Get Life Cover of ₹1 Crore by paying a premium of
₹7,085/month (for 30 years)
₹8,287
Save ₹1,202 with discounts
Our sales representative will connect with you soon to assist further
Discounts
10% discount on 1st year premium is applicable on online purchase. This discount is auto-applied and can’t be removed
8.5% discount on 1st year premium is applicable for salaried personnel. You will need to share your corporate email ID if you opt for this discount. This discount is auto-applied if you select ‘Salaried’ as your occupation and can’t be removed
1% discount on 1st year premium for all payments paid through any permissible electronic mode debited through an auto-debit mandate. Maximum discount capping: ₹100 over the year.
2% discount on 1st year premium on these milestones
| Event | Eligibility |
|---|---|
| Wedding (1 wedding only) | Within 6 months before or after the date of wedding |
| Birth/ Adoption of 1st child* | Within 6 months before or after the birth/ adoption date |
| Home loan | Within 6 months of loan getting sanctioned |
| First job | Within 6 months of joining date |
*Policy issuance eligibility for female customers will be determined by Board Approved Underwriting Policy (BAUP)
The above milestones cannot be clubbed to avail more discount, Such discount shall be capped to a maximum of ₹500 over the year.
Applicable only if the policy is bought digitally. You will get the higher of online or employee discount, not both.
This discount is auto-applied and valid till 31st October 2025
Buy your plan
Please select an option
Minimum annual income should be ₹5 Lakh
Tata AIA Life Insurance Sampoorna Raksha Promise (A Non-Linked Non-Participating, Pure Risk, Individual Life Insurance Plan) • UIN:110N176V08
Plan Option Comparison
Endowment |
Regular Income |
Whole Life Income |
|
Minimum Premium Amount |
₹ 24,000 p.a. |
₹ 24,000 p.a. |
₹ 24,000 p.a. |
Maximum Premium Amount Fhbbquency |
No Limit, Subject to Underwriting |
No Limit, Subject to Underwriting |
No Limit, Subject to Underwriting |
Premium Payment Frequency |
Annually, Half Yearly, Quarterly and Monthly modes |
Annually, Half Yearly, Quarterly and Monthly modes |
Annually, Half Yearly, Quarterly and Monthly modes |
Payout Mode |
Get Lump sum on Maturity |
Get Regular Income as per the plan option |
Get Income Plus Return of Premium to Nominee on death of Life Assured(s) after the Policy Term |
Income Mode |
NA |
Annual |
Monthly / Annual |
Lump Sum Maturity Benefit |
Yes! Guaranteed Maturity Benefit (GMB) will be paid at the end of policy term |
No |
No |
Guaranteed Additions~ to Boost Corpus |
Yes |
No |
No |
Whole Life Income |
No |
No |
Yes! Till 116 years of your age |
Death Benefit |
Yes |
Yes |
Yes |
Cover your Spouse with Joint Life Option |
No |
No |
Yes |
Optional Riders^ to Provide Comprehensive Protection |
Yes |
Yes |
Yes |
Insurance Protection from Day One |
Yes |
Yes |
Yes |
Increasing Life Cover during Policy Term |
Yes |
No |
No |
Option to Enrol in Tata AIA Vitality Wellness Program% |
Yes |
Yes |
Yes |
Income Tax# Benefits |
Yes |
Yes |
Yes |
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Get Life Cover of ₹1 Crore by paying a premium of
₹7,085/month (for 30 years)
₹8,287
Save ₹1,202 with discounts
Our sales representative will connect with you soon to assist further
Tata AIA Sampoorna Raksha Promise - Non-Linked, Non-Participating, Pure Risk, Individual Life Insurance Product (UIN:110N176V08)
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In this policy, the investment risk in investment portfolio is borne by the policyholder.
Tata AIA
Pro-Fit
Critical Illness Insurance
Health Insurance Calculator
Health Insurance Calculator
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Plan a dream retirement and make it true with a Guaranteed* Pension Plan to save regularly and secure a lifetime of financial security to enjoy your golden years.
Get lifelong guaranteed$ income
Get guaranteed additions*
Cover your spouse too under the same plan
$T&C apply
Pension Calculator
Pension Calculator
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Get returns on your investment with out top rated funds$
Get returns on your investment with out top rated funds$
Capital Guarantee* Advanced Solution
One solution to grow your wealth with our top rated funds$
In this policy, the investment risk in investment portfolio is borne by the policyholder.
Non-participating, Unit Linked, Individual Health Insurance Plan (UIN: 110L168V04)
Get returns on your investment with out top rated funds$
https://author1westindia-28595824.prod.talic.adobecqms.net/editor.html/life-insurance-plans/wealth-solutions/wealth-pro.html
IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
Non-Participating, Unit Linked, Individual Life Insurance Savings Plan (UIN: 110L111V05)
Grow your money into wealth so that your dreams and aspirations never fall short of resources.
Grow your money into wealth so that your dreams and aspirations never fall short of resources.
Multi Cap Fund delivered 31.79% Returns2 (Benchmark: 20.44%)
Multi Cap Fund delivered 31.79% Returns2 (Benchmark: 20.44%)
Get Regular Loyalty Additions## to boost investments
Get Regular Loyalty Additions## to boost investments
Get life cover up to 80 years of age
Get life cover up to 80 years of age
Grow your wealth with our Top Rated Funds@
Grow your wealth with our Top Rated Funds@
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Get returns on your investment with our top rated funds$
Get returns on your investment with our top rated funds$
Pay only ₹11,535/month* for 10 years
Get 21 Lakh+ Guaranteed*
Tax# Free Income
*Premium illustration for a 21-year-old healthy male with a 10-year premium paying term, a 15-year policy term, and monthly payments under the Endowment plan option, receiving a lump sum at age 36 years. L&C/Advt/2025/Sep/3471
Make Your Dreams a Reality with Guaranteed* Returns
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https://author1westindia-28595824.prod.talic.adobecqms.net/editor.html/life-insurance-plans/savings-solutions/guaranteed-return-insurance-plan.html
Make Your Dreams a Reality with Guaranteed* Returns
Make Your Dreams a Reality with Guaranteed* Returns
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https://author1westindia-28595824.prod.talic.adobecqms.net/editor.html/life-insurance-plans/retirement-and-pension-solutions/saral-pension-plan.html
Get 6.45%^ guaranteed* annuity rate to enjoy your 2nd innings
Get 6.45%^ guaranteed* annuity rate to enjoy your 2nd innings
https://author1westindia-28595824.prod.talic.adobecqms.net/editor.html/life-insurance-plans/wealth-solutions/smart-sampoorna-raksha-plus.html
IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
Add more power to your future by choosing a smart unit-linked insurance plan that comes with the added ‘wellness’ advantage over and above assured market-linked returns~ and adequate life cover.
Get the returns you deserve with top rated funds%
Power of unique 360° health protection
Life cover to secure your family
Earn market-driven returns~ with unique health insurance
Earn market-driven returns~ with unique health insurance
https://author1westindia-28595824.prod.talic.adobecqms.net/editor.html/life-insurance-plans/savings-solutions/tata-aia-life-insurance-smart-value-income-plan.html
Individual, Non-Linked, Participating Life Insurance Savings Plan (110N162V03)
Gift yourself and your loved ones a smart savings plan that not just promises you the joy of extra income but also offers a life cover to protect your family’s future.
Option to receive cash bonus2 from 1st policy month
Features of a savings account with a sub-wallet3
Save taxes as much as Rs. 46,8004
people have explored this plan recently!
Get this savings plan with attractive bonus2 option and life cover
Get this savings plan with attractive bonus2 option and life cover
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A Non-Linked, Non-Participating, Individual Life Insurance Savings Plan (UIN: 110N126V08)
Gift yourself and your loved ones a smart savings plan that not just guarantees you the joy of extra income to fulfil your own future goals but also offers a life cover to protect your family’s future.
Tata AIA
Smart Income Plus
Gift yourself and your loved ones a smart savings plan that not just guarantees you the joy of extra income to fulfil your own future goals but also offers a life cover to protect your family’s future.
Get Life cover throughout the policy term
Get Life cover throughout the policy term
Get guaranteed* returns in the form of income or lumpsum as per the plan option chosen
Get guaranteed* returns in the form of income or lumpsum as per the plan option chosen
Save tax# as per applicable tax laws
Save tax# as per applicable tax laws
*T&C apply
*T&C apply
Get guaranteed* returns to fulfil your life goals
Get guaranteed* returns to fulfil your life goals
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Investment Calculator
Investment Calculator
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Your premium calculation is in progress
Get Life Cover of ₹1 Crore by paying a premium of
₹7,085/month (for 30 years)
₹8,287/month
Save ₹1,202 with discounts
Excludes GST
Our sales representative will connect with you soon to assist further
Tata AIA Sampoorna Raksha Promise - Non-Linked, Non-Participating, Pure Risk, Individual Life Insurance Product (UIN:110N176V05)
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In this policy, the investment risk in investment portfolio is borne by the policyholder.
