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The Tata AIA Life Sector Leaders Index Pension Fund is intended for investors who wish to accelerate their retirement goals by investing in India's most influential companies across industries. The fund tracks the BSE India Sector Leaders benchmark Index, which selects up to three leading businesses from each major sector within the BSE 500 universe.
By replicating this index, the fund provides a wide-ranging, diversified portfolio of industry leaders, enabling you to take advantage of the market leaders' growth potential and laying a solid foundation for your retirement savings.
The primary investment objective of the Fund is to generate capital appreciation in the long term by investing in a portfolio of stocks that are aligned to Sector Leaders Index, customised as per IRDAI regulatory requirements.
The objective of the fund is to invest in companies with similar weights as in the index and generate returns as closely as possible, subject to tracking error. The fund will invest 80%-100% in Equity and Equity related instruments and 0%-20% in Cash and Money Market Securities.
Get the benefit from equity exposure to top-performing Indian companies while planning your financial freedom post-retirement.
The BSE India Sector Leaders Index benchmark fund has delivered an impressive 21.35% returns1 over the last 5 years showcasing its potential to steadily grow your retirement corpus.
Our funds have been rated 4 or 5 stars2 by Morningstar3, reflecting their strong performance and reliability over the years.
Secure your family’s financial future with life cover while growing your retirement corpus through market-linked returns.
Get exposure to sector leaders across various industries, spreading risk and tapping into multiple growth stories helping you secure your golden years.
Get a steady source of income post-retirement and save tax8 up to ₹46,8004
In this policy, the investment risk in investment portfolio is borne by the policy holder
Non-Participating, Unit Linked, Individual Life Insurance Pension Plan (UIN: 110L182V05)
Tata AIA Sector Leaders Index Pension Fund
Benchmark |
BSE India Sector Leaders Customised Index - 100% |
Fund Management Charges |
1.35% per annum |
Risk Profile |
High |
Asset Allocation |
Equity & Equity related instruments - 80%-100% Cash / Money Market Instruments, Bank Deposits and Mutual Funds –0 – 20% |
Fund Manager |
Nimesh Mistry Total experience of 21+ years. Managing this fund since September 2025. |
Amounts are calculated for 20 years investment at 10% annual rate of return.
Tata AIA Funds |
AUM (In Crores) |
Inception Date |
Returns Since Launch5 |
Benchmark Returns |
Rising India Fund |
₹660.55 |
31-Mar-24 |
13.26% |
9.69% |
Small Cap Discovery Fund |
₹1,464.63 |
24-Jul-23 |
36.10% |
24.31% |
Flexi Growth Fund |
₹894.35 |
31-Dec-23 |
19.02% |
10.98% |
5Data as of July 31, 2025. Past performance is not indicative of future performance. Fund Benchmark: Rising India Fund - NSE Nifty 500; Flexi Growth Fund - NIFTY 500 Index; Small Cap Discovery Fund - NIFTY Small cap 100 - 100% | Rising India Fund - SFIN: Flexi Growth Fund: ULIF 068 25/04/23 FGF 110; Small Cap Discovery Fund: ULIF 071 22/05/23 SCF 110; Rising India Fund - ULIF 073 17/01/24 RIF 110. Other funds are also available under this solution.
|
Last 5 Years Returns6 |
Since Inception7 Returns |
||
Tata AIA Funds |
Fund Return (%)6 |
Benchmark Return (%)6 |
Fund Return (%)7 |
Benchmark Return (%)7 |
Multi Cap Fund |
28.27% |
19.31% |
20.84% |
12.86% |
Top 200 Fund |
29.07% |
19.31% |
19.11% |
15.13% |
India Consumption Fund |
27.79% |
19.31% |
20.27% |
12.86% |
6Data as of July 31, 2025, | Past performance is not indicative of future performance. • Fund Benchmark: Multi Cap Fund – S&P BSE 200; India Consumption Fund - S&P BSE 200; Top 200 Fund - S&P BSE 200. • SFIN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund - ULIF 027 12/01/09 ITT 110; India Consumption Fund - ULIF 06115/07/14 ICF 110. 7 Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015. Other funds are also available under this solution.
This index identifies the top three companies by market capitalization in every major sector of the Indian economy from the BSE 500 universe. This provides exposure to the most robust, competitive, and forward-thinking companies in a variety of sectors, including banking, IT, healthcare, consumer goods, energy, and more.
Sector weightage as on July 31, 2025
Years |
Benchmark Return (%) |
Last 10 Years |
12.78% |
Last 5 Years |
21.35% |
Last 3 Years |
15.84% |
Source: BSE India Sector Leaders Index Factsheet | 1Data as on July 31, 2025 | Benchmark Index - BSE India Sector Leaders Index
India is now experiencing a consumption boom. India's GDP grew by 7.4% in Q4 FY259, resulting in a full-year growth of 6.5%, even as the world faced challenges. By investing in the Tata AIA Sector Leaders Index Pension Fund, investors can participate in this growth story through a diversified portfolio of sector-leading companies that are best placed to capture opportunities across industries.
