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Tata AIA Multicap Momentum Quality Index Fund

The primary investment objective of the Fund is to generate capital appreciation in the long term by investing in a portfolio of stocks that are aligned to the Multicap Momentum Quality Index. The objective of the fund is to invest in companies with similar weights as in the index and generate returns as closely as possible.

Tata AIA Multicap Momentum Quality Index Details
Benchmark	Nifty 500 Multicap Momentum Quality 50 Index
Fund Management Charges	1.35% per annum
Risk Profile	High
Asset Allocation	Equity and equity-related financial instruments - 80 - 100% Cash/ Money Market Instruments, Bank Deposits, and Mutual Funds - 0 - 20%

Why Invest in Tata AIA Multicap Momentum Quality Index Fund

Maximize Your Investment Potential: Unlock the Power of Multi-Cap, Momentum, and Quality Investment Strategies in One Package.

Beat Inflation with Smart Equity Investments: Potential for generating inflation-beating returns through long-term equity investments. .

Diversify with Multi-Cap Stocks: Diversify your investment portfolio with multi-cap stock selection.

Leverage Momentum & Quality: Combine the advantages of both momentum and quality strategies in your investment plan.

Extra Protection, Extra Peace of Mind: Getting additional protection through comprehensive health benefits of Tata AIA Pro-Fit plan and higher life coverage of Tata AIA Param Raksha series.

Tax Benefits: Get tax^$ deductions under Section 80C and tax-free maturity benefits under Section 10(10D) with Tata AIA ULIPs.

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Boost you portfolio with ‘Power of Compounding

Did you know?

Rs. 10,000/month invested since 2015 would be Rs. 46,57,742 today (in 2024) at 23% returns.

This is the power of compounding. It is the process where your investments grow exponentially over time because returns are reinvested to generate additional returns. This creates a snowball effect, enabling your wealth to grow faster over a long period.

How it helps in wealth creation?

Exponential growth
Time amplifies impact
Reinvestment advantage
Reduces wealth building effort

Want to know how much wealth you can create? Use our compound interest calculator

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Tata AIA Funds Have Delivered Benchmark Beating Performance

	Last 5 Years Returns*		Since Inception Returns**
Tata AIA Funds	Fund Return (%)*	Benchmark Return (%)*	Fund Return (%)*	Benchmark Return (%)*
Multi Cap Fund	28.22%	17.12%	22.41%	13.72%
Top 200 Fund	28.52%	17.12%	19.74%	15.73%
India Consumption Fund	26.95%	17.12%	21.61%	13.72%

*Data as on November 30th 2024. Past performance is not indicative of future performance.
Fund Benchmark: Multi Cap Fund – S&P BSE 200; India Consumption Fund - S&P BSE 200; Top 200 Fund - S&P BSE 200. • SFIN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund - ULIF 027 12/01/09 ITT 110; India Consumption Fund - ULIF 06115/07/14 ICF 110.
**Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015.

Tata AIA has delivered benchmark beating performance across funds

Updated as on

Why Choose Tata AIA for your Investment?

Tata AIA Term Insurance Plans: Benefits of Purchase

Experienced

Fund Managers
1 Lakh Crore+

Assets Under Management⁴
All funds rated 4 or 5^* by
Morningstar^{^}
500+ Branches

Presence across major cities in India
77 Lakh+

Families protected so far¹
Rs 4,00,000 Crore

Retail Sum Assured²

Ensure Long-term Investment Security

The Tata AIA Multicap Momentum Quality Index Fund is offered with different product options, including our ULIPs and protection-based health solutions. This way you can combine wellness, life cover and financial security for all-round protection.

Tata AIA Param Raksha Life Maxima +

Tata AIA Param Raksha Life Pro +

Tata AIA Param Raksha Life Growth +

Tata AIA Param Raksha Life Advantage +

Tata AIA Param Raksha Life Pro

Tata AIA Smart Fortune Plus

Tata AIA Pro-Fit

NFO is available under all other ULIPs as well.

Who Should opt For the Tata AIA Multicap Momentum Quality Index Fund?

Individuals who prefer seeking a comprehensive solution with life cover and the opportunity to invest for long-term can opt for the Tata AIA Multicap Momentum Quality Index Fund. However, it can be particularly optimal for high-risk profile investors.

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Frequently Asked Questions

What is the investment objective of the Upcoming NFO: Tata AIA Multicap Momentum Quality Index Fund?

The investment objective of the fund is to capitalise on long-term wealth creation by investing in a diversified portfolio of stocks indexed to the Multicap Momentum Quality Index Fund.
How does Multicap Momentum Quality Index Fund invest work?
The Tata AIA Multicap Momentum Quality Index Fund invests in a diversified mix of large-cap, mid-cap, and small-cap stocks using a momentum and quality-based strategy.
- Momentum Strategy: It selects stocks showing strong price growth, indicating high market potential.
- Quality Focus: Only companies with solid financials and consistent performance are chosen.
- Diversification: By investing across different market caps, the fund spreads risk and targets growth from both established and emerging companies.
- Rule-Based Approach: The fund follows a disciplined, transparent, and periodic rebalancing process to maintain alignment with its strategy.
What is the proportion of investment between equity and debt components?

The fund’s composition is 80-100% equity and equity-related financial instruments and 0-20% cash or money market instruments, bank deposits, and mutual funds.
How can I track the performance of my investment?

You can track the performance of your investment through your Tata AIA account. We provide regular updates on your fund’s performance.