Build retirement corpus with
top rated funds1
Zero premium allocation charges
Withdraw fund for emergencies2
The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
Pension Calculator
In this policy, the investment risk in investment portfolio is borne by the policyholder.
Build retirement corpus with
top rated funds1
Zero premium allocation charges
Withdraw fund for emergencies2
The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
Pension Calculator
Pension Calculator
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Make Your Dream a Reality with
Guaranteed* Returns
Make Your Dream a Reality with Guaranteed* Returns
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A Non-Linked, Non-Participating, Annuity Plan (UIN:110N161V11)
Tata AIA
Fortune Guarantee Pension
Plan a dream retirement and make it true with a Guaranteed$ Pension Plan to save regularly and secure a lifetime of financial security to enjoy your golden years.
Get lifelong guaranteed$ income
Get lifelong guaranteed$ income
Cover your spouse too under the same plan
Cover your spouse too under the same plan
Save taxes as much as Rs. 46,800+
Save taxes as much as Rs. 46,800+
$T&C apply
$T&C apply
Plan Guaranteed$ Lifelong Income for your 2nd innings
Plan Guaranteed$ Lifelong Income for your 2nd innings
At Tata AIA International, we strive to provide you with the best service and support throughout your insurance journey with us.
Monday - Saturday | 10 am - 7 pm IST
Call Charges Apply
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Our experts are happy to help you!
Eligibility Criteria
Plan Parameters |
||||
| Minimum Age of Entry | 18 years |
|||
|---|---|---|---|---|
| Maximum Age of Entry | 65 years |
|||
| Maximum Maturity Age | Life Cover – 100 years ADB and ATPD – 85 years |
|||
| Policy Term | 30 to 82 years, subject to maximum age at maturity |
|||
| Premium Paying Term | 5 to 67 years |
|||
| Minimum Premium11 |
|
|||
| Premium Mode | Annual, Half-yearly, Quarterly and Monthly |
|||
Sum Assured |
Minimum | Maximum | ||
Base (Life cover), including Term booster - ₹50 Lakhs |
Base (Life cover), including Term booster - No Limit | |||
ADB and ATPD: ₹45 Lakh |
ADB and ATPD: ₹5 Crore |
|||
| Age as on Last Birthday | ||||
टाटा एआईए लाइफ इंश्योरेंस
बेस्ट सेलर
नॉन-लिंक्ड नॉन-पार्टिसिपेटिंग इंडिविजुअल लाइफ इंश्योरेंस प्लान (UIN:110N160V03)
Tata AIA Life Insurance NFO Offerings
We at Tata AIA offer wide-ranging New Fund Offers to suit individual financial objectives and risk profiles. Furthermore, our expert team conducts a well-defined fundamental research process to meet investors’ objectives and return expectations.
So, here is what we have at our desk for your dynamic investment journey.
Sustainability Equity Fund |
|
Meaning |
Environmental, Social, and Governance (ESG) Fund, also called a Sustainable Fund, is a new consideration in investment options. It will invest in companies or businesses that are environmentally responsible, socially active, and abide by ethical management practices. The Sustainability Equity Fund is our popular ESG Fund. The fund option allows you to invest in equity and equity-related instruments that follow the NIFTY 100 ESG Index Benchmark. |
Investment Objective |
The investment objective of ULIP Policyholders who choose the Sustainability Equity Fund is to generate long-term wealth appreciation using a diversified asset allocation of businesses that follow green, sustainable, and good business practices. |
Fund Strategy |
The fund is designated to adopt Tata AIA’s holistic approach to invest in equity and equity-related instruments predominantly to generate market-linked returns aligned with individual policyholder’s financial objectives. |
Benefits |
|
Who Should Invest In This Fund? |
The Sustainable Equity Fund is suitable for policyholders seeking a life cover and options for long-term capital appreciation while contributing to a better society and a greener planet. |
NFO Link |
|
Dynamic Advantage Fund |
|
Meaning |
The Dynamic Advantage Fund allows ULIP policyholders to dynamically invest in a mix of equity and debt funds to benefit from both fund options. |
Investment Objective |
The investment objective is to invest in a diversified portfolio with equity and debt-related fund options in a balanced manner for long-term capital growth, minimising volatility risk. Debt funds help combat market volatility, and equity funds create wealth appreciation. |
Fund Strategy |
The Dynamic Advantage Fund adopts Tata AIA’s dynamic investment approach to capitalise on a bull market advantage, creating long-term wealth while facing and managing the downside for higher market-linked and risk-adjusted returns. |
Benefits |
|
Who Should Invest In This Fund? |
It is an ideal New Fund Offer for policyholders seeking a life cover for their family’s financial security and first-time investors for capital appreciation while expecting to be covered under a safety net. |
NFO Link |
|
Emergency Opportunities Fund |
|
Meaning |
The Emergency Opportunities Fund is a New Fund Offer that provides the opportunity to invest in mid-cap stocks and benefit from their growth potential. These investments offer consistent returns long term as it is proven better to showcase agility towards adapting to a business cycle. |
Investment Objective |
The investment objective of the Emergency Opportunities Fund is to generate consistent, long-term, risk-adjusted market-linked returns to the policyholders. |
Fund Strategy |
The Emergency Opportunities Fund adopts Tata AIA’s holistic investment approach to benefit from long-term wealth-creating opportunities by choosing equity investments in the mid-cap segment. It also provides the flexibility to move towards the multi-cap segment for a diversified investment portfolio. |
Benefits |
|
Who Should Invest In This Fund? |
The Emergency Opportunities Fund is most suited for people seeking a conservative approach to investing with a life cover. Mid-cap stocks offer better growth potential than large-cap stocks but with lesser risk than small-cap stocks. |
NFO Link |
|
Emerging Opportunities Fund |
|
Meaning |
An Emerging Opportunities Fund is an investment option that allows investors to benefit from mid-cap companies and emerging market leaders. They exhibit immense potential to create significant future growth. Although they focus on mid-cap stocks, they provide the flexibility to invest in multi-cap funds with greater growth potential. |
Investment Objective |
The investment objective of the Emerging Opportunities Fund is to generate long-term capital appreciation by investing in a portfolio of mid-cap stocks in the new-age sectors. It can invest up to 30% of the portfolio in equity and equity-related instruments not in the mid-cap range. |
Fund Strategy |
The Emerging Opportunities Fund adopts Tata AIA’s holistic investment approach to benefit from long-term wealth-creating opportunities in the mid-cap segment. It also provides the flexibility to move towards the multi-cap segment for a diversified investment portfolio. |
Benefits |
|
Who Should Invest In This Fund? |
The Emerging Opportunities Fund is suitable for investors seeking long-term growth potential and is highly risk-averse. |
NFO Link |
|
Small Cap Discovery Fund |
|
Meaning |
The Small Cap Discovery Fund is a fund option that invests in small-cap companies that have the potential to grow big and become great giants in the future. They trade at reasonable valuations, making them an attractive source of investment. |
Investment Objective |
The investment objective of a Small Cap Discovery Fund is to choose fundamentally best-valued small-cap stocks that have a higher growth potential. Nifty small-cap 100 Index has given 14.07% CAGR since inception. |
Fund Strategy |
The Small Cap Discovery Fund adopts Tata AIA’s holistic approach to investing in small-cap companies with a fundamentally strong early stage in their life cycle, ascertaining a higher growth potential. |
Benefits |
|
Who Should Invest In This Fund? |
Small Cap Discover Fund suits people willing to take a higher risk to seek the maximum out of their investment portfolio. These funds give a higher return when the market is bearish and can have a significant downfall when it is bullish. |
NFO Link |
|
Tata AIA Life Insurance Fortune Pro
(UIN: 110L112V06)
The complete name of Tata AIA Fortune Pro is Tata AIA Life Insurance Fortune Pro (UIN: 110L112V06) - Unit Linked Individual Life Insurance Savings Plan
Tata AIA Life Insurance Wealth Pro
(UIN: 110L111V04)
The complete name of Tata AIA Wealth Pro is Tata AIA Life Insurance Wealth Pro (UIN: 110L111V04) - Unit Linked, Individual Life Insurance Savings Plan
Tata AIA Life Insurance Smart Sampoorna Raksha
(UIN: 110L156V03)
The full name of Tata AIA Smart Sampoorna Raksha is Tata AIA Life Insurance Smart Sampoorna Raksha - Unit-linked, Non-participating, Individual Life Insurance Plan for Savings and Protection (UIN: 110L156V03)
Tata AIA Life Insurance Smart Sampoorna Raksha Plus
Tata AIA Life Insurance Smart Sampoorna Raksha solution comprises of A Unit-linked, Non-participating, Individual Life Insurance Plan for Savings and Protection (UIN:110L156V03), Tata AIA Vitality Protect Plus, A Non-linked, Non-participating, Individual Health Rider (UIN: 110A048V02).
