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    Calculate Term Premium Pay Premium Register a claim Bonus & Dividend Download Policy Document Download Premium Certificate

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    In this policy, the investment risk in investment portfolio is borne by the policyholder

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    Systematically secure a fikar-free future & wealth for your loved ones

    1756997995324

    Zero premium allocation charge

    1756997995324

    Generate second income with smart withdrawal strategies

    1756997995324

    Payouts are tax2 exempted

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    The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year. 

    Premier SIP Calculator

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    • 1st year premium (with discount): ₹9720/month
    • 2nd year onwards premium: ₹10,000/month

    ₹11,99,016

    Get Maturity Benefit

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    • 4% and 8% are assumed rates of return
    • 20.37% is the returns since inception of Tata AIA Multi Cap Fund as of October 2025. Benchmark - Returns: 12.93% | Index: S&P BSE 200

    Based on assumed rate of return

    ₹34.57 Lakh

    As per actual past performance

    ₹70.50 Lakh

    @20.37%

    Additional Benefits

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    • Life cover: Receive 100% of the Insured Amount upon first occurrence of terminal illness or in the unfortunate event of death, whichever happens first.
    • Accidental Death Cover: Receive payout in case of death due to accident
    • Accidental Total & Permanent Disability Cover: Receive payout if you're permanently disabled due to an accident.

    Life Cover (including Terminal Illness Cover): ₹21.7 Lakh

    Accidental Death Cover: ₹10.9 Lakh

    Accidental Total & Permanent Disability: ₹10.9 Lakh

    Discounts

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    1% discount on 1st year premium for all payments paid through any permissible electronic mode debited through an auto-debit mandate. Maximum discount capping: ₹100 over the year.

    Online discount
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    Applicable if the policy is purchased digitally.
    This discount is auto-applied and can't be removed

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    Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP - Non-participating, Unit-linked, Individual Life Insurance Savings Plan (UIN: 110L174V01) and
    Tata AIA Health Buddy - Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01). Both Tata AIA Smart SIP and Tata AIA Health Buddy are also available for sale individually. Product option: Future Secure

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