coverage?
Yes, a whole life coverage option is available under the Tata AIA SRS Vitality Protect until 100 years of age.
What is the premium paying term for the term and return of premium variants under Tata AIA SRS Vitality Protect?
The premium paying terms under the term and term plan with return of premium variants of the Tata AIA SRS Vitality Protect is 5 years, 10 years, 12 years, Single Pay, and Regular Pay.
Will I be able to receive discounts on my premiums with this term insurance solution?
Yes, since the Tata AIA SRS Vitality Protect has the inbuilt Wellness Program, a 5% guaranteed discount will be available on your 1st year’s premiums. After that, at the time of policy anniversary you can avail of other benefits on your premiums and coverage, depending on your wellness status (tracked on Vitality App).
Do I need to pay additional premiums for the Wellness Program to be active?
No additional premiums need to be paid for the inbuilt Wellness Program. When you start receiving coverage under your term insurance solution, you can keep up with your health and fitness goals through the Wellness Program and earn wellness points which will help boost your wellness status and reward you with benefits.
How many claims can I file under the Tata AIA SRS Vitality Protect solution?
One claim can be filed by your nominee under the Tata AIA SRS Vitality Protect solution for the death benefit, which includes the policy sum assured as well as the Term Booster benefit. In case of the diagnosis of a terminal illness, you can submit the required medical reports and documents for the Term Booster benefit payout.
Where do I file a claim with Tata AIA Life Insurance?
Please reach out through any of the given channels to file a claim with us:
To file a claim with us, choose any of the below channels to reach out to us: Email us at: customercare@tataaia.com
The Claims Department,
Tata AIA Life Insurance Company Limited
B- Wing, 9th Floor,
I-Think Techno Campus,
Behind TCS, Pokhran Road No.2,
Close to Eastern Express Highway,
Thane (West) 400 607.
IRDA Regn. No. 110
Should I file the claim at the same branch from where I purchased my policy?
Yes, you can either file the claim at the same branch where your policy was purchased, or you can take a look at the list of Tata AIA Life Insurance branches and visit the one nearest to you.
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