Tata AIA Life Insurance Capital Guarantee Solution
Tata AIA Life Insurance Fortune Maxima
(UIN: 110L113V07)
The complete name of Tata AIA Fortune Maxima is Tata AIA Life Insurance Fortune Maxima - Non-Participating, Unit Linked, Whole Life Individual Savings Plan (UIN: 110L113V07)
Tata AIA Life Insurance Wealth Maxima
(UIN: 110L114V04)
The full name of Tata AIA Wealth Maxima is Tata AIA Life Insurance Wealth Maxima - Unit Linked Whole Life Individual Savings Plan (UIN:110L114V04)
Tata AIA Life Insurance i Systematic Insurance Plan
Tata AIA Life Insurance Param Rakshak Solution
Param Rakshak solution comprises of Tata AIA Life Insurance Smart Sampoorna Raksha - A Unit-linked, Non-participating, Individual Life Plan for Savings and Protection (UIN:110L156V03), Tata AIA Vitality Protect Plus - A Non-linked, Non-participating, Individual Health Rider (UIN: 110A048V02 or any other later version)
Tata AIA Life Insurance Param Rakshak Plus Solution
Param Rakshak Plus solution comprises of Tata AIA Life Insurance Smart Sampoorna Raksha, A Unit-linked, Non-participating, Individual Life Insurance Plan for Savings and Protection (UIN:110L156V03), Tata AIA Vitality Protect Plus, A Non-Linked, Non- Participating Individual Health rider (UIN: 110A048V02) and Tata AIA Vitality Health Plus, A Non-linked, Non-participating, Individual Health Rider (UIN: 110A047V02). Tata AIA Life Insurance Smart Sampoorna Raksha is also available individually for sale.
Tata AIA Life Insurance Param Rakshak II Solution
Param Rakshak II solution comprises of Tata AIA Life Insurance Smart Sampoorna Raksha, A Unit-linked, Non-participating, Individual Life Insurance Plan for Savings and Protection (UIN:110L156V03), Tata AIA Vitality Protect Plus, Non-participating, Individual Health Rider (UIN: 110A048V02) Tata AIA Life Insurance Smart Sampoorna Raksha is also available individually for sale.
Tata AIA Life Insurance Param Rakshak III Solution
Param Rakshak III solution comprises of Tata AIA Life Insurance Smart Sampoorna Raksha, A Unit-linked, Non-participating, Individual Life Insurance Plan for Savings and Protection (UIN: 110L156V03) and Tata AIA Vitality Protect Plus, A Non-linked, Non-participating, Individual Health Rider (UIN: 110A048V02). Tata AIA Life Insurance Smart Sampoorna Raksha is also available individually for sale.
Tata AIA Life Insurance Capital Guarantee* Solution
Tata AIA Life Insurance Pro-Fit
Tata AIA Pro-Fit comprises of Tata AIA Smart Health, A Unit-linked, Non-participating, Individual Health Insurance Plan (UIN: 110L168V02), Tata AIA Sampoorna Health, A Non-Linked, Non- Participating Individual Health rider (UIN: 110A167V02) & Tata AIA OPD Care, A Linked, Non-Participating Individual Health rider (UIN: 110A166V01).
Tata AIA Life Insurance Smart Health
(UIN: 110L168V02)
Tata AIA Smart Health (UIN: 110L168V02) - Unit Linked, Non-participating, Individual Health Insurance Plan. Tata AIA Smart Health is also available for sale individually.
Financial Security: Provides a tax-free lump sum payment to beneficiaries, helping them maintain their financial security after the policyholder's death.
Affordability: It is cost-effective and ideal for individuals looking for maximum coverage with minimal premiums.
Flexibility: Policyholders can choose the coverage amount and term length that suits their needs.
Peace of Mind: Offers peace of mind by ensuring loved ones are financially protected in case of an unexpected death.
Primary earners: Main income earners in a family who want to ensure financial security for their dependents.
Parents: Parents seeking to provide for their children's education and other financial needs.
Debt Holders: Individuals with outstanding loans, such as home loans, credit card bills, etc., to cover these liabilities.
Young Professionals: People in their early working years can benefit from lower premiums and long-term coverage.
Business Owners: Business owners can use term insurance to safeguard their companies and provide for succession planning.
Eligibility Criteria
| Minimum Age at Issue | 18 years |
| Maximum Age at Issue | 60 years |
| Policy Term | 30 or 40 years policy term |
| Available Premium Payment Term Options | Limited Pay: 5 / 10 / 12 Regular Pay: Rider PPT will be the same as the base plan PPT (Subject to Max Maturity age of chosen riders) |
| Premium Payment Frequency Options | You Can Pay Your Premiums Annually, Half Yearly, Quarterly, and Monthly mode. |
| Maximum Age at Maturity | Base cover - 100 years Accidental Death, Accidental Total, and Permanent Disability - 85 years CritiCarePlus; HospiCare – 75 years |
| Minimum Sum Assured | Base (Life cover) – Rs. 50 Lakh Accidental Death, Accidental Total and Permanent Disability – Rs. 50 Lakh CritiCarePlus – Rs. 20 Lakh HospiCare – Rs. 10 Lakh |
| Maximum Sum Assured | Base (Life cover) – No Limit Accidental Death, Accidental Total and Permanent Disability – Rs. 2 Cr. CritiCarePlus – Rs. 1 Cr HospiCare – Rs. 40 Lakh |
$$Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including actual future investment performance.
*T&C apply
133 Listed Surgeries Across All Critical Organs
Organ System |
Surgery/Procedure |
Payout % |
|
Operation on Blood Vessels |
1 |
Surgery of the Aorta |
100 |
2 |
Proximal Aortic Aneurysmal repair by coronary artery transplantation |
100 |
|
3 |
Repair of Cerebral or Spinal Arterio- Venous Malformations or aneurysms |
100 |
|
4 |
Surgery of Carotid Artery |
50 |
|
5 |
Major vein repair with or without grafting for traumatic & non traumatic lesions |
50 |
|
Operations on neck, pharynx, larynx, and trachea |
6 |
Partial Pharyngectomy |
50 |
7 |
Total Pharyngectomy |
75 |
|
8 |
Total Laryngectomy |
75 |
|
9 |
Wide excision and Major reconstruction of malignant Oro-pharyngeal tumours |
75 |
|
10 |
Tracheal reconstruction for various lesion |
50 |
|
Operation on the bones, muscles, and joints |
11 |
Replantation of upper limb |
75 |
12 |
Replantation of lower limb |
75 |
|
13 |
Entrapment syndrome- decompression surgery |
50 |
|
14 |
Total hip replacement (With Cement) |
50 |
|
15 |
Total hip replacement (Without Cement) |
50 |
|
16 |
Total hip replacement- Others |
50 |
|
17 |
Total Knee replacement (With Cement) |
50 |
|
18 |
Total Knee replacement (Without Cement) |
50 |
|
19 |
Total Knee replacement- Others |
50 |
|
20 |
Total prosthetic replacement of other joint using cement |
50 |
|
21 |
Total prosthetic replacement of other joint not using cement |
50 |
|
22 |
Other total prosthetic replacement of other joint |
50 |
|
23 |
Prosthetic replacement of head of femur using cement |
50 |
|
24 |
Prosthetic replacement of head of femur not using cement |
50 |
|
25 |
Other prosthetic replacement of head of femur |
50 |
|
26 |
Prosthetic replacement of head of humerus using cement |
50 |
|
27 |
Prosthetic replacement of head of humerus not using cement |
50 |
|
28 |
Other prosthetic replacement of head of humerus |
50 |
|
29 |
Prosthetic replacement/articulation/other bone using cement |
50 |
|
30 |
Prosthetic replacement/articulation/other bone not using cement |
50 |
|
31 |
Other prosthetic replacement of articulation of other bone |
50 |
|
32 |
Prosthetic interposition reconstruction of joint |
50 |
|
33 |
Other interposition reconstruction of joint |
50 |
|
34 |
Excision reconstruction of joint |
50 |
|
35 |
Other reconstruction of joint |
50 |
|
36 |
Implantation of prosthesis for limb |
50 |
|
37 |
Amputation of hand |
25 |
|
38 |
Amputation of foot |
25 |
|
39 |
Therapeutic knee Arthroscopy |
25 |
|
40 |
Replantation of finger following traumatic amputation |
25 |
|
41 |
Surgical Drainage and Curettage for osteomyelitis |
25 |
|
Operations on the breast |
42 |
Radical Mastectomy |
75 |
43 |
Simple Mastectomy |
25 |
|
Operations on the ear |
44 |
Total ear amputation with reconstruction |
75 |
45 |
Trans mastoid removal cholesteatoma with extended Mastoidectomy |
75 |
|
46 |
Labyrinthectomy for various lesions |
50 |
|
Operations on the eyes |
47 |