Disclaimer
- The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
- Tata AIA Pro-Fit comprises of Tata AIA Health Pro, Non-Participating, Unit Linked, Individual Health Insurance Plan (UIN: 110L180V01), Tata AIA Health Secure, Non-Participating, Unit-Linked Individual Health Rider (UIN: 110A050V01) & Tata AIA VitaHealth, Non- Participating, Non-Linked, Individual Health Insurance Plan (UIN: 110N181V01). Tata AIA Health Pro is also available individually for sale
- Tata AIA Param Raksha Life Maxima + solution comprises of Tata AIA Smart Sampoorna Raksha Supreme, Non-participating, Unit-Linked, Individual Life Insurance
  savings Plan (UIN: 110L179V02) and Tata AIA Vitality Protect Advance, Individual, Non-Linked Non- Participating Health Insurance Plan (UIN: 110N178V01).
- Tata AIA Param Raksha Life Pro + solution comprises of Tata AIA Smart Sampoorna Raksha Supreme, Non-participating, Unit-Linked, Individual Life Insurance savings Plan (UIN: 110L179V02) and Tata AIA Vitality Protect Advance, Individual, Non-Linked Non-Participating Health Insurance Plan (UIN: 110V178V01).
- Tata AIA Param Raksha Life Growth + comprises of Tata AIA Smart Sampoorna Raksha Supreme, Non-participating, Unit-Linked, Individual Life Insurance savings Plan (UIN: 110L179V02) and Tata AIA Vitality Protect Advance, Individual, Non-Linked Non-Participating Health Insurance Plan (UIN: 110N178V01).
- Tata AIA Param Raksha Life Advantage + comprises of Tata AIA Smart Sampoorna Raksha Supreme, Non-participating, Unit-Linked, Individual Life Insurance savings Plan (UIN: 110L179V02) and Tata AIA Vitality Protect Advance, Individual, Non-Linked Non-Participating Health Insurance Plan (UIN: 110V178V01).
- Tata AIA Param Raksha Life Pro comprises of Tata AIA Smart Sampoorna Raksha Supreme, A Unit-linked, Non-participating, Individual Life Insurance Plan for Savings and Protection (UIN: 110L179V02) and Tata AIA Vitality Protect Advance, Individual, Non-Linked Non-Participating Health Insurance Plan (UIN: 110V178V01).
- Tata AIA Param Raksha Life Maxima +, Tata AIA Param Raksha Life Pro +, Tata AIA Param Raksha Life Growth +, Tata AIA Param Raksha Life Advantage +, Tata AIA Param Raksha Life Pro are designed for combination of Benefits of two individual and separate products named (1) Tata AIA Life Insurance Smart Sampoorna Raksha Supreme , Non-participating, Unit-Linked, Individual Life Insurance savings Plan (UIN: 110L179V02) and Tata AIA Vitality Protect Advance, Individual, Non-Linked Non-Participating Health Insurance Plan (UIN: 110V178V01). These products are also available for sale individually without the combination offered /suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before concluding sale.
- Tata AIA Smart Fortune Plus - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L177V01)
- Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Smart Sampoorna Raksha Supreme, Tata AIA Health Pro are only the names of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns
- Multicap Momentum Quality Index Fund is part of a various funds which a policyholder can choose from. For further details on funds refer the sales brochure. SFIN: (ULIF 078 31/12/24 MQI 110)
- Tata AIA Health Pro, Tata AIA VitaHealth, Tata AIA Smart Sampoorna Raksha Supreme, and Tata AIA Vitality Protect Advance plans are also available individually for sale.
- ¹77,26,727 families protected till 31^st March 2023
- ²Retail Sum Assured for FY2023 is Rs 4,43,479 Crores
- ⁴As on 3^rd April 2024, the company has a total Assets Under Management (AUM) of Rs. 100,099.11 Crores
- ^*All funds open for new business which have completed 5 years since inception are rated 4 star or 5 star by Morningstar as of August 2024
- ^{^}© 2024 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from data published on various dates and procured from various sources and (5) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.
- ^$Tax benefits of up to ₹46,800 u/s 80C is calculated at highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium paid of ₹1,50,000. Tax benefits under the policy are subject to conditions laid under Section 80C, 80D,10(10D), 115BAC and other applicable provisions of the Income Tax Act,1961. Good and Service tax and Cess, if any will be charged extra as per prevailing rates. The Tax-Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.
- Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility for tax implications mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you. Buying a life Insurance policy/rider is a long-term commitment. Early termination of the policy/benefit option under a rider usually involves high costs, and the surrender value payable may be less than all the premiums paid
- ³5-year computed NAV for Multi Cap Fund as of Nov’24. Other funds are also available. Benchmark of this fund is S&P BSE 200. Multi Cap Fund past fund performance:
- Unit Linked Life Insurance products are different from traditional insurance products and are subject to risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The underlying Fund’s NAV will be affected by interest rates and the performance of the underlying stocks. The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the Company"). The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds. Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any). All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market. Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the insurance company.
- Goods and Services Tax and cesses, if any will be charged extra by redemption of units, as per applicable rates. Tax laws are subject to amendments from time to time. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
- Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the Surrender Value payable may be less than all the Premiums Paid. Insurance cover is available under the product. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale. The products are underwritten by Tata AIA Life Insurance Company Limited. The plans are not guaranteed issuance plans and it will be subject to Company's underwriting and acceptance. Whilst every care has been taken in the preparation of this content, it is subject to correction and markets may not perform in a similar fashion based on factors influencing the capital and debt markets; hence this advertisement does not individually confer any legal rights or duties. This is not an investment advice, please make your own independent decision after consulting your financial or other professional advisor.
- Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.
- Insurance cover is available under the product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
- The products are underwritten by Tata AIA Life Insurance Company Limited.
- The plans are not guaranteed issuance plans and it will be subject to Company's underwriting and acceptance.
- L&C/Advt/2025/Jan/0001