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All of us want to live healthier, be financially better, and have deeper relationships. Each of these is an outcome of lifestyle choices made over time. One cannot start maintaining a good lifestyle overnight. For example, if you want to retire rich, you need to make regular contributions to a good savings plan. In this blog, we look at tips that can help you improve your lifestyle in India.
What is Lifestyle?
A lifestyle is a broad term that covers the habits and behavior of individuals or groups. Alfred Adler, an Austrian psychologist, introduced the term lifestyle. According to Adler, lifestyle refers to an individual's concept of themselves and their strategies for dealing with life's challenges. In simple words, lifestyle is a set of personal choices and habits that play a role in building an individual's future.
Timeless Tips for a Good Lifestyle
A good lifestyle is a balance among several aspects such as health, environment, finances, relationships, and leisure. At Tata AIA Life Insurance, we want to help you live longer, healthier and fulfilling lives and here are few ideas to improve each of these parts of your life.
Focus on Your Health
A healthy lifestyle can make you more productive and help you save on your medical expenses. COVID-19 has shown the power of immunity as those with stronger immunity can fight this deadly disease better. Diet is the most crucial element of a healthy lifestyle. According to a recent survey, more than 70 percent of Indians prefer making dietary changes than going to a gym. The World Health Organization recommends eating five portions (400g) of fruits and vegetables every day(www.who.int/news-room/fact-sheets/detail/healthy-diet). Cutting down on salt and sugar helps reduce the risk of high blood pressure, weight gain, and diabetes. You should find at least 30 minutes per day for moderate physical activity along with a diet change, reduce alcohol intake and eliminate smoking to live longer and healthier
An eco-friendly lifestyle can give numerous financial and health benefits. It can also give you the joy and satisfaction of having done your bit for the environment and leaving behind a livable planet for future generations. Saving electricity is an example of an eco-friendly habit that can help reduce carbon emissions and save money. Using public transport is another way of contributing to the planet. Another easy way of becoming eco-friendly is to reduce food wastag. If you have plants, you can use the wasted food to create compost, an excellent natural fertilizer. You can also try using eco-friendly materials such as reusable cotton, paper, jute to avoid littering landfills with plastic.
Practice Financial Discipline
Planning for retirement or saving for important life goals requires financial discipline. One needs to start saving early to have a good corpus in times of need. For example, if you need a sizable amount of funds for your kids' education after 10 years, you need to start saving from now. Investing in an insurance savings plan is a good way of saving for critical life goals. In addition to helping you build a corpus, an insurance savings plan also protects against life's uncertainties, such as untimely death and critical illnesses. Such plans demand regular investment for a period of 10 to 15 years. Post the investing period, these plans start generating cash flows in the form of regular income and bonuses upon maturity as well as take care of your loved ones, in times of need.
Find Time for Leisure and Recreation
You do not have to be rich to enjoy a Leisure lifestyle Simple lifestyle changes, such as going tech-free once a week or for a few hours every day, can create a lot of leisure time. Everyone's idea of leisure is different. Depending on your preferences, you can use that time to learn a new skill, read a good book, or research and buy something you enjoy. Other leisure ideas include cooking a fancy meal, going for a swim, or opting for massage therapy. Practicing yoga is a popular leisure activity, which can also give health benefits. During the recent COVID-19-induced lockdowns, many people have developed an interest in gardening. If you do not have space for gardening, you can do vertical gardening, use window sills, or grow indoor plants.
Maintain Happy and Healthy Relationships
Maintaining relationships requires time and effort. It is a blessing to have people in your life who love you and are always ready to support you. However, on your part, you need to find time to spend quality hours with your loved ones. Taking your children to the park cooking with your spouse or playing board games together can significantly boost your relationships. You can also combine your health and relationship goals. For example, engaging in an activity or a sport together can improve relationships while also contributing to health.
Along with people in your home, it can also help to find time to connect with distant friends and relatives. Making a simple phone call or connecting with a loved one on social media are good ways of checking on them in these difficult times and building long-lasting relationships.
These are broad guidelines to improve your lifestyle. Within each of these categories, you can choose activities to form your routine. The key to improving your lifestyle is to make small changes and persevere until they become habits. Whether it's health or financial goals, everything requires planning and discipline.
Tata AIA Life Insurance Diamond Savings Plan(UIN:110N133V02) is made for people who want to achieve financial security. It offers guaranteed* income that helps you secure the future and have funds for life's milestones. It also provides a life cover to secure the future of your loved ones. Investments made in this plan are eligible for income tax# benefits, thus providing immediate financial benefits.
People Also Ask Answered in the Article:
What 3 habits will improve your life?
Answers: Which 3 habits will improve your life?
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