Orbit Tumour Exenteration /Flap reconstruction |
50 |
48 |
Corneal or Retinal Repair for Traumatic eye injuries |
25 |
|
49 |
Penetrating injuries of the eye or repair of ruptured globe |
25 |
|
Operations on the face |
50 |
Major reconstructive oral-maxillofacial surgery due to trauma or burns and not for cosmetic purpose |
75 |
51 |
Osteotomy including segmental resection with bone grafting for Mandibular and maxillary lesions |
75 |
|
52 |
Elevation, Exploration and Fixation of fractured Zygoma |
50 |
|
Operations on the Gastrointestinal organs |
53 |
Excision of oesophagus and stomach |
100 |
54 |
Abdominal-Perineal Pull Through Resection of rectum with Colo-Anal Anastomosis |
100 |
|
55 |
Total Esophagectomy |
75 |
|
56 |
Total Gastrectomy |
75 |
|
57 |
Partial Resection of Liver |
75 |
|
58 |
Partial Pancreatectomy |
75 |
|
59 |
Resection and Anastomosis of any part of digestive tract |
50 |
|
60 |
Open Surgery for treatment of Peptic Ulcer |
50 |
|
61 |
Cholecystectomy /Choledochotomy for various Gall bladder lesions |
25 |
|
62 |
Artificial opening into stomach |
25 |
|
63 |
TIPS procedure for portal Hypertension |
25 |
|
64 |
Hysterectomy for malignant conditions |
75 |
|
65 |
Radical prostate vesiculectomy |
75 |
|
66 |
Penile replantation for post traumatic amputation |
75 |
|
67 |
Penile Amputation repair |
50 |
|
68 |
Excision of vagina |
50 |
|
69 |
Unilateral or Bilateral excision of adnexa of uterus |
50 |
|
70 |
Unilateral or Bilateral excision of testes |
25 |
|
71 |
Other operations on Scrotum and tunica vaginalis testis |
25 |
|
72 |
Reconstruction of the testis |
25 |
|
73 |
Open surgical excision and destruction of prostate tissue |
25 |
|
74 |
Extirpation of lesion of vulva |
25 |
|
75 |
Excision of vulva |
25 |
|
Operations on the heart |
76 |
CABG (two or more coronary arteries) via open thoracotomy |
100 |
77 |
Prosthetic replacement of Heart Valve |
100 |
|
78 |
Coronary Angioplasty with Stent implantation |
50 |
|
79 |
Pericardiotomy / Pericardiectomy |
50 |
|
80 |
Implantation of Cardioverter Defibrillator |
50 |
|
81 |
Permanent pacemaker Implantation in heart |
50 |
|
82 |
Mitral valve repair |
75 |
|
83 |
Aortic valve repair |
75 |
|
84 |
Tricuspid valve repair |
75 |
|
85 |
Pulmonary valve repair |
75 |
|
Operations on the Kidney, ureter, and bladder |
86 |
Total nephrectomy (Not as transplant donor) |
50 |
87 |
Partial Nephrectomy |
50 |
|
88 |
Open extirpation of lesion of kidney |
50 |
|
89 |
Excision of ureter |
50 |
|
90 |
Total excision of bladder |
50 |
|
91 |
Kidney injury repair |
50 |
|
92 |
Pyeloplasty / Ureterocalicostomy for pelvic ureteric junction obstruction |
50 |
|
93 |
Partial excision of bladder |
25 |
|
94 |
Therapeutic ureteroscopy operations on ureter |
25 |
|
95 |
Urinary diversion |
25 |
|
96 |
Replantation of ureter |
25 |
|
Operations on the lung and bronchus |
97 |
Pneumonectomy |
75 |
98 |
Open Lobectomy of Lung |
75 |
|
99 |
Partial Extirpation of Bronchus |
75 |
|
100 |
Pleurectomy or Pleural decortication |
50 |
|
101 |
Major Nasal Reconstruction due to Traumatic lesions |
75 |
|
102 |
Total Glossectomy |
50 |
|
103 |
Operations on frontal sinus |
50 |
|
104 |
Oral Leukoplakia- Wide excision |
25 |
|
105 |
Operations on maxillary antrum using sublabial approach |
25 |
|
Operations on the skull, brain, and meninges |
106 |
Craniotomy for malignant Cerebral tumours |
100 |
107 |
Craniotomy for non-malignant space occupying lesions |
75 |
|
108 |
Operations on Subarachnoid space of brain |
75 |
|
109 |
Craniotomy- Surgery on meninges of Brain |
75 |
|
110 |
Other operations on the meninges of the Brain |
75 |
|
111 |
Micro vascular decompression of cranial nerves/neurectomy |
75 |
|
112 |
Craniotomy for Drainage of Extradural, subdural, or intracerebral space |
50 |
|
113 |
Therapeutic Burr Hole on skull- Drainage of Extra-Dural, intra-Dural, or intracerebral space |
25 |
|
Operations on the spine and nerves |
114 |
Unilateral or Bilateral sympathectomy |
50 |
115 |
Peripheral nerve Graft |
50 |
|
116 |
Free Fascia Graft for Facial Nerve Paralysis |
50 |
|
117 |
Excision of deep-seated peripheral nerve tumour |
50 |
|
118 |
Multiple Microsurgical Repair of digital nerve |
50 |
|
119 |
Fracture fixation- Spine |
50 |
|
Operations on the Thoracic cavity |
120 |
Diaphragmatic/Hiatus Hernia Repair |
75 |
121 |
Thoracoplasty |
75 |
|
122 |
Open excision of benign mediastinal lesions |
75 |
|
123 |
Excision of Diaphragmatic tumours |
75 |
|
Operations on the Thyroid, Parathyroid, and other endocrine glands |
124 |
Pineal Gland excision |
100 |
125 |
Pituitary Gland excision |
100 |
|
126 |
Complete excision of adrenal glands |
75 |
|
127 |
Total thyroidectomy |
75 |
|
128 |
Complete excision of Parathyroid gland |
75 |
|
129 |
Partial excision of adrenal glands |
50 |
|
130 |
Subtotal/Partial Thyroidectomy |
50 |
|
131 |
Partial excision of Parathyroid gland |
50 |
|
Other operations |
132 |
Major Excision and grafting of Lymphedema |
75 |
133 |
Splenectomy |
75 |
|
A fixed payout will be provided for any surgery meeting the surgical definition, requiring 24 hours of hospitalisation.
Unlimited Day Care Surgeries
Day Care Procedures |
||
Microsurgical operations on the middle ear |
1 |
Stapedectomy |
2 |
Revision of a stapedectomy |
|
3 |
Other operations on the auditory ossicles |
|
4 |
Myringoplasty (Type -I Tympanoplasty) |
|
5 |
Tympanoplasty (closure of an eardrum perforation/reconstruction of the auditory ossicles) |
|
6 |
Revision of a tympanoplasty |
|
7 |
Other microsurgical operations on the middle ear |
|
|
8 |
Myringotomy |
9 |
Removal of a tympanic drain |
|
10 |
Incision of the mastoid process and middle ear |
|
11 |
Mastoidectomy |
|
12 |
Reconstruction of the middle ear |
|
13 |
Other excisions of the middle and inner ear |
|
14 |
Fenestration of the inner ear |
|
15 |
Revision of a fenestration of the inner ear |
|
16 |
Incision (opening) and destruction (elimination) of the inner ear |
|
17 |
Other operations on the middle and inner ear |
|
Operations on the nose & the nasal sinuses |
18 |
Excision and destruction of diseased tissue of the nose |
19 |
Operations on the turbinate (nasal concha) |
|
20 |
Other operations on the nose |
|
21 |
Nasal sinus aspiration |
|
Operations on the eyes |
22 |
Incision of tear glands |
23 |
Other operations on the tear ducts |
|
24 |
Incision of diseased eyelids |
|
25 |
Excision and destruction of diseased tissue of the eyelid |
|
26 |
Incision of diseased eyelids |
|
27 |
Operations on the canthus and epicanthus |
|
28 |
Corrective surgery for entropion and ectropion |
|
29 |
Corrective surgery for blepharoptosis |
|
30 |
Removal of a foreign body from the conjunctiva |
|
31 |
Removal of a foreign body from the cornea |
|
32 |
Incision of the cornea |
|
33 |
Operations for pterygium |
|
34 |
Other operations on the cornea |
|
35 |
Removal of a foreign body from the lens of the eye |
|
36 |
Removal of a foreign body from the posterior chamber of the eye |
|
37 |
Removal of a foreign body from the orbit and eyeball |
|
38 |
Operation of cataract |
|
Operations on the skin & subcutaneous tissues |
39 |
Incision of a pilonidal sinus |
40 |
Other incisions of the skin and subcutaneous tissues |
|
41 |
Surgical wound toilet (wound debridement) and removal of diseased tissue of the skin and subcutaneous tissues |
|
42 |
Local excision of diseased tissue of the skin and subcutaneous tissues |
|
43 |
Other excisions of the skin and subcutaneous tissues |
|
44 |
Simple restoration of surface continuity of the skin and subcutaneous tissues |
|
45 |
Free skin transplantation, donor site |
|
46 |
Free skin transplantation, recipient site |
|
47 |
Revision of skin plasty |
|
48 |
Other restoration and reconstruction of the skin and subcutaneous tissues |
|
49 |
Chemosurgery to the skin |
|
50 |
Destruction of diseased tissue in the skin and subcutaneous tissues |
|
Operations on the tongue |
51 |
Incision, excision, and destruction of diseased tissue of the tongue |
52 |
Partial glossectomy |
