Tata AIA Life Insurance
Sampoorna Raksha 

Non-Linked Non-Participating, Individual Life Insurance Pure Risk Premium Product

The greatest gift you can give your family in addition to love is protection. We all want to ensure that our loved ones never fall short in terms of financial resources to live the life of their dreams. While we cannot foresee our future, we can plan ahead to ensure that the dreams of our loved ones are never compromised.

Tata AIA Life Insurance Sampoorna Raksha is a pure term insurance plan that provides financial protection to your family. By choosing this plan, you can provide a strong foundation of financial security to your loved ones, and live life to the fullest.

Key
Benefits

Coverage

Option for protection up to the age of 100

Discount on premiums

Discount on premium rates for higher sum assured

Premium payment term

Multiple Premium payment term options

Benefits for women and non-smokers

Differential premium rates for women policyholders and for non-smokers

Highlights of Tata AIA Life Insurance Sampoorna Raksha

Coverage up to age 85 or till age 100
Lower premium rates for women policyholders and standard premium rates for non-smokers
When you opt for higher protection, you get discounts that make the plan more affordable

Add Savings Plan Riders

Tata AIA Life Insurance Accidental Death and Dismemberment (Long scale) (ADDL) Rider 

This rider protects your family by paying them a lump sum amount in case of an accidental death
The benefits are doubled in case of certain accidental deaths or dismemberments (details in the brochure)
Know More

Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider 

You can choose one or more benefit options (risk covers), including death, accidental death / disability, critical illness and terminal illness
Flexibility to receive benefit as combination of lump-sum and income for fixed period, income till survival of partner, or as waiver of future premiums
Know More

Tata AIA Life Insurance Non-Linked Comprehensive Health Rider 

You can choose one or more benefit options (risk covers), from a list of 5 available options, including disability, hospitalization, and illness
The rider provides coverage against both major illnesses, and minor injuries or illnesses, while allowing multiple claim payouts
Know More
Check eligibility Documents required

Age at issue

 Minimum age at entry   18 years
 Maximum age at entry   70 years for Regular Pay
 70 years for Limited Pay 5
 65 years for Limited Pay 10/12 
 50 years for Pay till age 60

Premium payment term

 Available premium   payment term options  Limited Pay – 5 / 10 / 12 / Pay till age 60   years
 Regular Pay (subject to maximum   premium payment term of 50 years)

Premium payment mode

 Premium payment frequency options 

 Annual
 Semi-annual 
 Quarterly
 Monthly 

Age at maturity

Maximum age at maturity 
 85 years last birthday
 Whole Life cover: 100 years last   birthday 

Sum assured

 Minimum sum assured   Rs. 3,00,00,000
PAN card
Aadhaar card
Bank statement (for the previous 6 months)
Salary slip
Income tax receipt

Frequently Asked Questions

What are term insurance?

A protection plan helps you secure the future of your loved ones, and shields your family from uncertainties in life. It is important to safeguard your family from life’s uncertainties, such as loss of income, untimely demise of a loved one, or critical illnesses. Term insurance facilitate the Rakshakaran of your family, so that you and your loved ones can live life to the fullest.

When should I purchase a term insurance?

Since the premiums are lower when you start early, it is a good idea to purchase a protection plan when you are young and . Another benefit is that you may not have to undergo medical tests if you purchase a term insurance at a young age.

What is the premium payment frequency for term insurance?

You can choose from the following  premium payment frequencies

  • Annual
  • Half-yearly
  • Quarterly
  • Monthly
What documents would I require to buy an insurance policy?

To buy an insurance policy, you need to submit the following mandatory documents.

Proof of address:

The following documents are accepted as valid proof of your address.

  • Bank Statement (or passbook) with the latest entries for six months 
  • Aadhaar card
  • Passport
  • Voter's ID
  • Driving license
  • Electricity/telephone bill
  • Ration card

Proof of identity:

Some of the documents that are accepted as valid proof of your identity include:

  • PAN card
  • Aadhaar card
  • Passport
  • Driving license

Documents showing proof of income:

These documents, which are required only for a few plans, include:

  • Salary slips of the previous 3 months
  • Income tax returns/Employer certificate
  • Bank statement of the previous 6 months
  • Latest Form 16
What are Riders? Which rider can I purchase with the Sampoorna Raksha plan?

Riders are additional provisions that you can add on to your basic insurance policy, in order to enhance the protection and the benefits you receive.

With the Tata AIA Life Insurance Sampoorna Raksha(UIN: 110N129V05) plan, you can purchase the Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Rider  (UIN: 110B028V03), Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (UIN: 110B033V02), and  Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (UIN: 110B031V02).

Need help to choose the right plan?

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