India continues to enjoy a stable geopolitical environment, which supports both domestic and international business operations. This stable environment further strengthens the fund’s prospects by reducing risks and fostering sustained corporate growth.
India is projected to become the world's fourth-largest economy10 by the end of fiscal 2026, driven by robust domestic growth and structural reforms.
The Tata AIA Sector Leaders Index Pension Fund is ideal for:
Whether you're saving for your child’s education, a future home, or financial independence, this fund offers the potential for long-term capital appreciation by targeting capital appreciation aligned with India's leading sectors.
Get the benefit from tax4 savings up to ₹46,800 under Section 80C while growing your wealth through a diversified portfolio.
This fund is an ideal choice for professionals who are searching for a methodical approach to increase their wealth over time.
This fund is great for people who want to plan ahead for significant milestones in their lives, like retirement. It is designed to take advantage of India's changing equities markets to help develop a robust corpus for the future.
NFO Window: 08 September 2025 to 15 September 2025
Our experts are happy to help you
Our experts are happy to help you!
The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
Tata AIA Sector Leaders Index Pension Fund is part of a various funds which a policyholder can choose from. For further details on funds refer the sales brochure.
Tata AIA Sector Leaders Index Pension Fund SFIN: ULIF 094 15/09/25 SLP 110
Tata AIA Smart Pension Secure (UIN: 110L182V05) - Non-Participating, Unit Linked, Individual Life Insurance Pension Plan
Asset Allocation: Equity & Equity related instruments: 80%-100%, Cash / Money Market Instruments, Bank Deposits and Mutual Funds: 0%-20 %
1Benchmark Fund: BSE India Sector Leaders Index | Data as of July 31, 2025 | Source: BSE India Sector Leaders Index Insights
2All funds open for new business which have completed 5 years since inception are rated 4 star or 5 stars by Morningstar as of Dec 2024
3©2024 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from data published on various dates and procured from various sources and (5) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.
4Tax benefits of up to ₹46,800 u/s 80C is calculated at highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium paid of ₹1,50,000 as per old tax regime. Tax benefits under the policy are subject to conditions laid under Section 80C, 80D,10(10D), 115BAC and other applicable provisions of the Income Tax Act,1961. Good and Service tax and Cess, if any will be charged extra as per prevailing rates. The Tax-Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.
5Data as of July 31, 2025. Past performance is not indicative of future performance. Rising India Fund - NSE Nifty 500; Flexi Growth Fund - NIFTY 500 Index; Small Cap Discovery Fund - NIFTY Small cap 100 - 100% | Rising India Fund - SFIN: Flexi Growth Fund: ULIF 068 25/04/23 FGF 110; Small Cap Discovery Fund: ULIF 071 22/05/23 SCF 110; Rising India Fund - ULIF 073 17/01/24 RIF 110.
6Data as of July 31, 2025 | Past performance is not indicative of future performance. • Fund Benchmark: Multi Cap Fund – S&P BSE 200; India Consumption Fund - S&P BSE 200; Top 200 Fund - S&P BSE 200. • SFIN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund - ULIF 027 12/01/09 ITT 110; India Consumption Fund - ULIF 06115/07/14 ICF 110.
7Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015.
8ULIP policies issued on or after 1st February 2021 if the amount of aggregate annual premium payable in the financial year for all such policies does not exceeds INR 2,50,000/-. Subject to fulfillment of conditions mentioned in 10(10D). Any sum received under a life insurance policy, including the sum allocated by way of bonus on such policy, will be exempt if Life insurance policy issued on or after the 1st day of April, 2012 in respect of which the premium payable for any of the years during the term of the policy does not exceeds ten percent of the actual capital sum assured (20 % in case of policy issued before 01st April 2012).
Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
9Source: https://www.deccanherald.com/business/economy/gdp-grows-74-in-march-quarter-65-in-fy25-3564429
11As on 31st May 2025, the company has a total Assets Under Management (AUM) of Rs 130,053 Crores
1289,43,554 families protected till May 31, 2025
13Loyalty additions only available with Option 2: Smart Pension Secure Plus
Loyalty additions and maturity boosters are only available for purchase through online/digital channels
Unit Linked Life Insurance products are different from traditional insurance products and are subject to risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The underlying Fund’s NAV will be affected by interest rates and the performance of the underlying stocks. The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the Company"). The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds. Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any). All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market. Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the insurance company.
Goods and Services Tax and cesses, if any will be charged extra by redemption of units, as per applicable rates. Tax laws are subject to amendments from time to time. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
The products are underwritten by Tata AIA Life Insurance Company Limited. The plans are not guaranteed issuance plans, and it will be subject to Company's underwriting and acceptance. Whilst every care has been taken in the preparation of this content, it is subject to correction and markets may not perform in a similar fashion based on factors influencing the capital and debt markets; hence this advertisement does not individually confer any legal rights or duties. This is not an investment advice, please make your own independent decision after consulting your financial or other professional advisor.
The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the Company).
Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Smart Pension Secure is only the names of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. This is not an investment advice, please make your own independent decision after consulting your financial or other professional advisor.
Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.
Insurance cover is available under the product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
The products are underwritten by Tata AIA Life Insurance Company Limited.
L&C/Advt/2025/Aug/3117