|
53 |
Glossectomy |
|
54 |
Reconstruction of the tongue |
|
55 |
Other operations on the tongue |
|
Operations on the salivary glands & salivary ducts |
56 |
Incision and lancing of a salivary gland and a salivary duct |
57 |
Excision of diseased tissue of a salivary gland and a salivary duct |
|
58 |
Resection of a salivary gland |
|
59 |
Reconstruction of a salivary gland and a salivary duct |
|
60 |
Other operations on the salivary glands and salivary ducts |
|
Other operations on the mouth & face |
61 |
External incision and drainage in the region of the mouth, jaw, and face |
62 |
Incision of the hard and soft palate |
|
63 |
Excision and destruction of diseased hard and soft palate |
|
64 |
Incision, excision, and destruction in the mouth |
|
65 |
Plastic surgery to the floor of the mouth |
|
66 |
Other operations in the mouth |
|
Operations on the tonsils & adenoids |
67 |
Transoral incision and drainage of a pharyngeal abscess |
68 |
Tonsillectomy without adenoidectomy |
|
69 |
Tonsillectomy with adenoidectomy |
|
70 |
Excision and destruction of a lingual tonsil |
|
71 |
Other operations on the tonsils and adenoids |
|
72 |
Trauma surgery and orthopaedics |
|
73 |
Incision on bone, septic and aseptic |
|
74 |
Closed reduction on fracture, luxation or epiphyseolysis with osteosynthesis |
|
75 |
Suture and other operations on tendons and tendon sheath |
|
76 |
Reduction of dislocation under GA |
|
77 |
Arthroscopic knee aspiration |
|
Operations on the breast |
78 |
Incision of the breast |
79 |
Operations on the nipple |
|
Operations on the digestive tract |
80 |
Incision and excision of tissue in the perianal region |
81 |
Surgical treatment of anal fistulas |
|
82 |
Surgical treatment of haemorrhoids |
|
83 |
Division of the anal sphincter (sphincterotomy) |
|
84 |
Other operations on the anus |
|
85 |
Ultrasound guided aspirations |
|
86 |
Sclerotherapy etc. |
|
87 |
Laparoscopic cholecystectomy |
|
Operations on the female sexual organs |
88 |
Incision of the ovary |
89 |
Insufflation of the Fallopian tubes |
|
90 |
Other operations on the Fallopian tube |
|
91 |
Dilatation of the cervical canal |
|
92 |
Conisation of the uterine cervix |
|
93 |
Other operations on the uterine cervix |
|
94 |
Incision of the uterus (hysterotomy) |
|
95 |
Therapeutic curettage |
|
96 |
Culdotomy |
|
97 |
Incision of the vagina |
|
98 |
Local excision and destruction of diseased tissue of the vagina and the pouch of Douglas |
|
99 |
Incision of the vulva |
|
100 |
Operations on Bartholin’s glands (cyst) |
|
Operations on the prostate & seminal vesicles |
101 |
Incision of the prostate |
102 |
Transurethral excision and destruction of prostate tissue |
|
103 |
Transurethral and percutaneous destruction of prostate tissue |
|
104 |
Open surgical excision and destruction of prostate tissue |
|
105 |
Radical prostatevesiculectomy |
|
106 |
Other excision and destruction of prostate tissue |
|
107 |
Operations on the seminal vesicles |
|
108 |
Incision and excision of periprostatic tissue |
|
109 |
Other operations on the prostate |
|
Operations on the scrotum & tunica vaginalis testis |
110 |
Incision of the scrotum and tunica vaginalis testis |
111 |
Operation on a testicular hydrocele |
|
112 |
Excision and destruction of diseased scrotal tissue |
|
113 |
Plastic reconstruction of the scrotum and tunica vaginalis testis |
|
114 |
Other operations on the scrotum and tunica vaginalis testis |
|
Operations on the testes |
115 |
Incision of the testes |
116 |
Excision and destruction of diseased tissue of the testes |
|
117 |
Reconstruction of the testis |
|
118 |
Implantation, exchange, and removal of a testicular prosthesis |
|
119 |
Other operations on the penis |
|
Operations on the spermatic cord, epididymis, and ductus deferens |
120 |
Surgical treatment of a varicocele and a hydrocele of the spermatic cord |
121 |
Excision in the area of the epididymis |
|
122 |
Epididymectomy |
|
123 |
Reconstruction of the spermatic cord |
|
124 |
Reconstruction of the ductus deferens and epididymis |
|
125 |
Other operations on the spermatic cord, epididymis, and ductus deferens |
|
Operations on the penis |
126 |
Operations on the foreskin |
127 |
Local excision and destruction of diseased tissue of the penis |
|
128 |
Amputation of the penis |
|
129 |
Plastic reconstruction of the penis |
|
130 |
Other operations on the penis |
|
Operations on the urinary system |
131 |
Cystoscopic removal of stones |
Other Operations |
132 |
Lithotripsy |
133 |
Coronary angiography |
|
134 |
Haemodialysis |
|
135 |
Radiotherapy for Cancer |
|
136 |
Cancer Chemotherapy |
|
List Of Illnesses Covered Under CritiCash
Sr. No |
Conditions |
Sr. No |
Conditions |
Major Critical Illnesses - 100% of Sum Assured (less any minor claims paid already) |
|||
1 |
Cancer of Specified Severity |
18 |
End Stage Lung Failure |
2 |
Cardiomyopathy |
19 |
Kidney Failure requiring Regular Dialysis |
3 |
Chronic Adrenal Insufficiency (Addison's Disease) |
20 |
Loss of Independent Existence (Cover up to Age 74) |
4 |
Aorta Graft Surgery |
21 |
Loss of limbs |
5 |
Myocardial Infarction (First Heart Attack of specified severity) |
22 |
Major Head Trauma |
6 |
Open Chest CABG (Coronary Artery Bypass Graft) |
23 |
Motor Neuron Disease with Permanent Symptoms |
7 |
Open Heart Replacement or Repair of Heart Valves |
24 |
Multiple Sclerosis with Persisting Symptoms |
8 |
Primary (Idiopathic) Pulmonary Hypertension |
25 |
Muscular Dystrophy |
9 |
Stroke resulting into permanent symptoms |
26 |
Parkinson's Disease |
10 |
Alzheimer's Disease |
27 |
Permanent Paralysis of Limbs |
11 |
Apallic Syndrome |
28 |
Poliomyelitis |
12 |
Aplastic Anaemia |
29 |
Progressive Scleroderma |
13 |
Blindness |
30 |
Systemic Lupus Erythematosus with Lupus Nephritis |
14 |
Chronic Relapsing Pancreatitis |
31 |
Third Degree Burns |
15 |
Coma of Specified Severity |
32 |
Eisenmenger's Syndrome |
16 |
Creutzfeldt-Jacob disease |
33 |
Myelofibrosis |
17 |
End Stage Liver Failure |
|
|
Minor Critical Illnesses (25% of Sum Assured less any minor claims paid already) |
|||
34 |
Cardiac Arrest requiring permanent Cardiac Pacemaker or ICD insertion |
45 |
Carcinoma-in-Situ |
35 |
Angioplasty |
46 |
Necrotizing Fasciitis |
36 |
Benign Brain Tumour |
47 |
Severe Rheumatoid Arthritis |
37 |
Fulminant Viral Hepatitis |
48 |
Pneumonectomy |
38 |
Severe Osteoporosis |
49 |
Bacterial Meningitis |
39 |
Small Bowel Transplant |
50 |
Encephalitis |
40 |
Intestinal Gangrene requiring surgery |
51 |
Deafness |
41 |
Surgical removal of one kidney |
52 |
Loss of Speech |
42 |
Percutaneous Transluminal Balloon Valvuloplasty or Valvotomy |
53 |
Medullary Cystic Disease |
43 |
Severe Ulcerative Colitis |
54 |
Amputation of Feet Due to Complications from Diabetes |
44 |
Specified Early-stage Cancer |
55 |
Cirrhosis of Liver |
Catastrophic Critical Illnesses (150% of Sum Assured less any minor claims paid already) |
|||
56 |
End Stage Cancer |
57 |
Major Organ/Bone Marrow transplant |
Protect the financial future of your loved ones against uncertainties of life with our Term Insurance plans that offers you larger cover, higher security, and speedy settlement.
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Issue of
policy
A Non-Linked, Non-Participating, Annuity Plan (UIN:110N161V04)
Tata AIA Life Insurance Best Seller
The Tata AIA Life Insurance Fortune Guarantee Pension helps you look after your post-retirement financial needs with a guaranteed14 regular income so that you can lead a life free from financial worries.
Minimum Premium Payment Term
Single Pay – 1 Year
Regular / Limited Pay – 5 years
Get guaranteed14 regular income for your retirement
Single and Joint life option
Get Tax Benefits~ as per applicable tax laws
Multiple options are available in this plan: Immediate Life Annuity| Immediate Life Annuity with Return of Purchase Price| Deferred Life Annuity (GA-I) and with Return of Purchase Price| Deferred Life Annuity (GA-II) and with Return of Purchase Price.
