You have no recent searches! Please start exploring our plans & calculators. You can also explore various queries by typing a keyword. Or you can also search by tags listed here.
Life has its ways of surprising us. We can never truly anticipate the situation ahead, and this is especially true when it comes to our health, finances, and overall well-being. A little slip on the road in the rainy season could cause a lot of damage to your body as well as your wallet. All the careless junk food hogging can slowly become a problem too. As petty as these things sound, they can eventually become huge and dangerous. What you need is a bunch of effective yet simple life hacks.
Here, we list a few daily life hacks to help you save time, energy, and money!
Set up a routine
It's no wonder that most people nowadays wake up feeling tired because they sleep too late and wake up too early. One of the side effects of a more sedentary lifestyle is not following a routine. There is no specific time for when you sleep or wake up, or do anything really. This may not affect you much as an adult in your 20s. However, if your body is always going to be confused, you’re soon going to face symptoms of exhaustion. Premature aging, horrible metabolism, and mood swings are just some of the mild signs you need to fix your schedule. Plus, you're never going to be on time for your office, parties, and overall, anywhere in life. This will affect your social, professional, and personal growth too. It's best to set up a healthy routine that makes sense for you.
Take a break
Yes, in the previous point, we told you to make a routine and discipline your life. However, perhaps, the best hack of them all is to cut yourself some slack if you can’t do it on some rough days. Think of it as a cheat day. Sometimes, it's alright to take a trip outside the city and just unwind in the forest, or it’s okay to use your phone a little more than usual. Allow yourself to be lazy. However, do not make that a habit.
Never sit for longer than half an hour
This is a big one. We sit all day at work, and then we take taxis or buses to get back home. During this commute, we sit again for hours, perhaps. And at home, usually, our only mode of relaxation is sitting in front of the TV while looking at our phones. All this inactivity and sitting around can make your body more obese. What you can do is make it a point to never sit for longer than 30 minutes at a stretch or take 15 minutes out of every hour and get into some physical activity. Walking from your kitchen to your sofa and back also counts.
Plan your finances
This useful life hack could make the difference between well-off and broke. Many times, we find ourselves helpless in terms of finances. There could be a loan repayment due, which we do not have the means for, and we find ourselves asking for money from friends. It’s always something or the other! And it seems like we never have the right amount of money, regardless of how much we earn.
Here are a few things you can do to ensure your finances are well-planned:
Set up a savings fund.
Invest regularly in a money-saving plan.
Monitor your expenses.
Pay off your debts.
Set up an emergency fund
If you think about what makes life the most difficult, the first thing that comes to your mind is the unpredictability of life. You never know when you or someone you love may need some financial help. While you cannot foresee the future, you can still prepare for it, and this is why it's important that you have a savings plan dedicated to emergencies. A savings insurance plan would allow you to pay your premium regularly. While the premium is the pre-decided money to be paid at a pre-decided time, you get a sum assured that helps you remain financially stable.
Tata AIA Life Insurance online comes with various options for a savings insurance policy cum protection plan.Check them out!
Now, this is a useful life hack that we have heard so often we wish it had another option. Unfortunately, there is no way around this simple life hack. You can’t skip exercise.
Our lifestyles do not allow us to move a lot, which is why it is important that we make deliberate plans to move. And hence, you need to dedicate 45 to 50 minutes every day to work out. You can take up yoga, swimming, or whichever form of exercise you like. You should just ensure that your body sweats it out. Exercising regularly has various benefits, particularly for your heart and digestive health. Most of our diseases come from being overweight, and when you exercise regularly, your kind of checking that. However, remember there is an old saying that only 20% of the body is made in the gym, and 75% of your body is made in the kitchen. So, as important as it is to work out, make sure that you give your body the right nutrition to support your health endeavors.
A very simple life hack, but a very overlooked one too! Many of our problems arise when we realize that we haven't been paying attention to our mental health. As important as it is to work out for your physical health, you must also do certain things that can keep your mental health in check. One such important thing to do is regularly meditate. You could take out 15-20 minutes every day and dive in a mindful meditational state. This will not only calm you down, but mindful pondering has been proven to help fight depression, bipolar, OCD, and other mental disorders.
Being lazy or unorganized has never been a good way to live your life. Not only will this make you late for many occasions, but it will also make sure you never meet any deadlines. You will never really get the satisfaction you can have from an organized life. So, start by organizing your house. Remove all the stuff you don't need and prioritize the stuff you do. You should also start arranging things based on their uses and where they belong. Doing so would mean that you never have to search for a thing! You would simply know where to look for it.
We hope this quick article has been of some help to you and that you now understand a few daily life hacks that you can try to make your life easier. You can reach out to us in the comments if you follow your own simple life hacks, or these life hacks work well for you.
Insurance cover is available under the product.
The products are underwritten by Tata AIA Life Insurance Company Ltd.
The plans are not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
This blog is for information and illustrative purposes only and does not purport to any financial or investment services and do not offer or form part of any offer or recommendation. The information is not, and should not be regarded as investment advice or as a recommendation regarding any particular security or course of action.
Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company.
Every effort is made to ensure that all information contained in this document is accurate at the date of publication, however, the Tata AIA Life shall not have any liability for any damages of any kind (including but not limited to errors and omissions) whatsoever relating to this material.