A Single Premium, Non-Linked, Non-Participating Individual Annuity Plan (UIN: 110N150V05)
Retirement plans help you make all these dreams come true, by allowing you to enjoy a steady stream of income even after you retire. Plan for your golden years with the Tata AIA Life Insurance Smart Annuity Plan.
Read more
Get Guaranteed15 Regular income for your retirement
Avail loan against the policy
Avail 2% extra annuity16
Non-Linked, Non Participating Individual Life Insurance Savings Plan (UIN: 110N147V02)
Tata AIA Life’s Guaranteed Monthly Income Plan, provides financial protection for your family and a monthly income that meets tomorrow's requirements, thus helping you plan ahead towards your future needs and protection for your loved ones.
Read more
Min. Entry Age
For Policy Term 5 years: 13 years
For Policy Term 8 years: 10 years
For Policy Term 12 years: 6 years
Premium Payment Mode
Pay as per convenience using Annual / Half-yearly / Quarterly / Monthly mode of payment.
Any reference to age is as on last birthday
Flexibility to plan your monthly income for 10/ 16/ 24 years
Receive monthly income ranging from 8.35% to 13.03% per annum of total premiums paid
Life cover to protect your loved ones
A Single Premium, Non-Linked, Non-Participating, Individual, Immediate Annuity Plan (UIN: 110N159V05)
Gain financial freedom during your second innings. The plan offers you regular income to help you manage your expenses post retirement.
Read more
Premium Payment Mode
You can pay a Single Premium to avail the policy.
Any reference to age is as on last birthday
Get Guaranteed25 Lifetime Pension Post Retirement
Get Income Tax~ Benefits
Option of Single and Joint Life
No Medical Test Required to Purchase the Plan
In this policy, the investment risk in investment portfolio is borne by the policyholder.
Unit Linked Individual Life Insurance Savings Plan (UIN:110L164V01)
Tata AIA New
Grow your wealth with our Top Rated funds12 and get life cover
2 Plan Options
iSIP Wealth
iSIP Young Genius
Premium Payment
Pay your premium in easy installments with Single, Annual, Semi-Annual, Quarterly, Monthly mode of payment
Zero Premium Allocation/Policy Administration Charges.
Supercharge your fund with Wealth Booster and earn more on your investment.
You get an option to choose from our top-rated funds12 of your choice and grow your wealth.
IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
Unit Linked Individual Life Insurance Savings Plan (UIN: 110L112V04)
Tata AIA Life Insurance Best Seller
With the Fortune Pro plan from Tata AIA Life Insurance, your humble investments today can grow considerably larger with time. This allows you to create a corpus for your family to rely on in the future.
Read more
Policy Term
15 to 40 years
Premium Payment Mode
Pay as per convenience using Single / Annual / Half-yearly / Quarterly / Monthly mode of payment.
A ULIP Plan with all funds rated 4 or 5 stars12 by Morningstar13
Flexibility to choose from multiple fund options for enhanced investment opportunities
Save Tax~ as per applicable income tax laws
IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
A comprehensive solution that offers a whole life cover till age 100, while also focusing on savings with market-linked returns22.
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Min. Entry Age
18 years / 60 years
Premium Payment Mode
Annual mode of payment.
Get Life Insurance Cover
Get whole life cover till the age of 100
Return on Maturity at the end of Policy Term.
IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
Grow your wealth with our top rated funds12 and make your dreams come true.
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Min. Age to Buy Policy
18 years
Premium Payment Mode
Annual, Half yearly, Quarterly and Monthly Mode
Get the returns you deserve with our top rated funds12
Power of unique 360° health protection
Life cover to secure your family
IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
Unit Linked, Individual Life Insurance Savings Plan (UIN:110L111V03)
Investment in this plan can help you fulfill your medium to long term goals such as children’s education, retirement planning and wealth creation.
Read more
Minimum Premium
Single Pay – Rs 5,00,000
Regular/Limited Pay – Rs 2,50,000 per annum
.
Flexibility to pay premium one time or for a limited period as per your choice
Regular Loyalty Additions to boost investments
Flexibility to choose from 11 Fund options for enhanced investment opportunities
Non-Linked, Non-Participating, Individual
Life Insurance Savings Plan (UIN: 110N158V09)
Tata AIA Life Insurance Best Seller
The plan provides financial protection for your family and Guaranteed4 Regular Income that meets tomorrow's requirements, thus helping you plan towards your future needs and protection for your loved ones.
Get Guaranteed4 Tax-Free~ Income
Choice to receive Income – Monthly/Annually
Save Tax Up to 46,8007
Get your premium back8 at end of income period
Individual, Non-Linked, Non-participating,
Life Insurance Savings Plan (UIN110N163V02)
Tata AIA
Now enjoy supreme returns immediately from the first month itself.
Read more
Get Guaranteed26 Income from first month and Save Tax~
Grow your income by choosing Sub Wallet27 feature and withdraw as and when required
Option to receive income on a ‘Special Date’28 of your choice
Individual, Non-Linked, Non-Participating,
Life Insurance Savings Plan (UIN: 110N152V11)
Tata AIA Life Guaranteed Return Insurance Plan helps to meets tomorrow's requirements along with protecting your loved ones and to fulfill your medium to long term goals such as Child’s Education/ Marriage or Retirement planning etc.
Read more
Premium Amount
Min: 24,000 per annum
Max: No Limit, subject to underwriting
Receive Guaranteed9 benefits on policy maturity or in case of unfortunate Death
Life cover for financial protection of your loved ones
Guaranteed Additions10 that boost corpus year on year under Endowment Option
A Non-Linked, Non-Participating, Individual
Life Insurance Savings Plan (UIN: 110N126V04)
Investment in this plan helps you fulfill your medium to long term goals such as Child’s Education/ Marriage / Business Start-up and Retirement planning.
Read more
Premium Amount
Min: 18,000 per annum
Max: No Limit, subject to underwriting
Flexibility to choose between Regular Income or Endowment options
Pay for 7/10/12 years, get guaranteed11 life cover for 15/21/25 years
Higher benefit for women
Get tax benefits~ as per applicable tax laws
Individual, Non-Linked, Participating Life
Insurance Savings Plan (110N162V01)
A smart savings plan that adds value to your life goals!
Read more
Premium Amount
Min: Single/Limited/Regular Pay: 24,000 per annum
Max: No Limit, subject to underwriting
Get Choice of 2 plan option. Cash Bonus23 or Accumulating Cash Bonus
Option to receive to Cash bonus in hand or in a Sub-Wallet. (Only available with Cash Bonus option).
With Life Protect feature, you can restore full life cover20 on a reduced paid-up policy in case an emergency such as unemployment or loss of income
Non-Linked, Non-Participating, Individual
Life Insurance Savings plan (UIN:110N120V09)
Fulfill your life goals and secure the financial future of your loved ones.
Read more
Single Pay
Limited Pay: 5 to 20 years
Regular Pay: 10 to 20 years
Guaranteed21 lump sum benefit on Maturity
Life cover to protect your loved ones
Flexible policy term & premium paying term
Higher benefits for female lives
A Non-Linked Non-Participating Individual
Life Insurance Plan (UIN:110N160V03)
Tata AIA Life Insurance New
Our bestselling term insurance plan which offers you whole life coverage^ with affordable premium to secure your family’s financial future.
Minimum Age to Buy Policy
18 years
Policy Coverage
Get cover up to 100 years of your age^
Get your premiums back with
Return of Premium** feature.
Increase Life Cover at
Important Milestones~~
Save Tax~ up to 46,8007
New
This Smart Solution combines the benefit of a life cover along with critical illness, hospitalization expenses, accidental death, total and permanent disability and more.
Read more
Get Criticare Plus# and
Hospicare Benefit24
Express@ Issuance
Affordable premiums
Avail Tax~ Benefits
Solution Composition
InstaProtect Solution comprises Tata AIA Life Insurance Sampoorna Raksha Supreme (Non-Linked, Non-Participating, Individual Life Insurance Plan) (UIN: 110N160V03) - Life Option (in case Return of Premium is No) or Life Plus Option (in case of Return of Premium is Yes), Tata AIA Vitality Protect (UIN: 110B046V01) - A Non-linked, Non-participating, Individual Health Rider; Tata AIA Vitality Health (UIN: 110B045V01) - A Non-linked, Non-participating, Individual Health Rider.
Non-Linked Non-Participating, Individual Life Insurance Pure Risk Premium Product (UIN: 110N102V04)
Tata AIA Life Insurance
A flexible term insurance policy to cover your family against life's uncertainties with affordable premium. Take a step today to secure your family.
Read more
Min. Entry Age
18 years
Policy Coverage
Up to Age 85 or option for Whole Life coverage (till age 100 years)
Premium Payment Mode
Pay as per convenience using Annual / Semi Annual / Quarterly / Monthly mode of payment.
Get whole life coverage up to 100 years
Increase your life cover at important with Life Stage18 option
Get tax benefits~ as per applicable income tax laws
Lower premiums for female lives and standard premium for Non-Smokers
Please continue supporting us and loving us which allows us to constantly grow and serve you better.
You may also mail us at
customercare@tataaia.comOr you can get in touch with us
1-860-266-9966
Please continue supporting us and loving us which allows us to constantly grow and serve you better.
You may also mail us at
customercare@tataaia.comOr you can get in touch with us
1-860-266-9966
You may also mail us at
customercare@tataaia.comOr you can get in touch with us
1-860-266-9966अगर किसी भी वजह से आप हमारे जवाब से संतुष्ट नहीं है, तो अब आप अपनी शिकायत को एस्कलेट कर सकते हैं और हम मामले को प्राथमिकता के साथ देखेंगे.
अगर ग्राहक अपने केस का समर्थन करने के लिए अपनी शिकायत को पूरी जानकारी के साथ प्रस्तुत करना चाहते हैं, तो वे शिकायत के निपटान के 8 सप्ताह के भीतर ऐसा कर सकते हैं.
स्तर 1
शिकायत निवारण अधिकारी (GRO)
सुश्री गायत्री नाथन
सीनियर वाईस प्रेजिडेंट - ऑपरेशन
प्रमुख - ग्राहक सेवा,
टाटा एआईए लाइफ़ इंश्योरेंस कंपनी लिमिटेड,
बी-विंग, 9वीं मंज़िल, आई-थिंक टेक्नो कैंपस,
टीसीएस के पीछे, पोखरण रोड नं.2,
ईस्टर्न एक्सप्रेस हाइवे के करीब,
ठाणे (वेस्ट) - 400 607
स्तर 2
बीमा ऑम्बड्समैन
पॉलिसी दस्तावेज में बीमा लोकपाल का विवरण प्रदान किया गया है
ग्राहक 30 दिनों के बाद अपनी शिकायत के निवारण के लिए लोकपाल के पास मामले का प्रतिनिधित्व कर सकते हैं.
शिकायतकर्ता द्वारा विधिवत हस्ताक्षरित लिखित रूप में या उसके कानूनी वारिसों द्वारा शिकायत की पूरी जानकारी और शिकायतकर्ता की संपर्क जानकारी के साथ शिकायत की जानी चाहिए. लोक शिकायत निवारण नियम 1998 के प्रावधान 13 (3) के अनुसार, लोकपाल से शिकायत की जा सकती है:
बीमाकर्ता द्वारा अस्वीकार किए जाने की तारीख से एक वर्ष की अवधि के भीतर. अगर यह एक साथ किसी मुकदमे के तहत न हो
बीमा ऑम्बड्समैन
Please continue supporting us and loving us which allows us to constantly grow and serve you better.
You may also mail us at
customercare@tataaia.comOr you can get in touch with us
1-860-266-9966
Please continue supporting us and loving us which allows us to constantly grow and serve you better.
You may also mail us at
customercare@tataaia.comOr you can get in touch with us
1-860-266-9966
You may also mail us at
customercare@tataaia.comOr you can get in touch with us
1-860-266-9966अगर किसी भी वजह से आप हमारे जवाब से संतुष्ट नहीं है, तो अब आप अपनी शिकायत को एस्कलेट कर सकते हैं और हम मामले को प्राथमिकता के साथ देखेंगे.
अगर ग्राहक अपने केस का समर्थन करने के लिए अपनी शिकायत को पूरी जानकारी के साथ प्रस्तुत करना चाहते हैं, तो वे शिकायत के निपटान के 8 सप्ताह के भीतर ऐसा कर सकते हैं.
स्तर 1
शिकायत निवारण अधिकारी (GRO)
सुश्री गायत्री नाथन
सीनियर वाईस प्रेजिडेंट - ऑपरेशन
प्रमुख - ग्राहक सेवा,
टाटा एआईए लाइफ़ इंश्योरेंस कंपनी लिमिटेड,
बी-विंग, 9वीं मंज़िल, आई-थिंक टेक्नो कैंपस,
टीसीएस के पीछे, पोखरण रोड नं.2,
ईस्टर्न एक्सप्रेस हाइवे के करीब,
ठाणे (वेस्ट) - 400 607
स्तर 2
बीमा ऑम्बड्समैन
पॉलिसी दस्तावेज में बीमा लोकपाल का विवरण प्रदान किया गया है
ग्राहक 30 दिनों के बाद अपनी शिकायत के निवारण के लिए लोकपाल के पास मामले का प्रतिनिधित्व कर सकते हैं.
शिकायतकर्ता द्वारा विधिवत हस्ताक्षरित लिखित रूप में या उसके कानूनी वारिसों द्वारा शिकायत की पूरी जानकारी और शिकायतकर्ता की संपर्क जानकारी के साथ शिकायत की जानी चाहिए. लोक शिकायत निवारण नियम 1998 के प्रावधान 13 (3) के अनुसार, लोकपाल से शिकायत की जा सकती है:
बीमाकर्ता द्वारा अस्वीकार किए जाने की तारीख से एक वर्ष की अवधि के भीतर. अगर यह एक साथ किसी मुकदमे के तहत न हो
बीमा ऑम्बड्समैनWhat are the different kinds of insurance plans?
The most common types of life insurance plans are:
How to buy a life insurance plan online?
Purchasing life insurance online is a simple and less time-consuming process. The steps are as follows:
1. Click on Calculate Premium to know the premium amount for any of the plans mentioned above.
2. Compare the features and benefits to choose a suitable policy based on your financial needs.
3. Upon choosing a life insurance policy, provide the necessary details and upload the required documents.
4. Choose the add-on rider16 options if required.
5. The applicable premium will be displayed on the screen upon providing all the required details.
6. If you are satisfied with the premium, pay the premium online using any of the applicable online payment methods.
7. If unsatisfied, you can revise your inputs such as for the sum assured, policy tenure, etc., to determine the most affordable premium.
Can I get a term insurance tax benefit?
Yes! When you purchase a life insurance plan, you will get income tax5 benefits as per applicable income tax laws
How much life insurance coverage does one need?
The life insurance coverage required will be based on individual financial status, expenses, future financial commitments, and other liabilities. It can be determined based on the following calculations:
Human Life Value - The life insurance coverage using the human life value method can be determined based on your income, loans and liabilities, expenses, and future financial commitments, considering the inflation rate. You can utilise our Tata AIA Life Insurance Human Life Value Calculator to determine this human life value.
Expenses - The sum assured based on expenses can be determined by considering your routine utility bills, loans and liabilities, and future financial goals.
General Thumb Rule - You can also calculate the required life insurance coverage based on the general thumb rule. The general thumb for calculating the life insurance coverage is 10 times your current annual income.
What are riders, and how do they help your insurance policy?
Riders are add-on covers that help you enhance the life insurance coverage for the policy tenure. It provides additional financial support in specific scenarios to help you reduce your liabilities. For instance, the rider16 for the critical illness benefit can provide financial support to pay for your medical and hospitalisation expenses if you are diagnosed with a critical illness during the policy period.
Can I make premium payments online?
Premium payments can be made online by logging into your account and choosing any online payment method such as net banking, debit card, credit card etc.
How does comparing premiums online help?
By comparing premiums online, you can determine the right and best-suited life insurance policy with the features and benefits to provide the required sum assured at an affordable premium.
What documents are required to register a claim online?
The documents required to register a claim online will depend on the type of claim. Some of the documents that may be required during death claim are:
Claimant’s statement
Proof of identity
Proof of residence
Death certificate
Cancelled cheque.
Physician’s Statement and Medical Records
Copy of First Information Report (FIR) in case of an accident
Copy of post-mortem report
The claim for the rider and other benefits will depend on the type of claim registered. Click here to learn more about these documents.
How can I file a claim online?
You can file a claim online using the following simple steps.
Visit our Tata AIA Life Insurance official web page.
Navigate to the ‘Where Do I?’ tab.
From the drop-down menu, choose the ‘Claim Intimations’ option.
Provide the necessary details and upload the required documents to file a claim online.
Is there any discount for Tata Group Employees?
A Tata Group Employee Discount* up to 20% is applicable on the premium for the first year for life insurance policies exclusively for Tata Group employees.
The specifics of the purchase process will vary across online insurers. However, the basic overarching steps that must be followed when buying a term insurance plan online are more or less the same.
First, you will have to visit the insurance provider's official website and navigate to the term plan section of their site. This can be found on the top tab or by using by hovering over the 'Plans' tab to find your desired plan.
Next, you must use their term insurance calculator to estimate your premium rate under the term plan. For example, if you are buying a term plan from Tata AIA, you can use our Tata AIA Term Insurance Calculator to estimate your premiums.
Doing this allows you to get an overview of what your term insurance plan will be like and what customization or add-on options are available under the plan. All of this helps you invest in the right types of term insurance policies.
We also allow you to compare term insurance plans with each other before you purchase a policy so you have a better understanding of policy terms and features.
Once you have decided on the term plan you want, you can proceed to buy your term plan online by providing your details on the website. You will receive a call back from an insurance agent that will guide you through the process.
Get income tax~ benefits as per applicable income tax laws
The plan includes flexible premium payment options for you, which allows you to pay for the policy coverage at your convenience. Under this policy, you can choose from single, monthly, half-yearly, quarterly, and yearly premium payment frequency options.
The premium rates for women policyholders will be preferential as compared to smokers, non-smokers or also their male counterparts. Women policyholders or female life insured can get preferential premium rates on their insurance policy.
Secure your family’s financial future and ensure they live a life with the same lifestyle even in your absence with the death benefit pay-out.
Choose from four flexible plan options under this policy, each designed to serve your unique insurance needs. You can opt for the Life Option, Life Plus Option, Life Income Option and Credit Protect Option, as per your life cover needs.
The policyholder can choose the Income Start Age to begin receiving regular monthly income, as per the applicable plan option. You can select the Income Start Age at the age of 55, 60 or 65 years, based on your last birthday, to start receiving your regular monthly income for a peaceful life, free from financial worries.
Provided all premiums are paid on time, you will enjoy the benefits of the return of premium** payment upon policy maturity.
Tata AIA Life Insurance
Supercharge your plan with Vitality Wellness Program2
Are you an NRI?
Tata AIA Life Insurance
Are you an NRI?
Tata AIA Life Insurance
Are you an NRI?
Tata AIA Life Insurance
Are you an NRI?
Tata AIA Life Insurance
Supercharge your plan with Vitality Wellness Program2
Are you an NRI?
Tata AIA Life Insurance
Are you an NRI?
Tata AIA Life Insurance
Are you an NRI?
Tata AIA Life Insurance
Are you an NRI?
Plan Guaranteed* Lifelong Income for your 2nd innings
Share Your Details For A Call Back
Use our online retirement planning calculator to calculate the funds and savings you need during your retirement and a get clear idea of how much money you need to keep yourself and for your family to live the same lifestyle during those golden years.
Drainage of Abscess
Injection, including Intramuscular (Per Injection Cost)
Sprain Management (Joint Movement or Exercise)
Otoscopic Examination (Magnifying Otoscopy)
Intravenous Injection (IV)
Nasal Packing for Control of Haemorrhage
Nebuliser Therapy
Removal of a Foreign Body
Suturing (Staple under LA)
Removal of Suture
Life insurance is important for everyone, irrespective of age, profession, and lifestyle. These are the broad categories of individuals who should have life insurance:
Working Professionals
Working Professionals
Newly-Weds
Newly-Weds
Working Parents
Working Parents
Homemakers
Homemakers
Retired Individuals
Retired Individuals
Business persons
Business persons
Though life insurance covers natural deaths and accidental deaths, here are some of the common causes of death that cannot be covered under life insurance:
Life insurance will not cover your death caused by your involvement in illegal or criminal activities. Also, death caused by high-risk sports will not be covered.
Inform your insurer about any pre-existing condition during the policy purchase. The benefits can only be paid out if this information is already available with the insurer.
The use and overdose of drugs and alcohol can lead to death. But your life insurance policy cannot cover this type of death.
Life insurance cannot cover damages to the insured’s life arising from natural disasters or calamities.
Here are the important reasons why you must have life insurance:
Why should you have life insurance?
Having life insurance serves many purposes. If you need pure life cover, you can get a term insurance plan and secure your family against financial insecurities. With a savings plan or money-back plan, you can save money over the long term and fulfil your future financial goals. Or you can choose wealth generation + life cover and earn market-linked returns through a Unit-Linked Insurance Plan.
When can you purchase a life insurance policy?
You can purchase life insurance at any stage of your life when you need to offer life insurance coverage to your family and fulfil your financial commitments.
However, if you buy life insurance at a younger age, you can pay lower premiums. Conversely, buying life insurance at an older age means higher premiums.
The maximum age limit up to which you can buy life insurance is 65 years.
Can life insurance be purchased online?
Yes, you can buy life insurance online. You can purchase a policy of your choice by browsing any Tata AIA Life Insurance plans online. Alternatively, you can also get in touch with us to know more about your policy choice.
Can I choose the policy term and premium payment term when buying life insurance?
Yes, you can choose a policy term and premium paying term per your preference before buying life insurance. This can help you pay your policy premiums at your convenience.
Why do you need term insurance?
Different policyholders need term insurance for individual reasons. Term insurance is primarily used to secure your family’s financial future in your absence. However, you can also use a term plan with adequate coverage for many other reasons if you meet your demise within the policy term.
The sum assured can protect your family from unpaid loans and debts, create a retirement fund for your spouse, set up a charitable trust fund for your family or underprivileged children, and so on.
Is term insurance more affordable than other life insurance policies?
Yes, term insurance is more affordable than other forms of life insurance. This is because term plans only offer a pure life cover which can be as extensive as your needs. In the event of your untimely demise during the policy term, the policy will offer your beneficiary/family a death benefit sum assured and then the policy will cease to offer any benefits. Since there are no other components under term insurance, the premiums are also quite low.
Which is the best age to buy a term insurance plan?
You can have a term insurance policy at any age if you need life insurance for yourself and your family. However, buying a term plan when young can ensure lower premium payments due to the lower health risks related to youth.
Getting a term insurance plan early also means a longer policy tenure and more years of life insurance coverage for your family’s protection.
Can I have more than one term policy?
Yes, you can have more than one term insurance policy. However, it is advisable to have one policy with adequate life insurance coverage than multiple policies. This is because the premium payments for two or three policies can become a financial burden over the years.
Moreover, keeping track of so many premium payment due dates is a hassle. However, with one term plan and probably a few essential, optional riders, you can provide comprehensive protection to your family.
What are savings plans?
Savings plans are a form of life insurance that helps you save money over the long term while securing your family with a life cover. You can get the savings corpus as a maturity benefit when the policy matures if you outlive the policy term. This corpus can help you fulfil your future financial commitments and goals.
On the other hand, in case of your death during the policy term, your family will receive the death benefit from the life cover. This sum assured will keep them financially secure in your absence.
Are there different types of savings plans?
Yes, there are different types of savings plans that you can choose from as per your needs:
Can I pay my premiums online toward my life insurance savings plan?
Yes, you can simply log in on your insurance provider’s official website to access your savings policy and choose a digital payment channel to pay your premiums online in a secure manner.
What is the highest limit I can choose for my savings?
Depending on your choice of savings policy, you can choose any amount for your savings corpus per your goals. You can determine the highest savings limit. The life insurance sum assured can also be decided by you. However, while there is a minimum limit to the sum assured, the maximum limit will require your insurance provider’s approval.
When should I get a child education insurance plan?
Start planning for a child education insurance plan when your child is an infant. A child education plan aims to cover your child’s future education expenses. Once the policy matures, you can fund your child’s college education through the child investment plan.
Does a child investment plan offer life insurance?
Yes, a child investment plan offers life insurance benefits. If the insured parent or both parents pass away, the death benefits will ensure the child’s financial future is secure. If the child is a minor at the time of their parents’ death, a beneficiary should be appointed in advance, who can manage the funds on behalf of the child until they reach 18 years of age.
How much should I invest in a child insurance plan?
Considering all the future educational expenses, tuition fees and course fees, determine an amount that will help meet all these costs. Also, consider the future rate of inflation so that there is no shortage of funds when it comes to fulfilling your child’s goals and dreams.
Are there different child investment plans?
Yes, there are different types of child investment plans. Some can be market-linked plans, while others are low-risk savings plans. You can decide what type of policy you want to invest in for your child’s future.
Why should one invest in a Unit-Linked Insurance Plan?
You can invest in a ULIP to grow your wealth long-term. By investing regularly, you can benefit from the market-linked returns5 through the years and, at maturity, receive the fund value on your investment.
Can I opt for more than one fund in a ULIP?
There are multiple funds to choose from when you invest in a ULIP. You can opt for a few or all the funds to invest in. This can help you diversify your ULIP portfolio. The type of funds will vary as per the ULIP you choose.
Is it possible to switch between funds?
If you are not satisfied with the performance of certain funds, you are allowed to make a certain number of free fund switches during the year. You can move your money to other funds available under the ULIP policy to improve your fund performance.
How many ULIPs are needed for wealth creation?
One ULIP can suffice for your wealth creation goals if you plan your investment. However, over the years, if you want to invest in new funds, you can opt for a second ULIP plan. It is advisable not to go overboard with many ULIPs as these are market-linked plans and carry investment risk.
When should I plan my retirement?
Retirement planning should start at least 10-20 years before your retirement. This will enable you to accumulate and save enough funds for all your post-retirement needs.
Can I get a regular income with a retirement plan?
Yes, you can opt for a retirement plan that offers regular income. Once you retire, you can buy an annuity plan with the investment. This annuity plan will pay out a monthly income to you. This can help you fulfil all your essential needs and meet any planned future goals after retirement.
Do retirement plans offer life insurance?
If you select a life insurance retirement plan, you can get a life cover for your family. Hence, in case of your death after retirement, your family can still be secured with the sum assured from life insurance.
Do I need to pay separate premiums for life insurance?
You only pay the premiums towards your retirement plan and buy the annuity on your retirement. There is no need to pay a separate premium for the life insurance component if your retirement plan offers life insurance benefits.
Disclaimers
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